Dave Inc
NASDAQ:DAVE

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Dave Inc
NASDAQ:DAVE
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Price: 227.74 USD -0.65% Market Closed
Market Cap: 3.1B USD

Relative Value

The Relative Value of one DAVE stock under the Base Case scenario is 93.48 USD. Compared to the current market price of 227.74 USD, Dave Inc is Overvalued by 59%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

DAVE Relative Value
Base Case
93.48 USD
Overvaluation 59%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

vs History
27
vs Industry
33
Median 3Y
1.6
Median 5Y
2.5
Industry
2.4
Forward
5.6
vs History
17
vs Industry
28
Median 3Y
-0.6
Median 5Y
-1
Industry
22.3
Forward
18.8
vs History
8
vs Industry
46
Median 3Y
6.1
Median 5Y
-1.7
Industry
16
vs History
32
vs Industry
40
Median 3Y
7.8
Median 5Y
9.3
Industry
20.7
vs History
24
vs Industry
16
Median 3Y
3.4
Median 5Y
4.6
Industry
2.9
vs History
27
vs Industry
32
Median 3Y
1.6
Median 5Y
2.4
Industry
2.4
Forward
5.6
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
4.9
vs History
29
vs Industry
16
Median 3Y
-0.4
Median 5Y
-0.8
Industry
12.2
Forward
14.2
vs History
24
vs Industry
14
Median 3Y
-0.4
Median 5Y
-1.2
Industry
15.8
Forward
16.9
vs History
8
vs Industry
43
Median 3Y
6
Median 5Y
-1.2
Industry
14.7
vs History
15
vs Industry
39
Median 3Y
8.8
Median 5Y
-1
Industry
17.2
vs History
29
vs Industry
17
Median 3Y
3.1
Median 5Y
4.6
Industry
2.4

Multiples Across Competitors

DAVE Competitors Multiples
Dave Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
All Countries
Close
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Dave Inc
NASDAQ:DAVE
3.1B USD 6.3 21 20.3 21.4
IL
Sapiens International Corporation NV
NASDAQ:SPNS
779.6B USD 1 381.5 12 118.2 7 802.2 10 065
US
Ezenia! Inc
OTC:EZEN
567B USD 233 910.9 -180 630.8 -182 667.2 -177 298
US
Palantir Technologies Inc
NYSE:PLTR
438B USD 112.4 399.9 492.8 507.9
DE
SAP SE
XETRA:SAP
243.1B EUR 6.7 34.3 21.1 23.9
US
Salesforce Inc
NYSE:CRM
251.7B USD 6.2 34.9 20.3 28
US
Applovin Corp
NASDAQ:APP
236B USD 42.8 83.4 66.1 71.9
US
Intuit Inc
NASDAQ:INTU
187.5B USD 9.6 45.5 31.5 36.4
US
Adobe Inc
NASDAQ:ADBE
148.2B USD 6.2 20.8 15.5 17
US
NCR Corp
LSE:0K45
139B USD 52.5 -2 279.4 395.1 1 155.9
US
Synopsys Inc
NASDAQ:SNPS
88.7B USD 13.8 44.4 70.2 90.9
P/S Multiple
Revenue Growth P/S to Growth
US
Dave Inc
NASDAQ:DAVE
Average P/S: 21 413.5
6.3
28%
0.2
IL
Sapiens International Corporation NV
NASDAQ:SPNS
1 381.5
8%
172.7
US
Ezenia! Inc
OTC:EZEN
233 910.9
N/A N/A
US
Palantir Technologies Inc
NYSE:PLTR
112.4
46%
2.4
DE
SAP SE
XETRA:SAP
6.7
11%
0.6
US
Salesforce Inc
NYSE:CRM
6.2
10%
0.6
US
Applovin Corp
NASDAQ:APP
42.8
29%
1.5
US
Intuit Inc
NASDAQ:INTU
9.6
13%
0.7
US
Adobe Inc
NASDAQ:ADBE
6.2
10%
0.6
US
N
NCR Corp
LSE:0K45
52.5
-8%
N/A
US
Synopsys Inc
NASDAQ:SNPS
13.8
21%
0.7
P/E Multiple
Earnings Growth PEG
US
Dave Inc
NASDAQ:DAVE
Average P/E: 1 422.5
21
64%
0.3
IL
Sapiens International Corporation NV
NASDAQ:SPNS
12 118.2
11%
1 101.7
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -180 630.8 N/A N/A
US
Palantir Technologies Inc
NYSE:PLTR
399.9
94%
4.3
DE
SAP SE
XETRA:SAP
34.3
48%
0.7
US
Salesforce Inc
NYSE:CRM
34.9
32%
1.1
US
Applovin Corp
NASDAQ:APP
83.4
61%
1.4
US
Intuit Inc
NASDAQ:INTU
45.5
31%
1.5
US
Adobe Inc
NASDAQ:ADBE
20.8
21%
1
US
N
NCR Corp
LSE:0K45
Negative Multiple: -2 279.4
-49%
N/A
US
Synopsys Inc
NASDAQ:SNPS
44.4
12%
3.7
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
US
Dave Inc
NASDAQ:DAVE
Average EV/EBITDA: 893.5
20.3
91%
0.2
IL
Sapiens International Corporation NV
NASDAQ:SPNS
7 802.2
5%
1 560.4
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -182 667.2 N/A N/A
US
Palantir Technologies Inc
NYSE:PLTR
492.8
137%
3.6
DE
SAP SE
XETRA:SAP
21.1
18%
1.2
US
Salesforce Inc
NYSE:CRM
20.3
24%
0.8
US
Applovin Corp
NASDAQ:APP
66.1
53%
1.2
US
Intuit Inc
NASDAQ:INTU
31.5
27%
1.2
US
Adobe Inc
NASDAQ:ADBE
15.5
16%
1
US
N
NCR Corp
LSE:0K45
395.1
16%
24.7
US
Synopsys Inc
NASDAQ:SNPS
70.2
50%
1.4
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
Dave Inc
NASDAQ:DAVE
Average EV/EBIT: 1 201.8
21.4
99%
0.2
IL
Sapiens International Corporation NV
NASDAQ:SPNS
10 065
12%
838.7
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -177 298 N/A N/A
US
Palantir Technologies Inc
NYSE:PLTR
507.9
141%
3.6
DE
SAP SE
XETRA:SAP
23.9
21%
1.1
US
Salesforce Inc
NYSE:CRM
28
34%
0.8
US
Applovin Corp
NASDAQ:APP
71.9
57%
1.3
US
Intuit Inc
NASDAQ:INTU
36.4
32%
1.1
US
Adobe Inc
NASDAQ:ADBE
17
17%
1
US
N
NCR Corp
LSE:0K45
1 155.9
70%
16.5
US
Synopsys Inc
NASDAQ:SNPS
90.9
50%
1.8