First National Financial Corp
TSX:FN

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First National Financial Corp
TSX:FN
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Price: 40.35 CAD 0.85% Market Closed
Market Cap: 2.4B CAD
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Intrinsic Value

FN's intrinsic value estimate is unreliable because it is based only on its multiples and doesn't use a DCF valuation.

The intrinsic value of one FN stock under the Base Case scenario is 49.12 CAD. Compared to the current market price of 40.35 CAD, First National Financial Corp is Undervalued by 18%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

FN Intrinsic Value
49.12 CAD
Undervaluation 18%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation History
First National Financial Corp

Intrinsic Value History
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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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FN
Valuation History
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Historical valuation for FN cannot be conducted due to limitations such as insufficient data or other constraints.

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Fundamental Analysis

40.35 CAD
+0.85%
+0.85%
Benchmark
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First National Financial Corp
CA
Financial Services
Market Cap
2.4B CAD
IPO
Jun 15, 2006
Employees
1 579
Canada
Market Cap
2.4B CAD
Industry
Financial Services
IPO
Jun 15, 2006
Company Overview
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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
First National Financial Corp

Current Assets 250.7m
Receivables 250.7m
Non-Current Assets 50.2B
Long-Term Investments 49.3B
PP&E 76.6m
Intangibles 29.8m
Other Non-Current Assets 792.5m
Current Liabilities 3.7B
Accounts Payable 250.3m
Short-Term Debt 3.5B
Non-Current Liabilities 46B
Long-Term Debt 45.8B
Other Non-Current Liabilities 166m
Efficiency

Earnings Waterfall
First National Financial Corp

Revenue
2.1B CAD
Cost of Revenue
-1.6B CAD
Gross Profit
550m CAD
Operating Expenses
-299.1m CAD
Operating Income
251m CAD
Other Expenses
-70.3m CAD
Net Income
180.7m CAD

Free Cash Flow Analysis
First National Financial Corp

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

FN Profitability Score
Profitability Due Diligence

First National Financial Corp's profitability score is 52/100. The higher the profitability score, the more profitable the company is.

Exceptional 3-Year Average ROE
Positive Gross Profit
Positive 3-Years Revenue Growth
Positive ROE
52/100
Profitability
Score

First National Financial Corp's profitability score is 52/100. The higher the profitability score, the more profitable the company is.

FN Solvency Score
Solvency Due Diligence

First National Financial Corp's solvency score is 15/100. The higher the solvency score, the more solvent the company is.

Long-Term Solvency
Short-Term Solvency
High D/E
Low Altman Z-Score
15/100
Solvency
Score

First National Financial Corp's solvency score is 15/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

FN Price Targets Summary
First National Financial Corp

Wall Street analysts forecast FN stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for FN is 44.27 CAD with a low forecast of 41.41 CAD and a high forecast of 48.3 CAD.

Lowest
Price Target
41.41 CAD
3% Upside
Average
Price Target
44.27 CAD
10% Upside
Highest
Price Target
48.3 CAD
20% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
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Safe
0
25
50
75
100
Previous Payment
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Today
Next Payment
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Today
Dec 23, 2024
Previous Payment
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Next Payment
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Ex-Dividend Date
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Shareholder Yield

Current shareholder yield for FN is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Debt Paydown Yield
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See Also

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What is the Intrinsic Value of one FN stock?

The intrinsic value of one FN stock under the Base Case scenario is 49.12 CAD.

Is FN stock undervalued or overvalued?

Compared to the current market price of 40.35 CAD, First National Financial Corp is Undervalued by 18%.

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