Community Trust Bancorp Inc
NASDAQ:CTBI

Watchlist Manager
Community Trust Bancorp Inc Logo
Community Trust Bancorp Inc
NASDAQ:CTBI
Watchlist
Price: 59.68 USD 1.76% Market Closed
Market Cap: 1.1B USD
Have any thoughts about
Community Trust Bancorp Inc?
Write Note

Intrinsic Value

The intrinsic value of one CTBI stock under the Base Case scenario is 64.32 USD. Compared to the current market price of 59.68 USD, Community Trust Bancorp Inc is Undervalued by 7%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CTBI Intrinsic Value
64.32 USD
Undervaluation 7%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Community Trust Bancorp Inc

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for CTBI cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about CTBI?
Bearish
Neutral
Bullish

Fundamental Analysis

Economic Moat
Community Trust Bancorp Inc

Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Investment Journal
AI Assistant
AI Assistant
Ask me anything about Community Trust Bancorp Inc

Provide an overview of the primary business activities
of Community Trust Bancorp Inc.

What unique competitive advantages
does Community Trust Bancorp Inc hold over its rivals?

What risks and challenges
does Community Trust Bancorp Inc face in the near future?

Has there been any significant insider trading activity
in Community Trust Bancorp Inc recently?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Community Trust Bancorp Inc.

Provide P/S
for Community Trust Bancorp Inc.

Provide P/E
for Community Trust Bancorp Inc.

Provide P/B
for Community Trust Bancorp Inc.

Show me price targets
for Community Trust Bancorp Inc made by professional analysts.

What are the Revenue projections
for Community Trust Bancorp Inc?

How accurate were the past Revenue estimates
for Community Trust Bancorp Inc?

What are the Net Income projections
for Community Trust Bancorp Inc?

How accurate were the past Net Income estimates
for Community Trust Bancorp Inc?

What are the EPS projections
for Community Trust Bancorp Inc?

How accurate were the past EPS estimates
for Community Trust Bancorp Inc?

What are the EBIT projections
for Community Trust Bancorp Inc?

How accurate were the past EBIT estimates
for Community Trust Bancorp Inc?

Compare the revenue forecasts
for Community Trust Bancorp Inc with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Community Trust Bancorp Inc and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Community Trust Bancorp Inc against its competitors.

Analyze the profit margins
(gross, operating, and net) of Community Trust Bancorp Inc compared to its peers.

Compare the P/E ratios
of Community Trust Bancorp Inc against its peers.

Discuss the investment returns and shareholder value creation
comparing Community Trust Bancorp Inc with its peers.

Analyze the financial leverage
of Community Trust Bancorp Inc compared to its main competitors.

Show all profitability ratios
for Community Trust Bancorp Inc.

Provide ROE
for Community Trust Bancorp Inc.

Provide ROA
for Community Trust Bancorp Inc.

Provide Net Interest Margin
for Community Trust Bancorp Inc.

Provide Net Margin
for Community Trust Bancorp Inc.

Show all solvency ratios
for Community Trust Bancorp Inc.

Loans/Deposits Ratio
for Community Trust Bancorp Inc.

What is the historical Revenue growth
over the last 5 years for Community Trust Bancorp Inc?

What is the historical Net Income growth
over the last 5 years for Community Trust Bancorp Inc?

What is the current Free Cash Flow
of Community Trust Bancorp Inc?

Discuss the annual earnings per share (EPS)
trend over the past five years for Community Trust Bancorp Inc.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Community Trust Bancorp Inc

Net Loans 4.3B
Investments 1.1B
PP&E 62.2m
Intangibles 65.5m
Other Assets 400.8m
Total Deposits 4.8B
Short Term Debt 233.3m
Long Term Debt 64.9m
Other Liabilities 65.7m

Wall St
Price Targets

CTBI Price Targets Summary
Community Trust Bancorp Inc

Wall Street analysts forecast CTBI stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CTBI is 61.2 USD with a low forecast of 56.56 USD and a high forecast of 67.2 USD.

Lowest
Price Target
56.56 USD
5% Downside
Average
Price Target
61.2 USD
3% Upside
Highest
Price Target
67.2 USD
13% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for CTBI?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Previous Payment
-
Today
Next Payment
-
Today
Nov 24, 2024
Previous Payment
-
Next Payment
-
Ex-Dividend Date
-
Shareholder Yield

Current shareholder yield for CTBI is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Ownership

CTBI Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

Profile

Community Trust Bancorp Inc Logo
Community Trust Bancorp Inc

Country

United States of America

Industry

Banking

Market Cap

1.1B USD

Dividend Yield

3.1%

Description

Community Trust Bancorp, Inc. is a bank holding company, which engages in the provision of community banking services through its subsidiary Community Trust Bank, Inc. The company is headquartered in Pikeville, Kentucky and currently employs 974 full-time employees. CTBI owns all the capital stock of one commercial bank and one trust company, serving small and mid-sized communities in eastern, northeastern, central, and south-central Kentucky, southern West Virginia, and northeastern Tennessee. The commercial bank is Community Trust Bank, Inc., Pikeville, Kentucky (CTB) and the trust company is Community Trust and Investment Company, Lexington, Kentucky. CTBI is engaged in a range of commercial and personal banking, and trust and wealth management activities, which include accepting time and demand deposits; making secured and unsecured loans to corporations, individuals, and others; providing cash management services to corporate and individual customers; issuing letters of credit; renting safe deposit boxes; and providing funds transfer services. The lending activities of CTB include making commercial, construction, mortgage and personal loans.

Contact

KENTUCKY
Pikeville
PO Box 2947, 346 N Mayo Trl
+16064334643.0
investors.ctbi.com

IPO

1987-12-29

Employees

974

Officers

CEO, Chairman & President
Mr. Mark A. Gooch CTB
Executive VP, CFO & Treasurer
Mr. Kevin J. Stumbo CPA
Secretary, Executive VP & Corporate Counsel
Mr. Charles Wayne Hancock II
Executive VP and Chief Internal Audit & Risk Officer
Mr. Steven E. Jameson
Executive Vice President
Mr. David I. Tackett

See Also

Discover More
What is the Intrinsic Value of one CTBI stock?

The intrinsic value of one CTBI stock under the Base Case scenario is 64.32 USD.

Is CTBI stock undervalued or overvalued?

Compared to the current market price of 59.68 USD, Community Trust Bancorp Inc is Undervalued by 7%.

Back to Top