Sinopac Financial Holdings Co Ltd
TWSE:2890
US |
Johnson & Johnson
NYSE:JNJ
|
Pharmaceuticals
|
|
US |
Estee Lauder Companies Inc
NYSE:EL
|
Consumer products
|
|
US |
Exxon Mobil Corp
NYSE:XOM
|
Energy
|
|
US |
Church & Dwight Co Inc
NYSE:CHD
|
Consumer products
|
|
US |
Pfizer Inc
NYSE:PFE
|
Pharmaceuticals
|
|
US |
American Express Co
NYSE:AXP
|
Financial Services
|
|
US |
Nike Inc
NYSE:NKE
|
Textiles, Apparel & Luxury Goods
|
|
US |
Visa Inc
NYSE:V
|
Technology
|
|
CN |
Alibaba Group Holding Ltd
NYSE:BABA
|
Retail
|
|
US |
3M Co
NYSE:MMM
|
Industrial Conglomerates
|
|
US |
JPMorgan Chase & Co
NYSE:JPM
|
Banking
|
|
US |
Coca-Cola Co
NYSE:KO
|
Beverages
|
|
US |
Target Corp
NYSE:TGT
|
Retail
|
|
US |
Walt Disney Co
NYSE:DIS
|
Media
|
|
US |
Mueller Industries Inc
NYSE:MLI
|
Machinery
|
|
US |
PayPal Holdings Inc
NASDAQ:PYPL
|
Technology
|
Utilize notes to systematically review your investment decisions. By reflecting on past outcomes, you can discern effective strategies and identify those that underperformed. This continuous feedback loop enables you to adapt and refine your approach, optimizing for future success.
Each note serves as a learning point, offering insights into your decision-making processes. Over time, you'll accumulate a personalized database of knowledge, enhancing your ability to make informed decisions quickly and effectively.
With a comprehensive record of your investment history at your fingertips, you can compare current opportunities against past experiences. This not only bolsters your confidence but also ensures that each decision is grounded in a well-documented rationale.
Do you really want to delete this note?
This action cannot be undone.
52 Week Range |
18.6
27.25
|
Price Target |
|
We'll email you a reminder when the closing price reaches TWD.
Choose the stock you wish to monitor with a price alert.
Johnson & Johnson
NYSE:JNJ
|
US | |
Estee Lauder Companies Inc
NYSE:EL
|
US | |
Exxon Mobil Corp
NYSE:XOM
|
US | |
Church & Dwight Co Inc
NYSE:CHD
|
US | |
Pfizer Inc
NYSE:PFE
|
US | |
American Express Co
NYSE:AXP
|
US | |
Nike Inc
NYSE:NKE
|
US | |
Visa Inc
NYSE:V
|
US | |
Alibaba Group Holding Ltd
NYSE:BABA
|
CN | |
3M Co
NYSE:MMM
|
US | |
JPMorgan Chase & Co
NYSE:JPM
|
US | |
Coca-Cola Co
NYSE:KO
|
US | |
Target Corp
NYSE:TGT
|
US | |
Walt Disney Co
NYSE:DIS
|
US | |
Mueller Industries Inc
NYSE:MLI
|
US | |
PayPal Holdings Inc
NASDAQ:PYPL
|
US |
This alert will be permanently deleted.
Intrinsic Value
The intrinsic value of one Sinopac Financial Holdings Co Ltd stock under the Base Case scenario is 31.4 TWD. Compared to the current market price of 22.7 TWD, Sinopac Financial Holdings Co Ltd is Undervalued by 28%.
The Intrinsic Value is calculated as the average of DCF and Relative values:
Valuation Backtest
Sinopac Financial Holdings Co Ltd
Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.
Start backtest now and learn if your stock is truly undervalued or overvalued!
Stock is trading at its lowest valuation over the past 5 years.
To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.
The backtest for Sinopac Financial Holdings Co Ltd cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.
Fundamental Analysis
Select up to 3 indicators:
Select up to 3 indicators:
Months
Months
Months
Months
Select up to 2 periods:
Sinopac Financial Holdings Co Ltd. is a prominent financial institution based in Taiwan, known for its diverse array of banking, investment, and wealth management services. Established in 2002, the company has rapidly evolved by leveraging its strengths in innovation and customer service to meet the dynamic needs of both retail and institutional clients. Sinopac operates through various subsidiaries, including Sinopac Bank, which plays a pivotal role in providing comprehensive banking solutions, and Sinopac Securities, which focuses on investment services. With a commitment to maintaining a robust capital base and a strategic vision aimed at expanding its digital capabilities, Sinopac stands...
Sinopac Financial Holdings Co Ltd. is a prominent financial institution based in Taiwan, known for its diverse array of banking, investment, and wealth management services. Established in 2002, the company has rapidly evolved by leveraging its strengths in innovation and customer service to meet the dynamic needs of both retail and institutional clients. Sinopac operates through various subsidiaries, including Sinopac Bank, which plays a pivotal role in providing comprehensive banking solutions, and Sinopac Securities, which focuses on investment services. With a commitment to maintaining a robust capital base and a strategic vision aimed at expanding its digital capabilities, Sinopac stands out as a key player in Taiwan’s financial landscape.
Investors looking at Sinopac will find a company that not only emphasizes traditional banking services but also invests heavily in technology and digital transformations, ensuring competitive advantage in a rapidly changing market. The firm has made significant strides in enhancing its online banking platforms, fostering customer loyalty and attracting a younger demographic. Furthermore, Sinopac’s prudent risk management and a diversified portfolio provide stability and growth potential. By aligning itself with trends such as sustainable finance and fintech innovations, Sinopac Financial Holdings positions itself as a forward-thinking investment opportunity, promising long-term value and resilience in the face of economic fluctuations.
Sinopac Financial Holdings Co., Ltd. is a financial services group based in Taiwan, covering various core business segments. While I do not have access to real-time data, as of my last training cut-off in October 2021, the following core business segments were typically associated with Sinopac Financial Holdings:
-
Banking Services: This segment includes traditional banking operations such as retail banking (savings and checking accounts, loans, mortgages), corporate banking (loans, treasury services), and wealth management services for individual clients.
-
Securities Trading: Sinopac is involved in brokerage services for trading stocks, bonds, and other securities. This segment may also include asset management services, investment advisory, and research services for individual and institutional investors.
-
Insurance Services: This includes life insurance, non-life insurance, and other insurance-related products, providing risk management solutions to both individuals and businesses.
-
Investments: This segment often involves equity investments, private equity, venture capital, and real estate investments. The company may also have investment subsidiaries focusing on specific areas of the market.
-
Wealth Management: Sinopac offers personalized financial planning, investment advisory services, and tailored financial products for high-net-worth individuals and families.
-
Other Financial Services: This could encompass a range of additional services including foreign exchange, derivatives trading, and other specialized financial services.
These segments work together to provide a comprehensive suite of financial solutions, catering to the diverse needs of individual and corporate clients. For the most current and detailed information, including any recent changes or developments in their business segments, it's advisable to consult the latest reports or statements from Sinopac Financial Holdings.
Sinopac Financial Holdings Co Ltd, based in Taiwan, is known for its comprehensive range of financial services, including banking, securities, and insurance. While specific competitive advantages can fluctuate over time due to market dynamics, the following unique advantages are often attributed to Sinopac:
-
Diversified Financial Services: Sinopac offers a wide range of financial products and services, including retail and corporate banking, investment banking, asset management, and insurance. This diversification allows the company to cross-sell products and cater to various customer segments.
-
Strong Brand and Reputation: With a long-standing presence in the Taiwanese financial market, Sinopac has built a robust brand reputation for reliability and trustworthiness. This brand equity helps attract and retain customers, fostering loyalty in a competitive market.
-
Technological Integration: Sinopac invests in technological innovations and digital banking solutions, enhancing customer service and operational efficiency. Their embrace of fintech solutions can offer competitive advantages in terms of better customer experience and lower operational costs.
-
Customer-Centric Approach: The company's focus on understanding and meeting customer needs—coupled with personalized services—can create strong customer relationships and a loyal client base, distinguishing Sinopac from competitors.
-
Strategic Alliances and Partnerships: By forming partnerships with local and international firms, Sinopac can expand its market reach and access new customer segments, which can be a significant competitive edge.
-
Regulatory Compliance and Risk Management: Adeptness in navigating regulatory environments, coupled with sound risk management practices, enables Sinopac to operate effectively while minimizing potential losses and liabilities. This could be particularly advantageous in a highly regulated industry like finance.
-
Local Market Expertise: Having deep knowledge and understanding of the Taiwanese market, including customer behavior and preferences, provides Sinopac with insights that international players might not possess.
-
Capital Reserves and Financial Stability: A strong balance sheet with adequate capital reserves allows Sinopac to take calculated risks, invest in growth opportunities, and weather economic downturns better than some competitors.
These competitive advantages enable Sinopac Financial Holdings to position itself favorably within the financial services industry, offering resilience and the capacity for growth amid competitive pressures.
As a financial services provider, Sinopac Financial Holdings Co Ltd may face a variety of risks and challenges in the near future. Here are some key considerations:
-
Market Volatility: Global financial markets can be unpredictable. Economic downturns, changes in investor sentiment, and geopolitical tensions can lead to significant market fluctuations, impacting the company’s asset management and investment services.
-
Regulatory Environment: The financial industry is heavily regulated. Changes in regulations, both domestically and internationally, can create compliance burdens or limit the company’s operational flexibility. Adapting to new regulations can require significant resources.
-
Interest Rate Changes: Fluctuations in interest rates can affect profitability, especially for financial institutions reliant on lending. An increase in rates might decrease loan demand or the value of existing fixed-income assets.
-
Technological Disruption: The rise of fintech companies poses a challenge, as they innovate faster and may offer more attractive services. Traditional financial institutions like Sinopac must invest in technology to remain competitive.
-
Cybersecurity Risks: As digital transactions and online banking grow, so does the risk of cyberattacks. Ensuring the security of customer data and financial information is crucial, as breaches can result in reputational damage and financial losses.
-
Credit Risk: Economic downturns can lead to an increase in default rates on loans. Proper credit evaluation and risk management strategies are essential to minimize potential losses.
-
Economic Conditions: The overall economic environment in Taiwan and globally affects consumer confidence and spending, which in turn impacts the financial services sector. Economic slowdowns can lead to reduced demand for financial products.
-
Competition: Increased competition from not just traditional banks but also from alternative lenders and fintech companies can lead to margin compression and necessitate greater differentiation in product offerings.
-
Global Supply Chain Issues: If Sinopac is involved in financing international trade, global supply chain disruptions could affect its clients' operations, impacting their ability to repay loans.
-
Reputation Risk: Any negative publicity, whether from poor financial performance, corporate governance issues, or ethical breaches, could harm the company's reputation and customer trust.
Addressing these risks involves continual risk assessment, effective compliance programs, investment in technology, and strategic planning to adapt to changing market conditions.
Balance Sheet Decomposition
Sinopac Financial Holdings Co Ltd
Net Loans | 1.5T |
Investments | 1.1T |
PP&E | 17.4B |
Intangibles | 2.4B |
Other Assets | 282.8B |
Total Deposits | 2.2T |
Short Term Debt | 178.5B |
Long Term Debt | 75.1B |
Other Liabilities | 284B |
Wall St
Price Targets
Price Targets Summary
Sinopac Financial Holdings Co Ltd
According to Wall Street analysts, the average 1-year price target for Sinopac Financial Holdings Co Ltd is 26.83 TWD with a low forecast of 26.56 TWD and a high forecast of 27.62 TWD.
Dividends
Current shareholder yield for Sinopac Financial Holdings Co Ltd is .
Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?
Profile
Country
Industry
Market Cap
Dividend Yield
Description
SinoPac Financial Holdings Co., Ltd. engages in the provision of financial services. The company is headquartered in Taipei City, Taipei and currently employs 9,755 full-time employees. The company went IPO on 2002-05-09. The firm is mainly engaged in banking business, bills finance business, credit card business, trust business, insurance business, securities business, futures business, venture capital business, foreign financial institution investment business and other non-financial related businesses. The firm operates its businesses in domestic market and overseas markets.
Contact
IPO
Employees
Officers
The intrinsic value of one Sinopac Financial Holdings Co Ltd stock under the Base Case scenario is 31.4 TWD.
Compared to the current market price of 22.7 TWD, Sinopac Financial Holdings Co Ltd is Undervalued by 28%.