COG Financial Services Ltd
ASX:COG

Watchlist Manager
COG Financial Services Ltd Logo
COG Financial Services Ltd
ASX:COG
Watchlist
Price: 0.92 AUD 1.66% Market Closed
Market Cap: 183.2m AUD
Have any thoughts about
COG Financial Services Ltd?
Write Note

Intrinsic Value

The intrinsic value of one COG stock under the Base Case scenario is 2.31 AUD. Compared to the current market price of 0.92 AUD, COG Financial Services Ltd is Undervalued by 60%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

COG Intrinsic Value
2.31 AUD
Undervaluation 60%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation History
COG Financial Services Ltd

Intrinsic Value History
Dive into the past to invest in the future

Uncover deeper insights with the Valuation History. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start now and learn if your stock is truly undervalued or overvalued!

Start Valuation
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
COG
Valuation History
HIDDEN
Show
Valuation History Unavailable

Historical valuation for COG cannot be conducted due to limitations such as insufficient data or other constraints.

Valuation In Progress...
Valuation In Progress...
How do you feel about COG?
Bearish
Neutral
Bullish

Fundamental Analysis

0.92 AUD
+1.66%
+1.66%
Benchmark
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

COG Financial Services Ltd
AU
Financial Services
Market Cap
179.3m AUD
IPO
Jan 28, 2003
Employees
-
Australia
Market Cap
179.3m AUD
Industry
Financial Services
IPO
Jan 28, 2003
Company Overview
Loading...
Economic Moat
Loading...
Management
Loading...
Contacts
Loading...
AI Assistant
AI Assistant
Ask me anything about COG Financial Services Ltd

Provide an overview of the primary business activities
of COG Financial Services Ltd.

What unique competitive advantages
does COG Financial Services Ltd hold over its rivals?

What risks and challenges
does COG Financial Services Ltd face in the near future?

Has there been any significant insider trading activity
in COG Financial Services Ltd recently?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for COG Financial Services Ltd.

Provide P/S
for COG Financial Services Ltd.

Provide P/E
for COG Financial Services Ltd.

Provide P/OCF
for COG Financial Services Ltd.

Provide P/FCFE
for COG Financial Services Ltd.

Provide P/B
for COG Financial Services Ltd.

Provide EV/S
for COG Financial Services Ltd.

Provide EV/GP
for COG Financial Services Ltd.

Provide EV/EBITDA
for COG Financial Services Ltd.

Provide EV/EBIT
for COG Financial Services Ltd.

Provide EV/OCF
for COG Financial Services Ltd.

Provide EV/FCFF
for COG Financial Services Ltd.

Provide EV/IC
for COG Financial Services Ltd.

Show me price targets
for COG Financial Services Ltd made by professional analysts.

What are the Revenue projections
for COG Financial Services Ltd?

How accurate were the past Revenue estimates
for COG Financial Services Ltd?

What are the Net Income projections
for COG Financial Services Ltd?

How accurate were the past Net Income estimates
for COG Financial Services Ltd?

What are the EPS projections
for COG Financial Services Ltd?

How accurate were the past EPS estimates
for COG Financial Services Ltd?

What are the EBIT projections
for COG Financial Services Ltd?

How accurate were the past EBIT estimates
for COG Financial Services Ltd?

Compare the revenue forecasts
for COG Financial Services Ltd with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of COG Financial Services Ltd and its key competitors using the latest financial data.

Compare historical revenue growth rates
of COG Financial Services Ltd against its competitors.

Analyze the profit margins
(gross, operating, and net) of COG Financial Services Ltd compared to its peers.

Compare the P/E ratios
of COG Financial Services Ltd against its peers.

Discuss the investment returns and shareholder value creation
comparing COG Financial Services Ltd with its peers.

Analyze the financial leverage
of COG Financial Services Ltd compared to its main competitors.

Show all profitability ratios
for COG Financial Services Ltd.

Provide ROE
for COG Financial Services Ltd.

Provide ROA
for COG Financial Services Ltd.

Provide ROIC
for COG Financial Services Ltd.

Provide ROCE
for COG Financial Services Ltd.

Provide Gross Margin
for COG Financial Services Ltd.

Provide Operating Margin
for COG Financial Services Ltd.

Provide Net Margin
for COG Financial Services Ltd.

Provide FCF Margin
for COG Financial Services Ltd.

Show all solvency ratios
for COG Financial Services Ltd.

Provide D/E Ratio
for COG Financial Services Ltd.

Provide D/A Ratio
for COG Financial Services Ltd.

Provide Interest Coverage Ratio
for COG Financial Services Ltd.

Provide Altman Z-Score Ratio
for COG Financial Services Ltd.

Provide Quick Ratio
for COG Financial Services Ltd.

Provide Current Ratio
for COG Financial Services Ltd.

Provide Cash Ratio
for COG Financial Services Ltd.

What is the historical Revenue growth
over the last 5 years for COG Financial Services Ltd?

What is the historical Net Income growth
over the last 5 years for COG Financial Services Ltd?

What is the current Free Cash Flow
of COG Financial Services Ltd?

Discuss the annual earnings per share (EPS)
trend over the past five years for COG Financial Services Ltd.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
COG Financial Services Ltd

Current Assets 240.1m
Cash & Short-Term Investments 207.7m
Receivables 32.2m
Other Current Assets 176k
Non-Current Assets 447m
Long-Term Investments 233m
PP&E 18.6m
Intangibles 177.1m
Other Non-Current Assets 18.3m
Current Liabilities 305.3m
Accounts Payable 39.9m
Other Current Liabilities 265.5m
Non-Current Liabilities 230.1m
Long-Term Debt 150.6m
Other Non-Current Liabilities 79.5m
Efficiency

Earnings Waterfall
COG Financial Services Ltd

Revenue
499m AUD
Cost of Revenue
-312m AUD
Gross Profit
187m AUD
Operating Expenses
-130.5m AUD
Operating Income
56.5m AUD
Other Expenses
-43.6m AUD
Net Income
12.9m AUD

Free Cash Flow Analysis
COG Financial Services Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

COG Profitability Score
Profitability Due Diligence

COG Financial Services Ltd's profitability score is 58/100. The higher the profitability score, the more profitable the company is.

Positive Free Cash Flow
Positive Gross Profit
ROE is Increasing
Exceptional 3-Years Revenue Growth
58/100
Profitability
Score

COG Financial Services Ltd's profitability score is 58/100. The higher the profitability score, the more profitable the company is.

COG Solvency Score
Solvency Due Diligence

COG Financial Services Ltd's solvency score is 31/100. The higher the solvency score, the more solvent the company is.

Negative Net Debt
Long-Term Solvency
Low D/E
Short-Term Solvency
31/100
Solvency
Score

COG Financial Services Ltd's solvency score is 31/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

COG Price Targets Summary
COG Financial Services Ltd

Wall Street analysts forecast COG stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for COG is 1.39 AUD with a low forecast of 1.26 AUD and a high forecast of 1.58 AUD.

Lowest
Price Target
1.26 AUD
37% Upside
Average
Price Target
1.39 AUD
52% Upside
Highest
Price Target
1.58 AUD
71% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for COG?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for COG is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Ownership

COG Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
6 Months
9 Months
12 Months
Why is insider trading important?

See Also

Discover More
What is the Intrinsic Value of one COG stock?

The intrinsic value of one COG stock under the Base Case scenario is 2.31 AUD.

Is COG stock undervalued or overvalued?

Compared to the current market price of 0.92 AUD, COG Financial Services Ltd is Undervalued by 60%.

Back to Top