Spandana Sphoorty Financial Ltd
NSE:SPANDANA

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Spandana Sphoorty Financial Ltd
NSE:SPANDANA
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Price: 341.25 INR 0.81% Market Closed
Market Cap: 24.3B INR
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Relative Value

The Relative Value of one SPANDANA stock under the Base Case scenario is 1 757.73 INR. Compared to the current market price of 341.25 INR, Spandana Sphoorty Financial Ltd is Undervalued by 81%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

SPANDANA Relative Value
Base Case
1 757.73 INR
Undervaluation 81%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
98
vs Industry
57
Median 3Y
2.7
Median 5Y
2.7
Industry
3.1
Forward
1.2
vs History
25
vs Industry
44
Median 3Y
15
Median 5Y
16.9
Industry
15.3
Forward
6.9
vs History
vs Industry
Median 3Y
-2
Median 5Y
-2.4
Industry
10.2
vs History
vs Industry
27
Median 3Y
3.1
Median 5Y
3.4
Industry
12.8
vs History
98
vs Industry
36
Median 3Y
1.3
Median 5Y
1.4
Industry
1.3
vs History
98
vs Industry
38
Median 3Y
4.3
Median 5Y
5.1
Industry
4.8
Forward
2.4
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
7
vs History
98
vs Industry
49
Median 3Y
6.3
Median 5Y
6.1
Industry
14.1
vs History
98
vs Industry
47
Median 3Y
6.3
Median 5Y
6.1
Industry
14.6
Forward
4.8
vs History
vs Industry
Median 3Y
-3.7
Median 5Y
-4.6
Industry
12.3
vs History
vs Industry
Median 3Y
-3.6
Median 5Y
-4.6
Industry
13.4
vs History
98
vs Industry
31
Median 3Y
1
Median 5Y
1.1
Industry
1

Multiples Across Competitors

SPANDANA Competitors Multiples
Spandana Sphoorty Financial Ltd Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
IN
Spandana Sphoorty Financial Ltd
NSE:SPANDANA
24.3B INR 0.9 25.5 2.7 2.8
US
American Express Co
NYSE:AXP
213.4B USD 3 21.9 25.7 29.2
US
Capital One Financial Corp
NYSE:COF
68.8B USD 1.8 16.9 36.2 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.6T INR 7.4 29.8 25.9 26.7
US
Discover Financial Services
NYSE:DFS
43.8B USD 2 11.5 162.1 0
US
Synchrony Financial
NYSE:SYF
26B USD 1.3 8.4 87.8 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
18.8B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
16.1B USD 6.3 87.3 94.7 0
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 3 14.3 19.3 20.1
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1.1T INR 5 28.8 29.2 30.3
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 11.9