
Cullen/Frost Bankers Inc
NYSE:CFR

Net Margin
Cullen/Frost Bankers Inc
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
US |
![]() |
Cullen/Frost Bankers Inc
NYSE:CFR
|
8B USD |
28%
|
|
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
68.1B USD |
26%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
53.2B USD |
34%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
29B USD |
26%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
26B USD |
25%
|
|
US |
![]() |
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
25.2B USD |
28%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
174.5B CNY |
32%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
174B CNY |
38%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
21.5B USD |
24%
|
|
JP |
![]() |
Resona Holdings Inc
TSE:8308
|
3.1T JPY |
22%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
19.5B USD |
25%
|
Cullen/Frost Bankers Inc
Glance View
Cullen/Frost Bankers Inc., with its stalwart presence in the financial landscape, weaves a rich narrative of enduring legacy and modern acumen. Founded in 1868 as Frost Bank in San Antonio, Texas, this venerable institution has grown to become a formidable force in regional banking. Its story is rooted in a commitment to relationship banking, focusing on personalized customer service, which sets it apart in an industry often dominated by digital interactions. The bank thrives by serving a diverse clientele, including private individuals, small businesses, and large corporations, offering a range of services that span commercial and consumer banking, wealth management, and investment advisory services. The company's financial strength pivots on a robust model of generating income primarily through net interest margins. This involves leveraging deposits to issue loans — from commercial and industrial loans to real estate and consumer loans — and earning the spread between interest paid on deposits and interest received on loans. Additionally, Cullen/Frost supplements its income with non-interest revenue streams, including fees from wealth management, treasury management services, and insurance products. By focusing keenly on disciplined credit underwriting and prudent risk management, Cullen/Frost not only sustains its profitability but also fortifies its reputation as a resilient, trusted financial partner across the Lone Star State.

See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Cullen/Frost Bankers Inc's most recent financial statements, the company has Net Margin of 27.6%.