A

Alior Bank SA
WSE:ALR

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Alior Bank SA
WSE:ALR
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Price: 94.6 PLN -1.25% Market Closed
Market Cap: 12.4B PLN
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Intrinsic Value

The intrinsic value of one ALR stock under the Base Case scenario is 131.66 PLN. Compared to the current market price of 94.6 PLN, Alior Bank SA is Undervalued by 28%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

ALR Intrinsic Value
131.66 PLN
Undervaluation 28%
Intrinsic Value
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Alior Bank SA

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Financials
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Balance Sheet Decomposition
Alior Bank SA

Net Loans 64.2B
Investments 20.4B
PP&E 739.6m
Intangibles 427.8m
Other Assets 4.4B
Total Deposits 73.8B
Short Term Debt 60.8m
Long Term Debt 3.3B
Other Liabilities 3.1B

Wall St
Price Targets

ALR Price Targets Summary
Alior Bank SA

Wall Street analysts forecast ALR stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ALR is 99.5 PLN with a low forecast of 19.66 PLN and a high forecast of 124.95 PLN.

Lowest
Price Target
19.66 PLN
79% Downside
Average
Price Target
99.5 PLN
5% Upside
Highest
Price Target
124.95 PLN
32% Upside
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Dividends

Dividend Yield
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Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
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100
Shareholder Yield

Current shareholder yield for ALR is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Highest
Buyback Yield
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Average
Highest

Profile

Alior Bank SA

Country

Poland

Industry

Banking

Market Cap

12.4B PLN

Dividend Yield

4.67%

Description

Alior Bank SA engages in the provision of banking and financial services. The company is headquartered in Warsaw, Woj. Mazowieckie and currently employs 7,678 full-time employees. The company went IPO on 2012-12-14. The Bank divides its business into three segments: Individual Clients; Business Clients; and Treasury Activity. The operations of the Bank comprise accepting cash as demand deposits and keeping deposit accounts; maintaining other bank accounts; granting credits; giving and confirming bank guarantees and opening and confirming letters of credit; issuing banking securities; conducting banking settlements; granting cash loans; issuing payment cards; trading in securities; and pursuing brokerage services; among others. The company operates through Bank BPH.

Contact

WOJ. MAZOWIECKIE
Warsaw
ul. Lopuszanska 38D
+48123707000.0
www.aliorbank.pl

IPO

2012-12-14

Employees

7 678

Officers

Vice-President of the Management Board
Mr. Tomasz Miklas
Vice President of the Management Board
Mr. Wojciech Przybyl
Director of the Accounting Department & Chief Accountant
Urszula Nowik-Krawczyk
Head of IR Department
Dominik Prokop

See Also

Discover More
What is the Intrinsic Value of one ALR stock?

The intrinsic value of one ALR stock under the Base Case scenario is 131.66 PLN.

Is ALR stock undervalued or overvalued?

Compared to the current market price of 94.6 PLN, Alior Bank SA is Undervalued by 28%.

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