Pioneer Bancorp Inc
NASDAQ:PBFS
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| 52 Week Range |
11.05
14.71
|
| Price Target |
|
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Cash Flow Statement
Cash Flow Statement
Pioneer Bancorp Inc
| Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | ||||||||||||||||||||||||||||||
| Net Income |
16
|
17
|
18
|
19
|
2
|
1
|
(3)
|
(7)
|
8
|
6
|
6
|
1
|
1
|
5
|
4
|
10
|
14
|
14
|
20
|
22
|
20
|
17
|
16
|
15
|
18
|
10
|
19
|
22
|
20
|
|
| Depreciation & Amortization |
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
3
|
1
|
2
|
2
|
2
|
|
| Change in Deffered Taxes |
3
|
0
|
0
|
(0)
|
(1)
|
(1)
|
(2)
|
(3)
|
(3)
|
(3)
|
(2)
|
(1)
|
(1)
|
(0)
|
(0)
|
1
|
1
|
0
|
1
|
1
|
1
|
0
|
(0)
|
(0)
|
1
|
0
|
0
|
(1)
|
(3)
|
|
| Stock-Based Compensation |
0
|
0
|
0
|
0
|
0
|
1
|
1
|
1
|
1
|
1
|
0
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
1
|
1
|
0
|
2
|
2
|
1
|
|
| Other Non-Cash Items |
(0)
|
0
|
0
|
(0)
|
5
|
5
|
5
|
5
|
0
|
1
|
1
|
1
|
2
|
2
|
2
|
2
|
2
|
1
|
1
|
0
|
0
|
(0)
|
(1)
|
(1)
|
(0)
|
1
|
0
|
(1)
|
(2)
|
|
| Cash Taxes Paid |
5
|
4
|
4
|
5
|
6
|
4
|
4
|
2
|
0
|
1
|
1
|
2
|
3
|
3
|
3
|
2
|
2
|
3
|
3
|
5
|
5
|
6
|
6
|
5
|
5
|
3
|
5
|
6
|
8
|
|
| Cash Interest Paid |
4
|
4
|
4
|
4
|
5
|
5
|
5
|
5
|
4
|
3
|
3
|
2
|
2
|
2
|
1
|
1
|
2
|
2
|
3
|
5
|
9
|
14
|
18
|
22
|
24
|
13
|
27
|
27
|
29
|
|
| Change in Working Capital |
9
|
(4)
|
(10)
|
(16)
|
(11)
|
2
|
(12)
|
4
|
(6)
|
(9)
|
29
|
29
|
36
|
23
|
25
|
34
|
33
|
36
|
10
|
1
|
7
|
8
|
11
|
7
|
(7)
|
5
|
(0)
|
(4)
|
3
|
|
| Cash from Operating Activities |
30
N/A
|
16
-47%
|
11
-31%
|
6
-44%
|
(2)
N/A
|
9
N/A
|
(9)
N/A
|
2
N/A
|
1
-54%
|
(3)
N/A
|
37
N/A
|
33
-11%
|
41
+24%
|
33
-19%
|
34
+4%
|
50
+47%
|
52
+4%
|
54
+5%
|
34
-38%
|
26
-23%
|
31
+17%
|
27
-11%
|
28
+4%
|
24
-16%
|
13
-44%
|
17
+27%
|
22
+33%
|
18
-18%
|
20
+11%
|
|
| Investing Cash Flow | ||||||||||||||||||||||||||||||
| Capital Expenditures |
(9)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(2)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(0)
|
(0)
|
(0)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(2)
|
(3)
|
(3)
|
|
| Other Items |
(133)
|
(99)
|
(71)
|
(76)
|
(29)
|
(49)
|
(65)
|
(108)
|
(93)
|
(87)
|
(174)
|
(125)
|
(146)
|
(135)
|
(74)
|
(147)
|
(202)
|
(216)
|
(207)
|
(114)
|
(76)
|
(19)
|
(11)
|
(17)
|
(38)
|
(155)
|
(194)
|
(243)
|
(220)
|
|
| Cash from Investing Activities |
(141)
N/A
|
(101)
+28%
|
(73)
+28%
|
(78)
-7%
|
(31)
+60%
|
(52)
-64%
|
(67)
-30%
|
(109)
-64%
|
(94)
+14%
|
(88)
+6%
|
(175)
-98%
|
(125)
+28%
|
(147)
-18%
|
(136)
+8%
|
(75)
+45%
|
(148)
-98%
|
(203)
-37%
|
(216)
-7%
|
(207)
+4%
|
(115)
+45%
|
(77)
+33%
|
(20)
+74%
|
(12)
+41%
|
(18)
-55%
|
(38)
-113%
|
(156)
-306%
|
(197)
-26%
|
(245)
-25%
|
(223)
+9%
|
|
| Financing Cash Flow | ||||||||||||||||||||||||||||||
| Net Issuance of Common Stock |
0
|
0
|
0
|
0
|
95
|
95
|
95
|
95
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(1)
|
(2)
|
(3)
|
(6)
|
(8)
|
(13)
|
|
| Net Issuance of Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
|
| Other |
219
|
26
|
61
|
182
|
(22)
|
5
|
14
|
(61)
|
166
|
173
|
277
|
261
|
323
|
256
|
177
|
149
|
75
|
(40)
|
(147)
|
(137)
|
(140)
|
(15)
|
85
|
10
|
36
|
74
|
73
|
192
|
219
|
|
| Cash from Financing Activities |
219
N/A
|
26
-88%
|
61
+134%
|
182
+196%
|
74
-59%
|
101
+37%
|
109
+9%
|
34
-69%
|
166
+386%
|
173
+4%
|
277
+60%
|
261
-6%
|
323
+24%
|
256
-21%
|
177
-31%
|
149
-16%
|
75
-50%
|
(40)
N/A
|
(147)
-268%
|
(137)
+7%
|
(140)
-2%
|
(15)
+89%
|
85
N/A
|
9
-89%
|
34
+276%
|
70
+110%
|
68
-4%
|
184
+172%
|
206
+12%
|
|
| Change in Cash | ||||||||||||||||||||||||||||||
| Net Change in Cash |
108
N/A
|
(59)
N/A
|
(1)
+99%
|
110
N/A
|
40
-63%
|
58
+45%
|
33
-43%
|
(73)
N/A
|
73
N/A
|
81
+11%
|
138
+71%
|
168
+21%
|
216
+29%
|
153
-29%
|
136
-11%
|
51
-62%
|
(76)
N/A
|
(202)
-167%
|
(320)
-58%
|
(226)
+29%
|
(186)
+17%
|
(8)
+96%
|
101
N/A
|
15
-86%
|
8
-43%
|
(69)
N/A
|
(107)
-56%
|
(43)
+60%
|
4
N/A
|
|
