Alkami Technology Inc
NASDAQ:ALKT

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Alkami Technology Inc Logo
Alkami Technology Inc
NASDAQ:ALKT
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Price: 40.69 USD 5.03% Market Closed
Market Cap: 4.1B USD
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Intrinsic Value

The intrinsic value of one ALKT stock under the Base Case scenario is 19.72 USD. Compared to the current market price of 40.69 USD, Alkami Technology Inc is Overvalued by 52%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

ALKT Intrinsic Value
19.72 USD
Overvaluation 52%
Intrinsic Value
Price
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Base Case
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Alkami Technology Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
Alkami Technology Inc

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Alkami Technology Inc

Current Assets 169m
Cash & Short-Term Investments 101m
Receivables 42.4m
Other Current Assets 25.6m
Non-Current Assets 253.2m
PP&E 35.9m
Intangibles 178.8m
Other Non-Current Assets 38.5m
Current Liabilities 48m
Accounts Payable 5.6m
Accrued Liabilities 28.8m
Other Current Liabilities 13.7m
Non-Current Liabilities 35.7m
Other Non-Current Liabilities 35.7m
Efficiency

Earnings Waterfall
Alkami Technology Inc

Revenue
315.6m USD
Cost of Revenue
-132.2m USD
Gross Profit
183.4m USD
Operating Expenses
-231.4m USD
Operating Income
-48.1m USD
Other Expenses
2.1m USD
Net Income
-45.9m USD

Free Cash Flow Analysis
Alkami Technology Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Earnings Calls

In Q3 2024, Alkami Technology achieved impressive results with a 27% increase in revenue, reaching $85.9 million, and an adjusted EBITDA of over $8.3 million. Successful client acquisition continued, adding nine new digital banking clients and a total of 19.5 million registered users on its platform—a 15% year-over-year growth. The company anticipates 2024 revenue between $333.2 million and $334.2 million, with adjusted EBITDA guidance of $25.2 million to $25.7 million. Alkami targets a long-term gross margin of 65% by 2026, having improved its current margin by 400 basis points year-over-year.

What is Earnings Call?
Fundamental Scores

ALKT Profitability Score
Profitability Due Diligence

Alkami Technology Inc's profitability score is 31/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Exceptional 3-Years Revenue Growth
ROIC is Increasing
Exceptional Revenue Growth Forecast
31/100
Profitability
Score

Alkami Technology Inc's profitability score is 31/100. The higher the profitability score, the more profitable the company is.

ALKT Solvency Score
Solvency Due Diligence

Alkami Technology Inc's solvency score is 79/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Long-Term Solvency
Low D/E
Short-Term Solvency
79/100
Solvency
Score

Alkami Technology Inc's solvency score is 79/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

ALKT Price Targets Summary
Alkami Technology Inc

Wall Street analysts forecast ALKT stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ALKT is 44.47 USD with a low forecast of 38.38 USD and a high forecast of 56.7 USD.

Lowest
Price Target
38.38 USD
6% Downside
Average
Price Target
44.47 USD
9% Upside
Highest
Price Target
56.7 USD
39% Upside
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Dividends

Alkami Technology Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for ALKT is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
No dividends
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Ownership

ALKT Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
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Profile

Alkami Technology Inc Logo
Alkami Technology Inc

Country

United States of America

Industry

Technology

Market Cap

4.1B USD

Dividend Yield

0%

Description

Alkami Technology, Inc. provides digital banking software solutions to credit unions, banks, credit union service organizations, and service bureaus. The company is headquartered in Plano, Texas and currently employs 667 full-time employees. The company went IPO on 2021-04-14. The firm offers cloud-based digital banking platforms to banks and credit unions. The Platform facilitates retail and business user on-boarding, engagement, and account servicing. Its online banking suite consists of dashboard, account history, transfer funds, bill pay, savings tool, easy budgeting, configurable alerts and notifications, linked accounts, themes and widgets. The Company’s provides Alkami platform, retail banking solutions, business banking solutions, and the Alkami difference solutions.

Contact

TEXAS
Plano
5601 Granite Parkway, Suite 120
+19722001937.0
www.alkami.com

IPO

2021-04-14

Employees

667

Officers

CEO, President & Director
Mr. Alex P. Shootman
Founder & Chief Strategy Officer
Mr. Stephen Bohanon
CFO & Treasurer
Mr. W. Bryan Hill
Chief Accounting Officer & Principal Accounting Officer
Ms. Prerna Sachdeva
Chief Technology Officer
Mr. Deep Varma
Head of Investor Relations
Steve Calk
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Chief Legal Officer & Secretary
Mr. Douglas A. Linebarger
Chief Marketing Officer
Ms. Allison Cerra
Chief Human Resources Officer
Ms. Julie Kaye Hoagland
Chief Revenue Officer
Carl Cross
Show Less

See Also

Discover More
What is the Intrinsic Value of one ALKT stock?

The intrinsic value of one ALKT stock under the Base Case scenario is 19.72 USD.

Is ALKT stock undervalued or overvalued?

Compared to the current market price of 40.69 USD, Alkami Technology Inc is Overvalued by 52%.

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