W

Wierzyciel SA
WSE:WRL

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Wierzyciel SA
WSE:WRL
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Price: 1.27 PLN -23.03% Market Closed
Market Cap: 9.6m PLN
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Intrinsic Value

The intrinsic value of one WRL stock under the Base Case scenario is 0.85 PLN. Compared to the current market price of 1.27 PLN, Wierzyciel SA is Overvalued by 33%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

WRL Intrinsic Value
0.85 PLN
Overvaluation 33%
Intrinsic Value
Price
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Wierzyciel SA

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
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TTM
Annual
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Balance Sheet Decomposition
Wierzyciel SA

Current Assets 8.1m
Cash & Short-Term Investments 1.1m
Receivables 4.8m
Other Current Assets 2.2m
Non-Current Assets 102.9k
PP&E 78.4k
Intangibles 24.5k
Current Liabilities 606.4k
Other Current Liabilities 606.4k
Efficiency

Earnings Waterfall
Wierzyciel SA

Revenue
2.4m PLN
Cost of Revenue
-18.2k PLN
Gross Profit
2.4m PLN
Operating Expenses
-1.5m PLN
Operating Income
867.6k PLN
Other Expenses
-1.3m PLN
Net Income
-469.9k PLN

Free Cash Flow Analysis
Wierzyciel SA

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

WRL Profitability Score
Profitability Due Diligence

Wierzyciel SA's profitability score is 48/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Exceptional 3-Years Revenue Growth
Positive Operating Income
Exceptional 1-Year Revenue Growth
48/100
Profitability
Score

Wierzyciel SA's profitability score is 48/100. The higher the profitability score, the more profitable the company is.

WRL Solvency Score
Solvency Due Diligence

Wierzyciel SA's solvency score is 81/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Short-Term Solvency
Long-Term Solvency
Low D/E
81/100
Solvency
Score

Wierzyciel SA's solvency score is 81/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

WRL Price Targets Summary
Wierzyciel SA

There are no price targets for WRL.
Lowest
Price Target
Not Available
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Price Target
Not Available
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Price Target
Not Available
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Dividends

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Dividend Per Share
N/A
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0
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100
Shareholder Yield

Current shareholder yield for WRL is .

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Profile

Wierzyciel SA

Country

Poland

Industry

Financial Services

Market Cap

9.6m PLN

Dividend Yield

0%

Description

Wierzyciel SA engages in the provision of financial services. The company is headquartered in Mikolow, Woj. Slaskie. The company went IPO on 2010-09-08. The firm is engaged in the consumer financial services provision. The company also operates on the cash loan sales market. Wierzyciel SA conducts its primary business via a network of financial intermediaries located throughout Poland. The company co-operates with Helikon Sp. z o.o., which offers a financial products of the Company and helps with the establishment of Information Technology (IT) systems, which meet the Company's customers needs. The firm together with Helikon Sp. z o.o. has developed software application SKOP, which is a complex system of loans services.

Contact

WOJ. SLASKIE
Mikolow
ul. Wyzwolenia 27
+48327387960
wierzycielsa.pl

IPO

2010-09-08

Employees

-

Officers

See Also

Discover More
What is the Intrinsic Value of one WRL stock?

The intrinsic value of one WRL stock under the Base Case scenario is 0.85 PLN.

Is WRL stock undervalued or overvalued?

Compared to the current market price of 1.27 PLN, Wierzyciel SA is Overvalued by 33%.

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