S

Sparebank 1 Ringerike Hadeland
OSE:RING

Watchlist Manager
Sparebank 1 Ringerike Hadeland
OSE:RING
Watchlist
Price: 325 NOK Market Closed
Market Cap: 5.1B NOK
Have any thoughts about
Sparebank 1 Ringerike Hadeland?
Write Note

Intrinsic Value

The intrinsic value of one RING stock under the Base Case scenario is 487.94 NOK. Compared to the current market price of 325 NOK, Sparebank 1 Ringerike Hadeland is Undervalued by 33%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

RING Intrinsic Value
487.94 NOK
Undervaluation 33%
Intrinsic Value
Price
S
Worst Case
Base Case
Best Case

Valuation Backtest
Sparebank 1 Ringerike Hadeland

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for RING cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about RING?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
Sparebank 1 Ringerike Hadeland

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Sparebank 1 Ringerike Hadeland

Provide an overview of the primary business activities
of Sparebank 1 Ringerike Hadeland.

What unique competitive advantages
does Sparebank 1 Ringerike Hadeland hold over its rivals?

What risks and challenges
does Sparebank 1 Ringerike Hadeland face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Sparebank 1 Ringerike Hadeland.

Provide P/S
for Sparebank 1 Ringerike Hadeland.

Provide P/E
for Sparebank 1 Ringerike Hadeland.

Provide P/B
for Sparebank 1 Ringerike Hadeland.

Show me price targets
for Sparebank 1 Ringerike Hadeland made by professional analysts.

What are the Revenue projections
for Sparebank 1 Ringerike Hadeland?

How accurate were the past Revenue estimates
for Sparebank 1 Ringerike Hadeland?

What are the Net Income projections
for Sparebank 1 Ringerike Hadeland?

How accurate were the past Net Income estimates
for Sparebank 1 Ringerike Hadeland?

What are the EPS projections
for Sparebank 1 Ringerike Hadeland?

How accurate were the past EPS estimates
for Sparebank 1 Ringerike Hadeland?

What are the EBIT projections
for Sparebank 1 Ringerike Hadeland?

How accurate were the past EBIT estimates
for Sparebank 1 Ringerike Hadeland?

Compare the revenue forecasts
for Sparebank 1 Ringerike Hadeland with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Sparebank 1 Ringerike Hadeland and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Sparebank 1 Ringerike Hadeland against its competitors.

Analyze the profit margins
(gross, operating, and net) of Sparebank 1 Ringerike Hadeland compared to its peers.

Compare the P/E ratios
of Sparebank 1 Ringerike Hadeland against its peers.

Discuss the investment returns and shareholder value creation
comparing Sparebank 1 Ringerike Hadeland with its peers.

Analyze the financial leverage
of Sparebank 1 Ringerike Hadeland compared to its main competitors.

Show all profitability ratios
for Sparebank 1 Ringerike Hadeland.

Provide ROE
for Sparebank 1 Ringerike Hadeland.

Provide ROA
for Sparebank 1 Ringerike Hadeland.

Provide Net Interest Margin
for Sparebank 1 Ringerike Hadeland.

Provide Net Margin
for Sparebank 1 Ringerike Hadeland.

Show all solvency ratios
for Sparebank 1 Ringerike Hadeland.

Loans/Deposits Ratio
for Sparebank 1 Ringerike Hadeland.

What is the historical Revenue growth
over the last 5 years for Sparebank 1 Ringerike Hadeland?

What is the historical Net Income growth
over the last 5 years for Sparebank 1 Ringerike Hadeland?

What is the current Free Cash Flow
of Sparebank 1 Ringerike Hadeland?

Discuss the annual earnings per share (EPS)
trend over the past five years for Sparebank 1 Ringerike Hadeland.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Sparebank 1 Ringerike Hadeland

Net Loans 25.6B
Investments 4.1B
PP&E 102m
Intangibles 69m
Other Assets 1.5B
Total Deposits 21.1B
Long Term Debt 5.1B
Other Liabilities 371m

Wall St
Price Targets

RING Price Targets Summary
Sparebank 1 Ringerike Hadeland

Wall Street analysts forecast RING stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for RING is 344.76 NOK with a low forecast of 339.36 NOK and a high forecast of 357 NOK.

Lowest
Price Target
339.36 NOK
4% Upside
Average
Price Target
344.76 NOK
6% Upside
Highest
Price Target
357 NOK
10% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for RING?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for RING is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Sparebank 1 Ringerike Hadeland

Country

Norway

Industry

Banking

Market Cap

5.1B NOK

Dividend Yield

6.15%

Description

SpareBank 1 Ringerike Hadeland engages in the provision of banking and financial services. The company is headquartered in Honefoss, Buskerud and currently employs 231 full-time employees. The Bank offers a broad range of banking and investment products to retail and corporate customers. The services include daily banking activities, bor-rowing, personal insurance, non-life insurance and savings operations, online and mobile banking services, card issue, payment services, mortgage and different kind of small loans, saving and retire account and real estate credit among others.

Contact

BUSKERUD
Honefoss
Sondre torv 6
+472280
www.sparebank1.no

IPO

1996-06-13

Employees

231

Officers

Chief Executive Officer
Mr. Bjorn Rune Rindal
Bank Manager of Economics & Finance
Mr. Jørgen Ruud
Bank Manager of Risk Management & Compliance
Ms. Ida Hagelsteen Vik
Bank Manager of Marketing & Communications
Mr. Bjørn Harald Blaker
Bank Manager of Organization & Development
Ms. Marthe Westlie
Secretary
Ms. Inger Marie Holm
Show More
Bank Manager of Corporate Market
Mr. Lars Erik Refsahl
Show Less

See Also

Discover More
What is the Intrinsic Value of one RING stock?

The intrinsic value of one RING stock under the Base Case scenario is 487.94 NOK.

Is RING stock undervalued or overvalued?

Compared to the current market price of 325 NOK, Sparebank 1 Ringerike Hadeland is Undervalued by 33%.

Back to Top