Royal Bank of Canada
TSX:RY

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Royal Bank of Canada Logo
Royal Bank of Canada
TSX:RY
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Price: 172.37 CAD -0.24% Market Closed
Market Cap: 243.4B CAD
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Intrinsic Value

The intrinsic value of one RY stock under the Base Case scenario is 214.68 CAD. Compared to the current market price of 172.37 CAD, Royal Bank of Canada is Undervalued by 20%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

RY Intrinsic Value
214.68 CAD
Undervaluation 20%
Intrinsic Value
Price
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Base Case
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Royal Bank of Canada

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Business Breakdown

Royal Bank of Canada (RBC) stands as a cornerstone of the Canadian banking landscape and is one of the largest financial institutions in North America. Founded in 1864, RBC has not only withstood the tides of economic change but has also evolved into a global player with a diversified portfolio that spans personal and commercial banking, wealth management, and capital markets. The bank's commitment to innovation and customer service has solidified its reputation as a trusted partner for individuals and businesses alike. Through a mix of strategic acquisitions and organic growth, RBC has expanded its footprint beyond Canada, making significant inroads into the United States and other internat...

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Financials
Annual
Quarterly
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TTM

Balance Sheet Decomposition
Royal Bank of Canada

Net Loans 971.8B
Investments 946.9B
PP&E 6.9B
Intangibles 27.2B
Other Assets 123.3B
Total Deposits 1.4T
Short Term Debt 338.3B
Long Term Debt 13.4B
Other Liabilities 238.7B
Earnings Calls

In Q3, RBC delivered $4.5 billion in earnings, bolstered by a 15% jump in fee-based assets and robust Canadian Banking performance, which saw an 11% increase in net interest income. The acquisition of HSBC Canada added $292 million in adjusted earnings, underscoring successful integration. Capital Markets and Wealth Management revenues were significant, with Wealth Management up by 30% year-over-year. RBC's strong ROE of 16.4% and prudent expense management position it for continued capital deployment and shareholder returns. Looking ahead, RBC expects its effective tax rate to remain between 19% and 21% for fiscal 2025.

What is Earnings Call?

Wall St
Price Targets

RY Price Targets Summary
Royal Bank of Canada

Wall Street analysts forecast RY stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for RY is 168 CAD with a low forecast of 102.24 CAD and a high forecast of 196.35 CAD.

Lowest
Price Target
102.24 CAD
41% Downside
Average
Price Target
168 CAD
3% Downside
Highest
Price Target
196.35 CAD
14% Upside
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Dividends

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Shareholder Yield

Current shareholder yield for RY is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
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RY News

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Profile

Royal Bank of Canada Logo
Royal Bank of Canada

Country

Canada

Industry

Banking

Market Cap

243.7B CAD

Dividend Yield

3.25%

Description

Royal Bank of Canada engages in the provision of banking and financial solutions. The company is headquartered in Toronto, Ontario and currently employs 85,211 full-time employees. The firm provides personal and commercial banking, wealth management services, insurance, corporate and investment banking, and transaction processing services. The firm serves personal, business, public sector and institutional clients in Canada, and the United States. The firm's business segments include Personal & Commercial Banking, Wealth Management, Insurance, Investor & Treasury Services, Capital Markets, and Corporate Support. The Company, through its segments, serves various lines of businesses, which include personal financial services, business financial services, cards and payment solutions, and United States banking, Canadian wealth management, United States and international wealth management, global asset management, Canadian insurance, international insurance, corporate and investment banking, global markets and other.

Contact

ONTARIO
TORONTO
Royal Bank Plaza 200 Bay Street
+12124379267.0
www.rbcroyalbank.com

IPO

1905-06-17

Employees

85 211

Officers

President, CEO & Director
Mr. David I. McKay
Group Head of RBC Wealth Management
Mr. Neil McLaughlin
Group Head & CEO of RBC Capital Markets
Mr. Derek Neldner CFA
CFO & Controller
Ms. Katherine Gibson
Group Head of Technology & Operations
Mr. Bruce Ross
Head of Investment Banking
Mr. Matthew R. Stopnik
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Chief Legal & Administrative Officer
Ms. Maria Douvas
VP & Head of Investor Relations
Mr. Asim Imran
Senior Vice President of Communications
Ms. Amy Cairncross
Chief Human Resources Officer
Ms. Kelly Pereira
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See Also

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What is the Intrinsic Value of one RY stock?

The intrinsic value of one RY stock under the Base Case scenario is 214.68 CAD.

Is RY stock undervalued or overvalued?

Compared to the current market price of 172.37 CAD, Royal Bank of Canada is Undervalued by 20%.

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