Home First Finance Company India Ltd
NSE:HOMEFIRST

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Home First Finance Company India Ltd Logo
Home First Finance Company India Ltd
NSE:HOMEFIRST
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Price: 1 001 INR 0.09% Market Closed
Market Cap: 89.5B INR
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Operating Margin
Home First Finance Company India Ltd

79.9%
Current
78%
Average
24%
Industry

Operating Margin represents how efficiently a company is able to generate profit through its core operations.

Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.

Operating Margin
79.9%
=
Operating Profit
10.2B
/
Revenue
12.8B

Operating Margin Across Competitors

Country IN
Market Cap 89.2B INR
Operating Margin
80%
Country US
Market Cap 23.6B USD
Operating Margin
9%
Country US
Market Cap 9.4B USD
Operating Margin
50%
Country US
Market Cap 6.1B USD
Operating Margin
37%
Country US
Market Cap 6.1B USD
Operating Margin
84%
Country BM
Market Cap 5.7B USD
Operating Margin
73%
Country US
Market Cap 5.2B USD
Operating Margin
10%
Country US
Market Cap 5.1B USD
Operating Margin
78%
Country US
Market Cap 4.8B USD
Operating Margin
70%
Country US
Market Cap 4.6B USD
Operating Margin
0%
Country US
Market Cap 4.1B USD
Operating Margin
0%
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Home First Finance Company India Ltd
Glance View

Market Cap
89.3B INR
Industry
Financial Services

Home First Finance Company India Ltd. is uniquely positioned in the Indian housing finance market, carving out a niche by catering primarily to the financially underserved segment. Established in 2010, the company targeted individuals usually overlooked by traditional financial institutions—those in the lower and middle-income brackets, often relying on informal income sources. The founders recognized a significant gap in the availability of affordable housing finance, especially for first-time homebuyers, and set out to bridge this divide. By leveraging technology and data-driven decision-making, Home First Finance has been able to streamline the loan approval process, making it faster and more efficient. This technological edge not only enhances customer experience but also minimizes risk through better credit assessment. The company's business model is centered around providing small-ticket loans predominantly for the purchase or construction of homes. By charging interest on these loans, Home First Finance generates its main revenue stream. It competes by offering tailored financial products with low transaction costs and flexible repayment options. These offerings are specially designed to meet the unique needs of informal sector workers, who often have unpredictable income patterns. Additionally, the company maintains robust measures for loan recovery, ensuring financial sustainability. Through a strategic combination of customer-centric services and operational efficiency, Home First Finance has established itself as a key player in the ever-growing Indian housing finance sector.

HOMEFIRST Intrinsic Value
1 199.15 INR
Undervaluation 17%
Intrinsic Value
Price

See Also

Discover More
What is Operating Margin?

Operating Margin represents how efficiently a company is able to generate profit through its core operations.

Higher ratios are generally better, illustrating the company is efficient in its operations and is good at turning sales into profits.

Operating Margin
79.9%
=
Operating Profit
10.2B
/
Revenue
12.8B
What is the Operating Margin of Home First Finance Company India Ltd?

Based on Home First Finance Company India Ltd's most recent financial statements, the company has Operating Margin of 79.9%.