OVB Holding AG
XETRA:O4B

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OVB Holding AG Logo
OVB Holding AG
XETRA:O4B
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Price: 19.9 EUR 1.02% Market Closed
Market Cap: 283.6m EUR
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Intrinsic Value

The intrinsic value of one O4B stock under the Base Case scenario is 28.68 EUR. Compared to the current market price of 19.9 EUR, OVB Holding AG is Undervalued by 31%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

O4B Intrinsic Value
28.68 EUR
Undervaluation 31%
Intrinsic Value
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OVB Holding AG

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
OVB Holding AG

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Balance Sheet Decomposition
OVB Holding AG

Current Assets 245.3m
Cash & Short-Term Investments 125.1m
Receivables 111.6m
Other Current Assets 8.5m
Non-Current Assets 40.9m
Long-Term Investments 344k
PP&E 16.8m
Intangibles 17.3m
Other Non-Current Assets 6.5m
Current Liabilities 179.6m
Accounts Payable 24.8m
Accrued Liabilities 8.8m
Other Current Liabilities 146m
Non-Current Liabilities 11m
Long-Term Debt 8.3m
Other Non-Current Liabilities 2.7m
Efficiency

Earnings Waterfall
OVB Holding AG

Revenue
392.2m EUR
Cost of Revenue
-263.7m EUR
Gross Profit
128.6m EUR
Operating Expenses
-108.2m EUR
Operating Income
20.3m EUR
Other Expenses
-1.8m EUR
Net Income
18.5m EUR

Free Cash Flow Analysis
OVB Holding AG

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

O4B Profitability Score
Profitability Due Diligence

OVB Holding AG's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive 3-Year Average ROE
Positive Free Cash Flow
Positive ROE
55/100
Profitability
Score

OVB Holding AG's profitability score is 55/100. The higher the profitability score, the more profitable the company is.

O4B Solvency Score
Solvency Due Diligence

OVB Holding AG's solvency score is 77/100. The higher the solvency score, the more solvent the company is.

High Interest Coverage
Negative Net Debt
Low D/E
Long-Term Solvency
77/100
Solvency
Score

OVB Holding AG's solvency score is 77/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

O4B Price Targets Summary
OVB Holding AG

Wall Street analysts forecast O4B stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for O4B is 27.54 EUR with a low forecast of 27.27 EUR and a high forecast of 28.35 EUR.

Lowest
Price Target
27.27 EUR
37% Upside
Average
Price Target
27.54 EUR
38% Upside
Highest
Price Target
28.35 EUR
42% Upside
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Dividends

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Dividend Per Share
N/A
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0
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Shareholder Yield

Current shareholder yield for O4B is .

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Profile

OVB Holding AG Logo
OVB Holding AG

Country

Germany

Industry

Financial Services

Market Cap

285m EUR

Dividend Yield

4.52%

Description

OVB Holding AG engages in the management of entities involved particularly in providing advisory and brokerage services. The company is headquartered in Cologne, Nordrhein-Westfalen and currently employs 679 full-time employees. The company went IPO on 2006-07-21. Its service portfolio comprises basic protection, asset protection and asset generation and wealth management: basic protection focuses on the protection against existential risks, such as health care, income support and retirement provision; asset protection comprises insurance coverage, including personal liability insurance, household contents insurance and residential building insurance, among others; asset generation specializes in the generation of assets, such as real estate properties, and wealth management provides general wealth management services. The firm operates through subsidiaries in Germany, Austria, Switzerland, Greece, Italy, Spain, the Czech Republic, Slovakia, Poland, Hungary, Croatia, Romania and the Ukraine.

Contact

NORDRHEIN-WESTFALEN
Cologne
Heumarkt 1
+4922120150.0
www.ovb.eu

IPO

2006-07-21

Employees

679

Officers

Chairman of the Executive Board & CEO
Mr. Mario Freis
CFO & Member of Executive Board
Mr. Frank Burow
COO & Member of Executive Board
Mr. Heinrich Fritzlar
Director Investor Relations
Ms. Brigitte Bonifer
Chief Executive Manager
Mr. Jürgen Kotulla
Managing Director of OVB Spain
Mr. Harald Ortner

See Also

Discover More
What is the Intrinsic Value of one O4B stock?

The intrinsic value of one O4B stock under the Base Case scenario is 28.68 EUR.

Is O4B stock undervalued or overvalued?

Compared to the current market price of 19.9 EUR, OVB Holding AG is Undervalued by 31%.

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