OVB Holding AG
XETRA:O4B

Watchlist Manager
OVB Holding AG Logo
OVB Holding AG
XETRA:O4B
Watchlist
Price: 19.6 EUR -1.01%
Market Cap: 279.3m EUR
Have any thoughts about
OVB Holding AG?
Write Note

Intrinsic Value

The intrinsic value of one O4B stock under the Base Case scenario is 29.23 EUR. Compared to the current market price of 19.6 EUR, OVB Holding AG is Undervalued by 33%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

O4B Intrinsic Value
29.23 EUR
Undervaluation 33%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
OVB Holding AG

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for O4B cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about O4B?
Bearish
Neutral
Bullish

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about OVB Holding AG

Provide an overview of the primary business activities
of OVB Holding AG.

What unique competitive advantages
does OVB Holding AG hold over its rivals?

What risks and challenges
does OVB Holding AG face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for OVB Holding AG.

Provide P/S
for OVB Holding AG.

Provide P/E
for OVB Holding AG.

Provide P/OCF
for OVB Holding AG.

Provide P/FCFE
for OVB Holding AG.

Provide P/B
for OVB Holding AG.

Provide EV/S
for OVB Holding AG.

Provide EV/GP
for OVB Holding AG.

Provide EV/EBITDA
for OVB Holding AG.

Provide EV/EBIT
for OVB Holding AG.

Provide EV/OCF
for OVB Holding AG.

Provide EV/FCFF
for OVB Holding AG.

Provide EV/IC
for OVB Holding AG.

Show me price targets
for OVB Holding AG made by professional analysts.

What are the Revenue projections
for OVB Holding AG?

How accurate were the past Revenue estimates
for OVB Holding AG?

What are the Net Income projections
for OVB Holding AG?

How accurate were the past Net Income estimates
for OVB Holding AG?

What are the EPS projections
for OVB Holding AG?

How accurate were the past EPS estimates
for OVB Holding AG?

What are the EBIT projections
for OVB Holding AG?

How accurate were the past EBIT estimates
for OVB Holding AG?

Compare the revenue forecasts
for OVB Holding AG with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of OVB Holding AG and its key competitors using the latest financial data.

Compare historical revenue growth rates
of OVB Holding AG against its competitors.

Analyze the profit margins
(gross, operating, and net) of OVB Holding AG compared to its peers.

Compare the P/E ratios
of OVB Holding AG against its peers.

Discuss the investment returns and shareholder value creation
comparing OVB Holding AG with its peers.

Analyze the financial leverage
of OVB Holding AG compared to its main competitors.

Show all profitability ratios
for OVB Holding AG.

Provide ROE
for OVB Holding AG.

Provide ROA
for OVB Holding AG.

Provide ROIC
for OVB Holding AG.

Provide ROCE
for OVB Holding AG.

Provide Gross Margin
for OVB Holding AG.

Provide Operating Margin
for OVB Holding AG.

Provide Net Margin
for OVB Holding AG.

Provide FCF Margin
for OVB Holding AG.

Show all solvency ratios
for OVB Holding AG.

Provide D/E Ratio
for OVB Holding AG.

Provide D/A Ratio
for OVB Holding AG.

Provide Interest Coverage Ratio
for OVB Holding AG.

Provide Altman Z-Score Ratio
for OVB Holding AG.

Provide Quick Ratio
for OVB Holding AG.

Provide Current Ratio
for OVB Holding AG.

Provide Cash Ratio
for OVB Holding AG.

What is the historical Revenue growth
over the last 5 years for OVB Holding AG?

What is the historical Net Income growth
over the last 5 years for OVB Holding AG?

What is the current Free Cash Flow
of OVB Holding AG?

Discuss the annual earnings per share (EPS)
trend over the past five years for OVB Holding AG.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
OVB Holding AG

Current Assets 235.4m
Cash & Short-Term Investments 122.7m
Receivables 104.4m
Other Current Assets 8.2m
Non-Current Assets 40.3m
Long-Term Investments 343k
PP&E 16.4m
Intangibles 17.5m
Other Non-Current Assets 6.1m
Current Liabilities 173.5m
Accounts Payable 23.1m
Accrued Liabilities 8m
Other Current Liabilities 142.4m
Non-Current Liabilities 11m
Long-Term Debt 8m
Other Non-Current Liabilities 2.9m
Efficiency

Earnings Waterfall
OVB Holding AG

Revenue
382.4m EUR
Cost of Revenue
-256.4m EUR
Gross Profit
126m EUR
Operating Expenses
-105.7m EUR
Operating Income
20.3m EUR
Other Expenses
-2m EUR
Net Income
18.2m EUR

Free Cash Flow Analysis
OVB Holding AG

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

O4B Profitability Score
Profitability Due Diligence

OVB Holding AG's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive 3-Year Average ROE
Positive Free Cash Flow
Positive ROE
55/100
Profitability
Score

OVB Holding AG's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

O4B Solvency Score
Solvency Due Diligence

OVB Holding AG's solvency score is 77/100. The higher the solvency score, the more solvent the company is.

High Interest Coverage
Negative Net Debt
Low D/E
Long-Term Solvency
77/100
Solvency
Score

OVB Holding AG's solvency score is 77/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

O4B Price Targets Summary
OVB Holding AG

Wall Street analysts forecast O4B stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for O4B is 27.54 EUR with a low forecast of 27.27 EUR and a high forecast of 28.35 EUR.

Lowest
Price Target
27.27 EUR
39% Upside
Average
Price Target
27.54 EUR
41% Upside
Highest
Price Target
28.35 EUR
45% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for O4B?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for O4B is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Profile

OVB Holding AG Logo
OVB Holding AG

Country

Germany

Industry

Financial Services

Market Cap

279.3m EUR

Dividend Yield

4.59%

Description

OVB Holding AG engages in the management of entities involved particularly in providing advisory and brokerage services. The company is headquartered in Cologne, Nordrhein-Westfalen and currently employs 679 full-time employees. The company went IPO on 2006-07-21. Its service portfolio comprises basic protection, asset protection and asset generation and wealth management: basic protection focuses on the protection against existential risks, such as health care, income support and retirement provision; asset protection comprises insurance coverage, including personal liability insurance, household contents insurance and residential building insurance, among others; asset generation specializes in the generation of assets, such as real estate properties, and wealth management provides general wealth management services. The firm operates through subsidiaries in Germany, Austria, Switzerland, Greece, Italy, Spain, the Czech Republic, Slovakia, Poland, Hungary, Croatia, Romania and the Ukraine.

Contact

NORDRHEIN-WESTFALEN
Cologne
Heumarkt 1
+4922120150.0
www.ovb.eu

IPO

2006-07-21

Employees

679

Officers

Chairman of the Executive Board & CEO
Mr. Mario Freis
CFO & Member of Executive Board
Mr. Frank Burow
COO & Member of Executive Board
Mr. Heinrich Fritzlar
Director Investor Relations
Ms. Brigitte Bonifer
Chief Executive Manager
Mr. JĂĽrgen Kotulla
Managing Director of OVB Spain
Mr. Harald Ortner

See Also

Discover More
What is the Intrinsic Value of one O4B stock?

The intrinsic value of one O4B stock under the Base Case scenario is 29.23 EUR.

Is O4B stock undervalued or overvalued?

Compared to the current market price of 19.6 EUR, OVB Holding AG is Undervalued by 33%.

Back to Top