Hometrust Bancshares Inc
NASDAQ:HTBI

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Hometrust Bancshares Inc
NASDAQ:HTBI
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Price: 37.68 USD 0.64% Market Closed
Market Cap: 659.8m USD
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Intrinsic Value

The intrinsic value of one HTBI stock under the Base Case scenario is 39.46 USD. Compared to the current market price of 37.68 USD, Hometrust Bancshares Inc is Undervalued by 5%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

HTBI Intrinsic Value
39.46 USD
Undervaluation 5%
Intrinsic Value
Price
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Base Case
Best Case

Valuation Backtest
Hometrust Bancshares Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Hometrust Bancshares Inc

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Financials
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Balance Sheet Decomposition
Hometrust Bancshares Inc

Net Loans 3.7B
Investments 676.6m
PP&E 78m
Intangibles 41.3m
Other Assets 190.7m
Total Deposits 3.8B
Long Term Debt 16.1m
Other Liabilities 319.6m

Wall St
Price Targets

HTBI Price Targets Summary
Hometrust Bancshares Inc

Wall Street analysts forecast HTBI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for HTBI is 41.82 USD with a low forecast of 39.39 USD and a high forecast of 44.1 USD.

Lowest
Price Target
39.39 USD
5% Upside
Average
Price Target
41.82 USD
11% Upside
Highest
Price Target
44.1 USD
17% Upside
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Dividends

Dividend Yield
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Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
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Unsafe
Unsafe
Safe
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Safe
0
25
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Shareholder Yield

Current shareholder yield for HTBI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
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Highest

Ownership

HTBI Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
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Profile

Hometrust Bancshares Inc Logo
Hometrust Bancshares Inc

Country

United States of America

Industry

Banking

Market Cap

660m USD

Dividend Yield

1.19%

Description

HomeTrust Bancshares, Inc. operates as a bank holding company, which offers deposit accounts for individuals, businesses, and nonprofit organizations for HomeTrust Bank. The company is headquartered in Asheville, North Carolina and currently employs 551 full-time employees. The company went IPO on 2011-12-27. The Bank's principal business consists of attracting deposits from the general public and investing those funds along with borrowed funds in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences, including home equity loans, construction and land/lot loans, indirect automobile loans and other consumer loans. Municipal leases are secured primarily by a ground lease in its name with a sublease to the borrower for a fire station or an equipment lease for fire trucks and firefighting equipment located throughout North and South Carolina. In addition, it invests in debt securities issued by United States Government agencies, corporate bonds, commercial paper and certificates of deposit insured by the Federal Deposit Insurance Corporation (FDIC).

Contact

NORTH CAROLINA
Asheville
10 Woodfin Street
+18282593939.0
www.htb.com

IPO

2011-12-27

Employees

551

Officers

CEO, President & Vice Chairperson of the Board
Mr. C. Hunter Westbrook
Executive VP, CFO, Corporate Secretary & Treasurer
Mr. Tony J. VunCannon
Executive VP, Chief Operations & People Officer
Ms. Megan Pelletier
Executive VP and Consumer & Business Banking Group Executive
Ms. Kristin Y. Powell
Executive Vice President of Commercial Banking
Mr. John F. Sprink II
Executive VP & Chief Technical Officer
Mr. Charles Sivley
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Executive VP & Chief Risk Officer
Ms. Lora Jex
Executive VP & Chief Credit Officer
Mr. Kevin Nunley
Senior VP & Director of Digital Strategy
Ms. Natasha Drozdak
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See Also

Discover More
What is the Intrinsic Value of one HTBI stock?

The intrinsic value of one HTBI stock under the Base Case scenario is 39.46 USD.

Is HTBI stock undervalued or overvalued?

Compared to the current market price of 37.68 USD, Hometrust Bancshares Inc is Undervalued by 5%.

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