Hanmi Financial Corp
NASDAQ:HAFC

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Hanmi Financial Corp Logo
Hanmi Financial Corp
NASDAQ:HAFC
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Price: 26.55 USD 3.11% Market Closed
Market Cap: 801.8m USD
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Intrinsic Value

The intrinsic value of one HAFC stock under the Base Case scenario is 29.39 USD. Compared to the current market price of 26.55 USD, Hanmi Financial Corp is Undervalued by 10%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

HAFC Intrinsic Value
29.39 USD
Undervaluation 10%
Intrinsic Value
Price
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Base Case
Best Case

Valuation Backtest
Hanmi Financial Corp

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Hanmi Financial Corp

Net Loans 6.2B
Investments 1.1B
PP&E 58.7m
Intangibles 17.7m
Other Assets 381.3m
Total Deposits 6.4B
Long Term Debt 130.5m
Other Liabilities 441.9m

Wall St
Price Targets

HAFC Price Targets Summary
Hanmi Financial Corp

Wall Street analysts forecast HAFC stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for HAFC is 24.99 USD with a low forecast of 21.21 USD and a high forecast of 31.5 USD.

Lowest
Price Target
21.21 USD
20% Downside
Average
Price Target
24.99 USD
6% Downside
Highest
Price Target
31.5 USD
19% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for HAFC is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

HAFC Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Profile

Hanmi Financial Corp Logo
Hanmi Financial Corp

Country

United States of America

Industry

Banking

Market Cap

801.7m USD

Dividend Yield

3.77%

Description

Hanmi Financial Corp. is a holding company, which engages in the provision of commercial banking and financial services. The company is headquartered in Los Angeles, California and currently employs 591 full-time employees. The Bank is a community bank conducting general business banking, with its primary market encompassing the Korean-American community as well as other ethnic communities across California, Colorado, Georgia, Illinois, New Jersey, New York, Texas, Virginia and Washington. The Bank's full-service offices are located in markets, where many of its businesses are conducted by immigrants and other minority groups. The Bank's client base reflects the multi-ethnic composition of these communities. The Bank originates loans for its own portfolio and for sale in the secondary market. The Bank's lending activities include real estate loans (commercial property, construction and residential property), commercial and industrial loans (commercial term, commercial lines of credit and international), equipment lease financing and Small Business Administration (SBA) loans.

Contact

CALIFORNIA
Los Angeles
3660 Wilshire Blvd Ste PH-A
+12133822200.0
investors.hanmi.com

IPO

1993-10-27

Employees

591

Officers

President, CEO & Director
Ms. Bonita I. Lee
Senior EVP & CFO
Mr. Romolo C. Santarosa
Senior EVP & Chief Banking Officer
Mr. Anthony I. Kim
Executive VP & Chief Credit Officer of Hanmi Bank
Mr. Matthew D. Fuhr
Executive VP & Chief Risk Officer
Mr. Michael Du
Senior VP & Chief Accounting Officer
Mr. Joseph A. Pangrazio
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Executive VP, General Counsel & Chief People Officer
Ms. Vivian I. Kim
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See Also

Discover More
What is the Intrinsic Value of one HAFC stock?

The intrinsic value of one HAFC stock under the Base Case scenario is 29.39 USD.

Is HAFC stock undervalued or overvalued?

Compared to the current market price of 26.55 USD, Hanmi Financial Corp is Undervalued by 10%.

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