Provident Financial Services Inc
NYSE:PFS

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Provident Financial Services Inc
NYSE:PFS
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Price: 19.06 USD 2.25% Market Closed
Market Cap: 2.5B USD
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Relative Value

The Relative Value of one PFS stock under the Base Case scenario is 24.07 USD. Compared to the current market price of 19.06 USD, Provident Financial Services Inc is Undervalued by 21%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

PFS Relative Value
Base Case
24.07 USD
Undervaluation 21%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
1
vs Industry
31
Median 3Y
3.4
Median 5Y
3.4
Industry
3.1
Forward
3.9
vs History
3
vs Industry
25
Median 3Y
9.9
Median 5Y
10
Industry
15.3
Forward
15.9
vs History
4
vs Industry
36
Median 3Y
0.9
Median 5Y
0.9
Industry
1.3
vs History
25
vs Industry
21
Median 3Y
0.1
Median 5Y
0.1
Industry
0.1

Multiples Across Competitors

PFS Competitors Multiples
Provident Financial Services Inc Competitors

All Multiples
P/S
P/E
P/B
All Countries
Close
Market Cap P/S P/E P/B
US
Provident Financial Services Inc
NYSE:PFS
2.5B USD 4.1 26.4 0.9
US
Rocket Companies Inc
NYSE:RKT
23.6B USD 5.4 -1 557 36.1
US
UWM Holdings Corp
NYSE:UWMC
9.4B USD 3.8 -435.2 78.7
US
Mr Cooper Group Inc
NASDAQ:COOP
6.1B USD 3.1 11.9 1.3
US
MGIC Investment Corp
NYSE:MTG
6.1B USD 5.1 7.9 1.1
BM
Essent Group Ltd
NYSE:ESNT
5.7B USD 4.6 7.7 1
US
PennyMac Financial Services Inc
NYSE:PFSI
5.2B USD 2.3 30.6 1.4
US
Enact Holdings Inc
NASDAQ:ACT
5.1B USD 4.3 7.5 1
US
Radian Group Inc
NYSE:RDN
4.8B USD 3.7 8 1
US
New York Community Bancorp Inc
NYSE:NYCB
4.6B USD 1.4 -1.5 0.5
US
Axos Financial Inc
NYSE:AX
4.1B USD 3.3 8.5 1.7
P/E Multiple
Earnings Growth P/E to Growth
US
Provident Financial Services Inc
NYSE:PFS
Average P/E: 13.6
26.4
141%
0.2
US
Rocket Companies Inc
NYSE:RKT
Negative Multiple: -1 557 N/A N/A
US
UWM Holdings Corp
NYSE:UWMC
Negative Multiple: -435.2 N/A N/A
US
Mr Cooper Group Inc
NASDAQ:COOP
11.9
96%
0.1
US
MGIC Investment Corp
NYSE:MTG
7.9
5%
1.6
BM
Essent Group Ltd
NYSE:ESNT
7.7
12%
0.6
US
PennyMac Financial Services Inc
NYSE:PFSI
30.6
471%
0.1
US
Enact Holdings Inc
NASDAQ:ACT
7.5
2%
4.3
US
Radian Group Inc
NYSE:RDN
8
-6%
N/A
US
New York Community Bancorp Inc
NYSE:NYCB
Negative Multiple: -1.5 N/A N/A
US
Axos Financial Inc
NYSE:AX
8.5
N/A N/A

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