B

Bank Millennium SA
WSE:MIL

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Bank Millennium SA
WSE:MIL
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Price: 9.05 PLN 3.49% Market Closed
Market Cap: 11B PLN
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Intrinsic Value

The intrinsic value of one MIL stock under the Base Case scenario is 12.04 PLN. Compared to the current market price of 9.05 PLN, Bank Millennium SA is Undervalued by 25%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

MIL Intrinsic Value
12.04 PLN
Undervaluation 25%
Intrinsic Value
Price
B
Worst Case
Base Case
Best Case

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Bank Millennium SA

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Financials
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TTM

Balance Sheet Decomposition
Bank Millennium SA

Net Loans 73.9B
Investments 31.7B
PP&E 547.9m
Intangibles 509.4m
Other Assets 28.8B
Total Deposits 116.7B
Short Term Debt 2.6m
Long Term Debt 5.2B
Other Liabilities 6.3B

Wall St
Price Targets

MIL Price Targets Summary
Bank Millennium SA

Wall Street analysts forecast MIL stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for MIL is 10.74 PLN with a low forecast of 8.74 PLN and a high forecast of 12.02 PLN.

Lowest
Price Target
8.74 PLN
3% Downside
Average
Price Target
10.74 PLN
19% Upside
Highest
Price Target
12.02 PLN
33% Upside
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Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for MIL is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Bank Millennium SA

Country

Poland

Industry

Banking

Market Cap

11B PLN

Dividend Yield

0%

Description

Bank Millennium SA engages in the provision of commercial banking services. The company is headquartered in Warsaw, Woj. Mazowieckie and currently employs 7,079 full-time employees. Its product and service offer includes personal accounts, debit and credit cards, overdraft limits, cash and mortgage loans, saving accounts, term deposits, investment funds, brokerage services, structured products and insurance products. Its business is divided into three segments, including Retail Banking, providing services for individual customers and small enterprises; Corporate Banking, providing services for corporate customers; and Treasury and investment operations, offering financial instruments for both individual and corporate customers. As of December 31, 2012, the Bank rendered its services through a network of 447 outlets located in Polish cities, Internet banking (Millenet), telephone banking and a network of automated teller machines (ATMs). The company operated six subsidiaries, including Millennium Leasing Sp. z o.o. and Millennium Dom Maklerski SA, among others. Banco Comercial Portugues SA held a 65.51% stake in the Bank

Contact

WOJ. MAZOWIECKIE
Warsaw
ul. Stanislawa Zaryna 2A
+48225981110.0
www.bankmillennium.pl

IPO

1992-08-13

Employees

7 079

Officers

Chairman of the Management Board
Mr. Joao Nuno Lima Bras Jorge
Deputy Chairman & Secretary of the Supervisory Board
Mr. Dariusz Rosati
Deputy Chairman of the Management Board & CFO
Mr. Fernando Maria Cardoso Rodrigues Bicho
Member of Management Board
Mr. Jaroslaw Hermann
Head of Investor Relations Department
Dariusz GĂłrski
Head of the Structured Finance Department
Mr. Tomasz Tomasiak

See Also

Discover More
What is the Intrinsic Value of one MIL stock?

The intrinsic value of one MIL stock under the Base Case scenario is 12.04 PLN.

Is MIL stock undervalued or overvalued?

Compared to the current market price of 9.05 PLN, Bank Millennium SA is Undervalued by 25%.

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