Cullen/Frost Bankers Inc
NYSE:CFR

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Cullen/Frost Bankers Inc
NYSE:CFR
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Price: 124.42 USD 0.56% Market Closed
Market Cap: 8B USD

Net Margin
Cullen/Frost Bankers Inc

27.6%
Current
30%
Average
23.3%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
27.6%
=
Net Income
569.6m
/
Revenue
2.1B

Net Margin Across Competitors

Cullen/Frost Bankers Inc
Glance View

Economic Moat
None
Market Cap
8B USD
Industry
Banking

Cullen/Frost Bankers Inc., with its stalwart presence in the financial landscape, weaves a rich narrative of enduring legacy and modern acumen. Founded in 1868 as Frost Bank in San Antonio, Texas, this venerable institution has grown to become a formidable force in regional banking. Its story is rooted in a commitment to relationship banking, focusing on personalized customer service, which sets it apart in an industry often dominated by digital interactions. The bank thrives by serving a diverse clientele, including private individuals, small businesses, and large corporations, offering a range of services that span commercial and consumer banking, wealth management, and investment advisory services. The company's financial strength pivots on a robust model of generating income primarily through net interest margins. This involves leveraging deposits to issue loans — from commercial and industrial loans to real estate and consumer loans — and earning the spread between interest paid on deposits and interest received on loans. Additionally, Cullen/Frost supplements its income with non-interest revenue streams, including fees from wealth management, treasury management services, and insurance products. By focusing keenly on disciplined credit underwriting and prudent risk management, Cullen/Frost not only sustains its profitability but also fortifies its reputation as a resilient, trusted financial partner across the Lone Star State.

CFR Intrinsic Value
124.64 USD
Fairly Valued
Intrinsic Value
Price
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
27.6%
=
Net Income
569.6m
/
Revenue
2.1B
What is the Net Margin of Cullen/Frost Bankers Inc?

Based on Cullen/Frost Bankers Inc's most recent financial statements, the company has Net Margin of 27.6%.

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