Bank of the Philippine Islands (XPHS:BPI)

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Price: 134.3 PHP -0.89%

Market Cap: 708B PHP

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Section:

Relative Value

The Relative Value of one BPI stock under the Base Case scenario is 139.79 PHP. Compared to the current market price of 134.3 PHP, Bank of the Philippine Islands is Undervalued by 4%.

Relative Value is the estimated value of a stock based on various valuation multiples like P/E and EV/EBIT ratios. It offers a quick snapshot of a stock's valuation in relation to its peers and historical norms.

What is Relative Valuation?

How is Relative Value calculated?

BPI Relative Value

Base Case

Worst Case

Base Case

Best Case

Valuation Multiples

4.6

P/S

vs History	3
vs Industry	12

Median 5Y

3.5

Industry

2.5

Forward

4.2

More Details

12.4

P/E

vs History	34
vs Industry	33

Median 5Y

11.5

Industry

10.7

Forward

More Details

1.7

P/B

vs History	3
vs Industry	12

Median 5Y

1.2

Industry

More Details

0.3

Price/Deposits

vs History	3
vs Industry	10

Median 5Y

0.2

Industry

0.1

More Details

Multiples Across Competitors

All Multiples

P/S

P/E

P/B

Forward Multiples

			Market Cap	P/S	P/E	P/B
PH	B	Bank of the Philippine Islands XPHS:BPI	708B PHP	4.6	12.4	1.7
US		JPMorgan Chase & Co NYSE:JPM	699.7B USD	4	13.4	2
ZA	S	Standard Bank Group Ltd JSE:SBK	402.4B Zac	0	0	0
ZA	A	Absa Bank Ltd JSE:ABSP	394.8B Zac	0	0	0
ZA	C	Capitec Bank Holdings Ltd JSE:CPI	390.1B Zac	0	0	0
US		Bank of America Corp NYSE:BAC	361.4B USD	3.7	16.5	1.2
CN		Industrial and Commercial Bank of China Ltd SSE:601398	2.2T CNY	2.6	6.2	0.6
US		Wells Fargo & Co NYSE:WFC	254.1B USD	3.1	15	1.4
CN		Agricultural Bank of China Ltd SSE:601288	1.6T CNY	2.3	6.5	0.5
CN		Bank of China Ltd SSE:601988	1.4T CNY	2.2	6.8	0.5
CN		China Construction Bank Corp SSE:601939	1.3T CNY	1.7	4	0.4

				Revenue Growth
PH	B	Bank of the Philippine Islands XPHS:BPI	Average P/S: 3 4.6	45%
US		JPMorgan Chase & Co NYSE:JPM	4	12%
ZA	S	Standard Bank Group Ltd JSE:SBK	Not Available	-20%
ZA	A	Absa Bank Ltd JSE:ABSP	Not Available	N/A
ZA	C	Capitec Bank Holdings Ltd JSE:CPI	Not Available	34%
US		Bank of America Corp NYSE:BAC	3.7	15%
CN		Industrial and Commercial Bank of China Ltd SSE:601398	2.6	-1%
US		Wells Fargo & Co NYSE:WFC	3.1	5%
CN		Agricultural Bank of China Ltd SSE:601288	2.3	7%
CN		Bank of China Ltd SSE:601988	2.2	5%
CN		China Construction Bank Corp SSE:601939	1.7	2%

				Earnings Growth
PH	B	Bank of the Philippine Islands XPHS:BPI	Average P/E: 10.1 12.4	44%
US		JPMorgan Chase & Co NYSE:JPM	13.4	7%
ZA	S	Standard Bank Group Ltd JSE:SBK	Not Available	24%
ZA	A	Absa Bank Ltd JSE:ABSP	Not Available	N/A
ZA	C	Capitec Bank Holdings Ltd JSE:CPI	Not Available	75%
US		Bank of America Corp NYSE:BAC	16.5	31%
CN		Industrial and Commercial Bank of China Ltd SSE:601398	6.2	7%
US		Wells Fargo & Co NYSE:WFC	15	20%
CN		Agricultural Bank of China Ltd SSE:601288	6.5	13%
CN		Bank of China Ltd SSE:601988	6.8	8%
CN		China Construction Bank Corp SSE:601939	4	-29%


PH	B	Bank of the Philippine Islands XPHS:BPI	Average P/B: 1.1 1.7
US		JPMorgan Chase & Co NYSE:JPM	2
ZA	S	Standard Bank Group Ltd JSE:SBK	Not Available
ZA	A	Absa Bank Ltd JSE:ABSP	Not Available
ZA	C	Capitec Bank Holdings Ltd JSE:CPI	Not Available
US		Bank of America Corp NYSE:BAC	1.2
CN		Industrial and Commercial Bank of China Ltd SSE:601398	0.6
US		Wells Fargo & Co NYSE:WFC	1.4
CN		Agricultural Bank of China Ltd SSE:601288	0.5
CN		Bank of China Ltd SSE:601988	0.5
CN		China Construction Bank Corp SSE:601939	0.4

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Bank of the Philippine Islands
XPHS:BPI

Relative Value

Valuation Multiples

Multiples Across Competitors

BPI Competitors Multiples
Bank of the Philippine Islands Competitors

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52 Week Range	97.8583 147.4
Price Target

Bank of the Philippine Islands XPHS:BPI

Relative Value

Valuation Multiples

Multiples Across Competitors

BPI Competitors Multiples Bank of the Philippine Islands Competitors

See Also

Company

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Bank of the Philippine Islands
XPHS:BPI

BPI Competitors Multiples
Bank of the Philippine Islands Competitors