PNB Housing Finance Ltd
NSE:PNBHOUSING

Watchlist Manager
PNB Housing Finance Ltd Logo
PNB Housing Finance Ltd
NSE:PNBHOUSING
Watchlist
Price: 842.95 INR -2.98% Market Closed
Market Cap: 219B INR
Have any thoughts about
PNB Housing Finance Ltd?
Write Note

Operating Margin
PNB Housing Finance Ltd

89.8%
Current
92%
Average
24%
Industry

Operating Margin represents how efficiently a company is able to generate profit through its core operations.

Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.

Operating Margin
89.8%
=
Operating Profit
65.4B
/
Revenue
72.8B

Operating Margin Across Competitors

Country IN
Market Cap 218.9B INR
Operating Margin
90%
Country US
Market Cap 23.3B USD
Operating Margin
9%
Country US
Market Cap 9.4B USD
Operating Margin
50%
Country US
Market Cap 6.1B USD
Operating Margin
84%
Country US
Market Cap 6.1B USD
Operating Margin
37%
Country BM
Market Cap 5.7B USD
Operating Margin
73%
Country US
Market Cap 5.2B USD
Operating Margin
10%
Country US
Market Cap 5.1B USD
Operating Margin
78%
Country US
Market Cap 4.8B USD
Operating Margin
70%
Country US
Market Cap 4.6B USD
Operating Margin
0%
Country US
Market Cap 4.1B USD
Operating Margin
0%
No Stocks Found

PNB Housing Finance Ltd
Glance View

Market Cap
218.9B INR
Industry
Financial Services

PNB Housing Finance Ltd., a prominent player in India's housing finance sector, has carved its niche by focusing on providing housing loans to a diverse clientele, including both retail and corporate customers. The company was initially set up as a subsidiary of Punjab National Bank, one of India’s leading governmental banks. However, it has evolved into a significant entity in its own right, with the objective of addressing India's burgeoning demand for affordable housing. This company primarily generates revenue through the interest and fees on its housing loans, which form the core of its business. By tapping into the robust Indian real estate market, PNB Housing Finance Ltd. facilitates homeownership dreams, bridging the gap between financial aspirations and reality. The operational model of PNB Housing Finance Ltd. centers around sourcing funds from the market, primarily through short- and long-term borrowings, and then judiciously lending those funds to home buyers. The margins it earns from the difference between the interest it pays on these borrowings and the interest it charges its customers are critical to its profitability. Additionally, it focuses on efficient asset management to maintain a healthy loan book while diligently managing risks associated with borrowers' credit profiles. Over the years, this model has not only secured financial growth but also positioned the firm as a reliable institution in the financial services spectrum, contributing to India's housing finance ecosystem with a steadfast commitment to transparency and customer satisfaction.

PNBHOUSING Intrinsic Value
1 539.36 INR
Undervaluation 45%
Intrinsic Value
Price

See Also

Discover More
What is Operating Margin?

Operating Margin represents how efficiently a company is able to generate profit through its core operations.

Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.

Operating Margin
89.8%
=
Operating Profit
65.4B
/
Revenue
72.8B
What is the Operating Margin of PNB Housing Finance Ltd?

Based on PNB Housing Finance Ltd's most recent financial statements, the company has Operating Margin of 89.8%.