Dave Inc
NASDAQ:DAVE

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Dave Inc
NASDAQ:DAVE
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Price: 70.8 USD -10.82% Market Closed
Market Cap: 926.8m USD
Section:
Relative Value
Relative Value
Valuation Multiples
Multiples Across Competitors
See Also

Relative Value

The Relative Value of one DAVE stock under the Base Case scenario is 46.01 USD. Compared to the current market price of 70.8 USD, Dave Inc is Overvalued by 35%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

DAVE Relative Value
Base Case
46.01 USD
Overvaluation 35%
Relative Value
Price
Worst Case
Base Case
Best Case

Valuation Multiples

2.7
P/S
P/S
Price to Sales
2.7
vs History
40
vs Industry
33
Median 3Y
1.6
Median 5Y
1.6
Industry
2.2
Forward
2.1
More Details
15.9
P/E
P/E
Price to Earnings
15.9
vs History
12
vs Industry
28
Median 3Y
-0.9
Median 5Y
-4.7
Industry
21.2
Forward
21.1
More Details
7.4
P/OCF
P/OCF
Price to OCF
7.4
vs History
18
vs Industry
46
Median 3Y
3
Median 5Y
-2.4
Industry
15.9
More Details
8.4
P/FCFE
P/FCFE
Price to FCFE
8.4
vs History
48
vs Industry
40
Median 3Y
7.7
Median 5Y
8.2
Industry
19.9
More Details
5
P/B
P/B
Price to Book Value
5
vs History
38
vs Industry
16
Median 3Y
3.4
Median 5Y
3.3
Industry
2.7
More Details
2.6
EV/S
EV/S
Enterprise Value to Sales
2.6
vs History
40
vs Industry
32
Median 3Y
1.6
Median 5Y
1.6
Industry
2.2
Forward
2.1
More Details
N/A
EV/GP
EV/GP
Enterprise Value to Gross Profit
N/A
vs History
vs Industry
Median 3Y
0
Median 5Y
0
Industry
4.5
More Details
21.4
EV/EBITDA
EV/EBITDA
Enterprise Value to EBITDA
21.4
vs History
26
vs Industry
16
Median 3Y
-1.1
Median 5Y
-1.4
Industry
12
Forward
8
More Details
26.2
EV/EBIT
EV/EBIT
Enterprise Value to EBIT
26.2
vs History
19
vs Industry
14
Median 3Y
-1
Median 5Y
-4.5
Industry
15.4
Forward
13.5
More Details
7.2
EV/OCF
EV/OCF
Enterprise Value to OCF
7.2
vs History
18
vs Industry
43
Median 3Y
3.7
Median 5Y
-2.1
Industry
14.6
More Details
7.7
EV/FCFF
EV/FCFF
Enterprise Value to FCFF
7.7
vs History
26
vs Industry
39
Median 3Y
5
Median 5Y
-1.8
Industry
17.1
More Details
4.5
EV/IC
EV/IC
Enterprise Value to IC
4.5
vs History
40
vs Industry
17
Median 3Y
3.1
Median 5Y
3
Industry
2.3
More Details

Multiples Across Competitors

DAVE Competitors Multiples
Dave Inc Competitors

All Multiples
P/S
P/E
EV/EBITDA
EV/EBIT
Market Cap P/S P/E EV/EBITDA EV/EBIT
US
Dave Inc
NASDAQ:DAVE
921.5m USD 2.7 15.9 21.4 26.2
US
Ezenia! Inc
OTC:EZEN
567B USD 233 910.9 -180 630.8 -182 667.2 -177 298
DE
SAP SE
XETRA:SAP
256B EUR 7.5 82 26.7 30.9
US
Salesforce Inc
NYSE:CRM
230.4B USD 6.1 37.2 20.2 29.3
US
Palantir Technologies Inc
NYSE:PLTR
168.6B USD 58.8 364.8 477.7 526.3
US
Intuit Inc
NASDAQ:INTU
157.1B USD 9.2 51.7 33 39.6
US
Adobe Inc
NASDAQ:ADBE
153.7B USD 7 22.8 16.9 18.7
US
NCR Corp
LSE:0K45
120.3B USD 42.6 127.6 357.1 2 943.9
US
Applovin Corp
NASDAQ:APP
74.6B USD 15.8 47.3 33.3 41.3
US
Microstrategy Inc
NASDAQ:MSTR
72.2B USD 155.7 -61.9 -1 750.6 -1 256.7
CA
Constellation Software Inc
TSX:CSU
92.5B CAD 6.5 88.8 24.8 45.6
P/S Multiple
Revenue Growth P/S to Growth
US
Dave Inc
NASDAQ:DAVE
Average P/S: 21 293
2.7
14%
0.2
US
Ezenia! Inc
OTC:EZEN
233 910.9
N/A N/A
DE
SAP SE
XETRA:SAP
7.5
13%
0.6
US
Salesforce Inc
NYSE:CRM
6.1
9%
0.7
US
Palantir Technologies Inc
NYSE:PLTR
58.8
32%
1.8
US
Intuit Inc
NASDAQ:INTU
9.2
13%
0.7
US
Adobe Inc
NASDAQ:ADBE
7
10%
0.7
US
N
NCR Corp
LSE:0K45
42.6
-8%
N/A
US
Applovin Corp
NASDAQ:APP
15.8
20%
0.8
US
Microstrategy Inc
NASDAQ:MSTR
155.7
3%
51.9
CA
Constellation Software Inc
TSX:CSU
6.5
20%
0.3
P/E Multiple
Earnings Growth PEG
US
Dave Inc
NASDAQ:DAVE
Average P/E: 93.1
15.9
11%
1.4
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -180 630.8 N/A N/A
DE
SAP SE
XETRA:SAP
82
50%
1.6
US
Salesforce Inc
NYSE:CRM
37.2
31%
1.2
US
Palantir Technologies Inc
NYSE:PLTR
364.8
71%
5.1
US
Intuit Inc
NASDAQ:INTU
51.7
35%
1.5
US
Adobe Inc
NASDAQ:ADBE
22.8
26%
0.9
US
N
NCR Corp
LSE:0K45
127.6
-49%
N/A
US
Applovin Corp
NASDAQ:APP
47.3
38%
1.2
US
Microstrategy Inc
NASDAQ:MSTR
Negative Multiple: -61.9 N/A N/A
CA
Constellation Software Inc
TSX:CSU
88.8
N/A N/A
EV/EBITDA Multiple
EBITDA Growth EV/EBITDA to Growth
US
Dave Inc
NASDAQ:DAVE
Average EV/EBITDA: 112.4
21.4
40%
0.5
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -182 667.2 N/A N/A
DE
SAP SE
XETRA:SAP
26.7
19%
1.4
US
Salesforce Inc
NYSE:CRM
20.2
21%
1
US
Palantir Technologies Inc
NYSE:PLTR
477.7
105%
4.5
US
Intuit Inc
NASDAQ:INTU
33
29%
1.1
US
Adobe Inc
NASDAQ:ADBE
16.9
17%
1
US
N
NCR Corp
LSE:0K45
357.1
12%
29.8
US
Applovin Corp
NASDAQ:APP
33.3
38%
0.9
US
Microstrategy Inc
NASDAQ:MSTR
Negative Multiple: -1 750.6 N/A N/A
CA
Constellation Software Inc
TSX:CSU
24.8
N/A N/A
EV/EBIT Multiple
EBIT Growth EV/EBIT to Growth
US
Dave Inc
NASDAQ:DAVE
Average EV/EBIT: 411.3
26.2
N/A N/A
US
Ezenia! Inc
OTC:EZEN
Negative Multiple: -177 298 N/A N/A
DE
SAP SE
XETRA:SAP
30.9
21%
1.5
US
Salesforce Inc
NYSE:CRM
29.3
33%
0.9
US
Palantir Technologies Inc
NYSE:PLTR
526.3
108%
4.9
US
Intuit Inc
NASDAQ:INTU
39.6
35%
1.1
US
Adobe Inc
NASDAQ:ADBE
18.7
20%
0.9
US
N
NCR Corp
LSE:0K45
2 943.9
84%
35
US
Applovin Corp
NASDAQ:APP
41.3
40%
1
US
Microstrategy Inc
NASDAQ:MSTR
Negative Multiple: -1 256.7 N/A N/A
CA
Constellation Software Inc
TSX:CSU
45.6
24%
1.9

See Also

Summary
DAVE intrinsic value, competitors valuation, and company profile.
DCF Valuation
DAVE stock valuation using Discount Cash Flow valuation method.
Relative Valuation
DAVE stock valuation using valuation multiples.
Wall Street Estimates
DAVE price targets and financial estimates made by Wall st analysts.
Profitability Analysis
Detailed analysis of the company's profitability.
Solvency Analysis
Analysis of the financial position and solvency of the company.
Financials
Income Statement, Balance Sheet, Cash Flow Statement.
Discount Rate
DAVE stock discount rate: cost of equity and WACC.
Summary
DCF Valuation
Relative Valuation
Wall Street Estimates
Profitability Analysis
Solvency Analysis
Financials
Discount Rate
Discover More
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