Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN

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Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
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Price: 1 208.25 INR 1.59%
Market Cap: 1T INR
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Net Margin
Cholamandalam Investment and Finance Company Ltd

17.2%
Current
19%
Average
14%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
17.2%
=
Net Income
38.5B
/
Revenue
223.4B

Net Margin Across Competitors

Country IN
Market Cap 999B INR
Net Margin
17%
Country US
Market Cap 214B USD
Net Margin
14%
Country US
Market Cap 69.6B USD
Net Margin
11%
Country IN
Market Cap 4.2T INR
Net Margin
25%
Country US
Market Cap 44.4B USD
Net Margin
18%
Country US
Market Cap 26B USD
Net Margin
16%
Country KZ
Market Cap 18.7B USD
Net Margin
55%
Country US
Market Cap 18B USD
Net Margin
7%
Country IN
Market Cap 1.1T INR
Net Margin
21%
Country US
Market Cap 11.3B EUR
Net Margin
40%
Country US
Market Cap 11B USD
Net Margin
9%
No Stocks Found

Cholamandalam Investment and Finance Company Ltd
Glance View

Market Cap
1T INR
Industry
Financial Services
Economic Moat
None

Cholamandalam Investment and Finance Company Ltd. (Chola) is a compelling narrative rooted in the sprawling landscape of India’s dynamic financial industry. Established in 1978 as part of the Murugappa Group, a diversified conglomerate, Chola has grown to become a towering figure in the non-banking financial company (NBFC) sector. Initially, the company positioned itself as a financier for vehicle loans, but it soon expanded its horizons to tap into a variety of financial services. The journey from solely offering vehicle finance to now covering home loans, SME loans, and even wealth management reflects Chola’s relentless adaptability to evolving market needs. Their core approach effectively combines a robust rural presence with urban operations, enabling them to cater to a wide array of financial requirements across distinct consumer segments. Chola's revenue machine operates through a well-oiled model of diversification, which allows them to mitigate risks while capitalizing on India's rapid economic growth. A significant portion of their profitability is derived from vehicle loans, particularly for commercial vehicles and tractors, catering to India's burgeoning road transport sectors and agriculture. By also delving into home equity loans and affordable housing finance, Chola aligns itself with the rising momentum in India’s real estate and housing markets. This diversification is not random but strategically aligns with sectors that are keystones of the Indian economy, ensuring steady demand. Their income streams are bolstered by the careful underwriting of loans and astute risk management, ensuring that the company's asset quality remains robust even amidst the volatile Indian economic environment. This intricate dance of adaptability and strategic foresight characterizes Chola’s enduring success in the financial services arena.

CHOLAFIN Intrinsic Value
1 805.47 INR
Undervaluation 33%
Intrinsic Value
Price

See Also

Discover More
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
17.2%
=
Net Income
38.5B
/
Revenue
223.4B
What is the Net Margin of Cholamandalam Investment and Finance Company Ltd?

Based on Cholamandalam Investment and Finance Company Ltd's most recent financial statements, the company has Net Margin of 17.2%.