B

Beforepay Group Ltd
ASX:B4P

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Beforepay Group Ltd
ASX:B4P
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Price: 1.17 AUD 0.86% Market Closed
Market Cap: 55.4m AUD
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Intrinsic Value

B4P doesn't have a meaningful market cap.

The intrinsic value of one B4P stock under the Base Case scenario is 0.69 AUD. Compared to the current market price of 1.17 AUD, Beforepay Group Ltd is Overvalued by 41%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

B4P Intrinsic Value
0.69 AUD
Overvaluation 41%
Intrinsic Value
Price
B
Worst Case
Base Case
Best Case

Valuation Backtest
Beforepay Group Ltd

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Revenue & Expenses Breakdown
Beforepay Group Ltd

Balance Sheet Decomposition
Beforepay Group Ltd

Current Assets 70.2m
Cash & Short-Term Investments 19.2m
Receivables 50.2m
Other Current Assets 829k
Non-Current Assets 3.3m
PP&E 1.6m
Intangibles 1.1m
Other Non-Current Assets 527.7k
Current Liabilities 5.2m
Accounts Payable 1m
Accrued Liabilities 3.7m
Other Current Liabilities 550.6k
Non-Current Liabilities 37.7m
Long-Term Debt 37.7m
Other Non-Current Liabilities 3k
Efficiency

Earnings Waterfall
Beforepay Group Ltd

Revenue
35.3m AUD
Cost of Revenue
-1.5m AUD
Gross Profit
33.8m AUD
Operating Expenses
-25.5m AUD
Operating Income
8.4m AUD
Other Expenses
-4.5m AUD
Net Income
3.9m AUD

Free Cash Flow Analysis
Beforepay Group Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

B4P Profitability Score
Profitability Due Diligence

Beforepay Group Ltd's profitability score is 45/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive ROIC
Positive Revenue Growth Forecast
Positive 1-Year Revenue Growth
45/100
Profitability
Score

Beforepay Group Ltd's profitability score is 45/100. The higher the profitability score, the more profitable the company is.

B4P Solvency Score
Solvency Due Diligence

Beforepay Group Ltd's solvency score is 41/100. The higher the solvency score, the more solvent the company is.

Short-Term Solvency
Long-Term Solvency
Positive Net Debt
Average D/E
41/100
Solvency
Score

Beforepay Group Ltd's solvency score is 41/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

B4P Price Targets Summary
Beforepay Group Ltd

Wall Street analysts forecast B4P stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for B4P is 1.12 AUD with a low forecast of 0.23 AUD and a high forecast of 2.26 AUD.

Lowest
Price Target
0.23 AUD
80% Downside
Average
Price Target
1.12 AUD
5% Downside
Highest
Price Target
2.26 AUD
93% Upside
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Dividends

Beforepay Group Ltd
does not pay dividends
Shareholder Yield

Current shareholder yield for B4P is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Ownership

B4P Insider Trading
Buy and sell transactions by insiders

Cumulative Transactions Amount
Period Sold Bought Net
3 Months
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Profile

Beforepay Group Ltd

Country

Australia

Industry

Financial Services

Market Cap

55.4m AUD

Dividend Yield

0%

Description

Beforepay Group Ltd. provides online payment services through mobile application. The company is headquartered in Sydney, New South Wales. The company went IPO on 2022-01-17. The firm has smartphone application designed for iOS and Android devices and a browser- based application. The firm's application platform consists of budgeting tools, pay cycle detection algorithm, and credit-risk model and credit process. Its platform is a payday lender, allowing users to access money before their actual pay packet lands.

Contact

NEW SOUTH WALES
Sydney
50 Carrington Street, Suite 2, Level 6
+61300870711.0
www.beforepay.com.au

IPO

2022-01-17

Employees

-

Officers

Chief Executive Officer
Mr. James Twiss
Co-Founder
Dean Fang Mao Guo
CFO, Joint Company Secretary, Chief Risk Officer & General Counsel
Ms. Elena Chan
Chief Technology Officer
Rajini Carpenter
Marketing & Communications Manager
Noeleene Yap
Chief Product Officer
Mr. Kasey Kaplan

See Also

Discover More
What is the Intrinsic Value of one B4P stock?

The intrinsic value of one B4P stock under the Base Case scenario is 0.69 AUD.

Is B4P stock undervalued or overvalued?

Compared to the current market price of 1.17 AUD, Beforepay Group Ltd is Overvalued by 41%.

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