WSFS Financial Corp
NASDAQ:WSFS

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WSFS Financial Corp Logo
WSFS Financial Corp
NASDAQ:WSFS
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Price: 60.455 USD 2.97% Market Closed
Market Cap: 3.6B USD
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Intrinsic Value

The intrinsic value of one WSFS stock under the Base Case scenario is 54.489 USD. Compared to the current market price of 60.455 USD, WSFS Financial Corp is Overvalued by 10%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

WSFS Intrinsic Value
54.489 USD
Overvaluation 10%
Intrinsic Value
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WSFS Financial Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
WSFS Financial Corp

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
WSFS Financial Corp

Net Loans 13.1B
Investments 5.1B
PP&E 238.7m
Intangibles 992.2m
Other Assets 1.4B
Total Deposits 16.4B
Short Term Debt 722.6m
Long Term Debt 309.4m
Other Liabilities 767.9m
Earnings Calls

In Q3 2024, WSFS Financial reported core EPS of $1.08, a robust performance reflecting its solid business model. Loans and deposits rose by 5% and 3%, respectively, while core fee revenue surged 23% year-over-year to $90.1 million. The bank’s net interest margin decreased slightly to 3.78%, and net charge-offs climbed to 58 basis points. Looking ahead, they revised the net interest margin outlook to approximately 3.80%, with expectations of 1.20%-1.25% for return on assets. Notably, efforts to optimize cash deployments position the bank favorably amid changing market dynamics.

What is Earnings Call?

Wall St
Price Targets

WSFS Price Targets Summary
WSFS Financial Corp

Wall Street analysts forecast WSFS stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for WSFS is 58.752 USD with a low forecast of 52.52 USD and a high forecast of 68.25 USD.

Lowest
Price Target
52.52 USD
13% Downside
Average
Price Target
58.752 USD
3% Downside
Highest
Price Target
68.25 USD
13% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
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0
25
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Shareholder Yield

Current shareholder yield for WSFS is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Ownership

WSFS Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

WSFS Financial Corp Logo
WSFS Financial Corp

Country

United States of America

Industry

Financial Services

Market Cap

3.6B USD

Dividend Yield

0.99%

Description

WSFS Financial Corp. is a savings and loan holding company, which engages in the provision of banking and financial services. The company is headquartered in Wilmington, Delaware and currently employs 1,839 full-time employees. The firm operates through its subsidiary, Wilmington Savings Fund Society, FSB (the Bank). The firm operates through three segments: WSFS Bank, Cash Connect and Wealth Management. The WSFS Bank segment provides loans and leases and other financial products to commercial and retail customers. Cash Connect provides automated teller machine (ATM) vault cash, smart safe and other cash logistics services in the United States through strategic partnerships with several of the largest networks, manufacturers and service providers in the cash logistics industry. The Wealth Management segment provides an array of planning and advisor services, investment management, personal and institutional trust services, and credit and deposit products to individuals, corporate, and institutional clients.

Contact

DELAWARE
Wilmington
500 Delaware Ave
+13027926000.0
investors.wsfsbank.com

IPO

1986-11-26

Employees

1 839

Officers

Chairman, President & CEO
Mr. Rodger Levenson
Executive VP & COO
Mr. Arthur J. Bacci
Executive VP, Chief Human Resources Officer & Chief Information Officer
Ms. Lisa M. Brubaker
Executive VP & Chief Commercial Banking Officer
Mr. Stephen P. Clark
Executive VP & Pennsylvania Market President of Wilmington Savings Fund Society, FSB
Mr. Patrick J. Ward
Executive VP & CFO
Mr. David Burg
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Senior VP & Chief Accounting Officer
Mr. Charles K. Mosher CPA
Senior VP & Head of Corporate Finance
Ms. Shilpa Kumar
Senior VP & Chief Legal Officer
Ms. Lisa Washington
Chief Compliance Officer
Mr. Patrick M. Killeen
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See Also

Discover More
What is the Intrinsic Value of one WSFS stock?

The intrinsic value of one WSFS stock under the Base Case scenario is 54.489 USD.

Is WSFS stock undervalued or overvalued?

Compared to the current market price of 60.455 USD, WSFS Financial Corp is Overvalued by 10%.

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