W

Wierzyciel SA
WSE:WRL

Watchlist Manager
Wierzyciel SA
WSE:WRL
Watchlist
Price: 1.4 PLN -20.9% Market Closed
Market Cap: 10.5m PLN
Have any thoughts about
Wierzyciel SA?
Write Note

Intrinsic Value

The intrinsic value of one WRL stock under the Base Case scenario is 0.85 PLN. Compared to the current market price of 1.4 PLN, Wierzyciel SA is Overvalued by 39%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

WRL Intrinsic Value
0.85 PLN
Overvaluation 39%
Intrinsic Value
Price
W
Worst Case
Base Case
Best Case

Valuation Backtest
Wierzyciel SA

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for WRL cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about WRL?
Bearish
Neutral
Bullish

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Wierzyciel SA

Provide an overview of the primary business activities
of Wierzyciel SA.

What unique competitive advantages
does Wierzyciel SA hold over its rivals?

What risks and challenges
does Wierzyciel SA face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Wierzyciel SA.

Provide P/S
for Wierzyciel SA.

Provide P/E
for Wierzyciel SA.

Provide P/OCF
for Wierzyciel SA.

Provide P/FCFE
for Wierzyciel SA.

Provide P/B
for Wierzyciel SA.

Provide EV/S
for Wierzyciel SA.

Provide EV/GP
for Wierzyciel SA.

Provide EV/EBITDA
for Wierzyciel SA.

Provide EV/EBIT
for Wierzyciel SA.

Provide EV/OCF
for Wierzyciel SA.

Provide EV/FCFF
for Wierzyciel SA.

Provide EV/IC
for Wierzyciel SA.

Compare the intrinsic valuations
of Wierzyciel SA and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Wierzyciel SA against its competitors.

Analyze the profit margins
(gross, operating, and net) of Wierzyciel SA compared to its peers.

Compare the P/E ratios
of Wierzyciel SA against its peers.

Discuss the investment returns and shareholder value creation
comparing Wierzyciel SA with its peers.

Analyze the financial leverage
of Wierzyciel SA compared to its main competitors.

Show all profitability ratios
for Wierzyciel SA.

Provide ROE
for Wierzyciel SA.

Provide ROA
for Wierzyciel SA.

Provide ROIC
for Wierzyciel SA.

Provide ROCE
for Wierzyciel SA.

Provide Gross Margin
for Wierzyciel SA.

Provide Operating Margin
for Wierzyciel SA.

Provide Net Margin
for Wierzyciel SA.

Provide FCF Margin
for Wierzyciel SA.

Show all solvency ratios
for Wierzyciel SA.

Provide D/E Ratio
for Wierzyciel SA.

Provide D/A Ratio
for Wierzyciel SA.

Provide Interest Coverage Ratio
for Wierzyciel SA.

Provide Altman Z-Score Ratio
for Wierzyciel SA.

Provide Quick Ratio
for Wierzyciel SA.

Provide Current Ratio
for Wierzyciel SA.

Provide Cash Ratio
for Wierzyciel SA.

What is the historical Revenue growth
over the last 5 years for Wierzyciel SA?

What is the historical Net Income growth
over the last 5 years for Wierzyciel SA?

What is the current Free Cash Flow
of Wierzyciel SA?

Discuss the annual earnings per share (EPS)
trend over the past five years for Wierzyciel SA.

Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Wierzyciel SA

Current Assets 8.1m
Cash & Short-Term Investments 1.1m
Receivables 4.8m
Other Current Assets 2.2m
Non-Current Assets 102.9k
PP&E 78.4k
Intangibles 24.5k
Current Liabilities 606.4k
Other Current Liabilities 606.4k
Efficiency

Earnings Waterfall
Wierzyciel SA

Revenue
2.4m PLN
Cost of Revenue
-18.2k PLN
Gross Profit
2.4m PLN
Operating Expenses
-1.5m PLN
Operating Income
867.6k PLN
Other Expenses
-1.3m PLN
Net Income
-469.9k PLN

Free Cash Flow Analysis
Wierzyciel SA

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

WRL Profitability Score
Profitability Due Diligence

Wierzyciel SA's profitability score is 48/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Exceptional 3-Years Revenue Growth
Positive Operating Income
Exceptional 1-Year Revenue Growth
48/100
Profitability
Score

Wierzyciel SA's profitability score is 48/100. The higher the profitability score, the more profitable the company is.

WRL Solvency Score
Solvency Due Diligence

Wierzyciel SA's solvency score is 81/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Short-Term Solvency
Long-Term Solvency
Low D/E
81/100
Solvency
Score

Wierzyciel SA's solvency score is 81/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

WRL Price Targets Summary
Wierzyciel SA

There are no price targets for WRL.
Lowest
Price Target
Not Available
Average
Price Target
Not Available
Highest
Price Target
Not Available
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for WRL?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for WRL is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest
Debt Paydown Yield
Lowest
Average
Highest

Profile

Wierzyciel SA

Country

Poland

Industry

Financial Services

Market Cap

10.5m PLN

Dividend Yield

0%

Description

Wierzyciel SA engages in the provision of financial services. The company is headquartered in Mikolow, Woj. Slaskie. The company went IPO on 2010-09-08. The firm is engaged in the consumer financial services provision. The company also operates on the cash loan sales market. Wierzyciel SA conducts its primary business via a network of financial intermediaries located throughout Poland. The company co-operates with Helikon Sp. z o.o., which offers a financial products of the Company and helps with the establishment of Information Technology (IT) systems, which meet the Company's customers needs. The firm together with Helikon Sp. z o.o. has developed software application SKOP, which is a complex system of loans services.

Contact

WOJ. SLASKIE
Mikolow
ul. Wyzwolenia 27
+48327387960
wierzycielsa.pl

IPO

2010-09-08

Employees

-

Officers

See Also

Discover More
What is the Intrinsic Value of one WRL stock?

The intrinsic value of one WRL stock under the Base Case scenario is 0.85 PLN.

Is WRL stock undervalued or overvalued?

Compared to the current market price of 1.4 PLN, Wierzyciel SA is Overvalued by 39%.

Back to Top