Hometrust Bancshares Inc
NASDAQ:HTBI

Watchlist Manager
Hometrust Bancshares Inc Logo
Hometrust Bancshares Inc
NASDAQ:HTBI
Watchlist
Price: 37.435 USD 1.18%
Market Cap: 655.1m USD
Have any thoughts about
Hometrust Bancshares Inc?
Write Note

Intrinsic Value

The intrinsic value of one HTBI stock under the Base Case scenario is 37.575 USD. Compared to the current market price of 37.435 USD, Hometrust Bancshares Inc is Fairly Valued.

The Intrinsic Value is calculated as the average of DCF and Relative values:

HTBI Intrinsic Value
37.575 USD
Fairly Valued
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Hometrust Bancshares Inc

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for HTBI cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about HTBI?
Bearish
Neutral
Bullish

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Hometrust Bancshares Inc

Provide an overview of the primary business activities
of Hometrust Bancshares Inc.

What unique competitive advantages
does Hometrust Bancshares Inc hold over its rivals?

What risks and challenges
does Hometrust Bancshares Inc face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Hometrust Bancshares Inc.

Provide P/S
for Hometrust Bancshares Inc.

Provide P/E
for Hometrust Bancshares Inc.

Provide P/B
for Hometrust Bancshares Inc.

Show me price targets
for Hometrust Bancshares Inc made by professional analysts.

What are the Revenue projections
for Hometrust Bancshares Inc?

How accurate were the past Revenue estimates
for Hometrust Bancshares Inc?

What are the Net Income projections
for Hometrust Bancshares Inc?

How accurate were the past Net Income estimates
for Hometrust Bancshares Inc?

What are the EPS projections
for Hometrust Bancshares Inc?

How accurate were the past EPS estimates
for Hometrust Bancshares Inc?

What are the EBIT projections
for Hometrust Bancshares Inc?

How accurate were the past EBIT estimates
for Hometrust Bancshares Inc?

Compare the revenue forecasts
for Hometrust Bancshares Inc with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Hometrust Bancshares Inc and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Hometrust Bancshares Inc against its competitors.

Analyze the profit margins
(gross, operating, and net) of Hometrust Bancshares Inc compared to its peers.

Compare the P/E ratios
of Hometrust Bancshares Inc against its peers.

Discuss the investment returns and shareholder value creation
comparing Hometrust Bancshares Inc with its peers.

Analyze the financial leverage
of Hometrust Bancshares Inc compared to its main competitors.

Show all profitability ratios
for Hometrust Bancshares Inc.

Provide ROE
for Hometrust Bancshares Inc.

Provide ROA
for Hometrust Bancshares Inc.

Provide Net Interest Margin
for Hometrust Bancshares Inc.

Provide Net Margin
for Hometrust Bancshares Inc.

Show all solvency ratios
for Hometrust Bancshares Inc.

Loans/Deposits Ratio
for Hometrust Bancshares Inc.

What is the historical Revenue growth
over the last 5 years for Hometrust Bancshares Inc?

What is the historical Net Income growth
over the last 5 years for Hometrust Bancshares Inc?

What is the current Free Cash Flow
of Hometrust Bancshares Inc?

Discuss the annual earnings per share (EPS)
trend over the past five years for Hometrust Bancshares Inc.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Hometrust Bancshares Inc

Net Loans 3.7B
Investments 709.3m
PP&E 78.6m
Intangibles 41.8m
Other Assets 189m
Total Deposits 3.7B
Long Term Debt 10.1m
Other Liabilities 429.4m

Wall St
Price Targets

HTBI Price Targets Summary
Hometrust Bancshares Inc

Wall Street analysts forecast HTBI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for HTBI is 41.31 USD with a low forecast of 38.38 USD and a high forecast of 44.1 USD.

Lowest
Price Target
38.38 USD
3% Upside
Average
Price Target
41.31 USD
10% Upside
Highest
Price Target
44.1 USD
18% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for HTBI?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for HTBI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Hometrust Bancshares Inc Logo
Hometrust Bancshares Inc

Country

United States of America

Industry

Banking

Market Cap

643.1m USD

Dividend Yield

1.2%

Description

HomeTrust Bancshares, Inc. operates as a bank holding company, which offers deposit accounts for individuals, businesses, and nonprofit organizations for HomeTrust Bank. The company is headquartered in Asheville, North Carolina and currently employs 551 full-time employees. The company went IPO on 2011-12-27. The Bank's principal business consists of attracting deposits from the general public and investing those funds along with borrowed funds in commercial real estate loans, construction and development loans, commercial and industrial loans, equipment finance leases, municipal leases, loans secured by first and second mortgages on one-to-four family residences, including home equity loans, construction and land/lot loans, indirect automobile loans and other consumer loans. Municipal leases are secured primarily by a ground lease in its name with a sublease to the borrower for a fire station or an equipment lease for fire trucks and firefighting equipment located throughout North and South Carolina. In addition, it invests in debt securities issued by United States Government agencies, corporate bonds, commercial paper and certificates of deposit insured by the Federal Deposit Insurance Corporation (FDIC).

Contact

NORTH CAROLINA
Asheville
10 Woodfin Street
+18282593939.0
www.htb.com

IPO

2011-12-27

Employees

551

Officers

CEO, President & Vice Chairperson of the Board
Mr. C. Hunter Westbrook
Executive VP, CFO, Corporate Secretary & Treasurer
Mr. Tony J. VunCannon
Executive VP, Chief Operations & People Officer
Ms. Megan Pelletier
Executive VP and Consumer & Business Banking Group Executive
Ms. Kristin Y. Powell
Executive Vice President of Commercial Banking
Mr. John F. Sprink II
Executive VP & Chief Technical Officer
Mr. Charles Sivley
Show More
Executive VP & Chief Risk Officer
Ms. Lora Jex
Executive VP & Chief Credit Officer
Mr. Kevin Nunley
Senior VP & Director of Digital Strategy
Ms. Natasha Drozdak
Show Less

See Also

Discover More
What is the Intrinsic Value of one HTBI stock?

The intrinsic value of one HTBI stock under the Base Case scenario is 37.575 USD.

Is HTBI stock undervalued or overvalued?

Compared to the current market price of 37.435 USD, Hometrust Bancshares Inc is Fairly Valued.

Back to Top