C

Cathay General Bancorp
NASDAQ:CATY

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Cathay General Bancorp
NASDAQ:CATY
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Price: 48.64 USD 1.06% Market Closed
Market Cap: 3.5B USD
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Net Margin
Cathay General Bancorp

38.5%
Current
44%
Average
22.9%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
38.5%
=
Net Income
288.3m
/
Revenue
748.5m

Net Margin Across Competitors

Country US
Market Cap 3.5B USD
Net Margin
39%
Country US
Market Cap 77.3B USD
Net Margin
22%
Country US
Market Cap 58.4B USD
Net Margin
-14%
Country US
Market Cap 31.7B USD
Net Margin
25%
Country US
Market Cap 30.5B USD
Net Margin
26%
Country US
Market Cap 29.2B USD
Net Margin
24%
Country CN
Market Cap 179.3B CNY
Net Margin
32%
Country US
Market Cap 24B USD
Net Margin
21%
Country CN
Market Cap 158.8B CNY
Net Margin
38%
Country US
Market Cap 21.9B USD
Net Margin
23%
Country US
Market Cap 19.5B USD
Net Margin
15%
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Cathay General Bancorp
Glance View

Market Cap
3.5B USD
Industry
Banking

Cathay General Bancorp, the parent company of Cathay Bank, was founded in 1962 to serve the growing Chinese-American community in Los Angeles. This strategic focus on a niche demographic, often underserved by mainstream financial institutions, allowed it to establish a loyal customer base. Over the decades, the bank expanded its footprint beyond California to several states across the U.S., and even into Asia. By concentrating initially on commercial banking services such as loans to small and medium-sized businesses within the Asian community, Cathay General Bancorp capitalized on its deep cultural understandings and language skills. This approach enabled them to develop strong client relationships and to provide tailored financial solutions. The core business model of Cathay General Bancorp is built on the principles of traditional banking, where deposits are taken from individuals and businesses, and these funds are then used to issue loans. The bank earns a significant portion of its revenue from the interest spread—the difference between the interest paid on deposits and the interest earned from loans. Additionally, Cathay generates income through fees for various services like processing loans, foreign exchange, and wealth management. Emphasizing prudent risk management and maintaining robust capital reserves, Cathay navigates the complex market dynamics while staying committed to its community-driven roots. Through these strategies, the bank continues to thrive, adapting to evolving financial landscapes while meeting the unique needs of its diverse clientele.

CATY Intrinsic Value
53.43 USD
Undervaluation 9%
Intrinsic Value
Price
C

See Also

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What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
38.5%
=
Net Income
288.3m
/
Revenue
748.5m
What is the Net Margin of Cathay General Bancorp?

Based on Cathay General Bancorp's most recent financial statements, the company has Net Margin of 38.5%.