Upstart Holdings Inc
NASDAQ:UPST

Watchlist Manager
Upstart Holdings Inc Logo
Upstart Holdings Inc
NASDAQ:UPST
Watchlist
Price: 74.06 USD 3.68% Market Closed
Market Cap: 6.7B USD
Have any thoughts about
Upstart Holdings Inc?
Write Note

Relative Value

The Relative Value of one UPST stock under the Base Case scenario is 41.58 USD. Compared to the current market price of 74.06 USD, Upstart Holdings Inc is Overvalued by 44%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

UPST Relative Value
Base Case
41.58 USD
Overvaluation 44%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
30
vs Industry
33
Median 3Y
4.3
Median 5Y
5
Industry
3.2
Forward
11.7
vs History
vs Industry
Median 3Y
-9.5
Median 5Y
0
Industry
15.1
Forward
-106.7
vs History
30
vs Industry
Median 3Y
-7.4
Median 5Y
-3.9
Industry
10.2
vs History
6
vs Industry
Median 3Y
3.9
Median 5Y
-3.9
Industry
12.9
vs History
28
vs Industry
14
Median 3Y
3.9
Median 5Y
4.4
Industry
1.3
vs History
28
vs Industry
36
Median 3Y
5.4
Median 5Y
5.9
Industry
4.8
Forward
12.5
vs History
26
vs Industry
36
Median 3Y
7.4
Median 5Y
8.1
Industry
7.1
vs History
vs Industry
Median 3Y
-13.6
Median 5Y
0
Industry
14.1
Forward
-281.2
vs History
vs Industry
Median 3Y
-12
Median 5Y
0
Industry
14.6
Forward
-37.8
vs History
30
vs Industry
Median 3Y
-7.6
Median 5Y
-4.5
Industry
12.6
vs History
30
vs Industry
Median 3Y
-7.1
Median 5Y
-4.2
Industry
13.6
vs History
34
vs Industry
19
Median 3Y
2.2
Median 5Y
2.8
Industry
0.9

Multiples Across Competitors

UPST Competitors Multiples
Upstart Holdings Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Upstart Holdings Inc
NASDAQ:UPST
6.7B USD 12.1 -40.1 -37.7 -33.3
US
American Express Co
NYSE:AXP
212.1B USD 3 21.7 25.6 29.1
US
Capital One Financial Corp
NYSE:COF
71.4B USD 1.9 17.6 36.9 0
IN
Bajaj Finance Ltd
NSE:BAJFINANCE
4.1T INR 6.7 26.9 24.3 25
US
Discover Financial Services
NYSE:DFS
45B USD 2.6 14.5 162.8 0
US
Synchrony Financial
NYSE:SYF
25.7B USD 1.3 8.3 87.2 0
KZ
Kaspi.kz AO
NASDAQ:KSPI
19.8B USD 0 0 0 0
US
SoFi Technologies Inc
NASDAQ:SOFI
16.9B USD 6.8 131.4 0 0
US
Santander Consumer USA Holdings Inc
F:77S
11.3B EUR 1.5 3.8 8.3 12
IN
Shriram Finance Ltd
NSE:SHRIRAMFIN
1.1T INR 2.8 13.3 18.8 19.6
IN
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
1T INR 4.5 26.3 27.8 28.9

See Also

Discover More
Back to Top