Real Matters Inc
TSX:REAL

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Real Matters Inc Logo
Real Matters Inc
TSX:REAL
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Price: 7.48 CAD -0.27% Market Closed
Market Cap: 550.6m CAD
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Intrinsic Value

The intrinsic value of one REAL stock under the Base Case scenario is 4.54 CAD. Compared to the current market price of 7.48 CAD, Real Matters Inc is Overvalued by 39%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

REAL Intrinsic Value
4.54 CAD
Overvaluation 39%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

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Real Matters Inc

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Real Matters Inc

Current Assets 62.6m
Cash & Short-Term Investments 41.4m
Receivables 17.7m
Other Current Assets 3.4m
Non-Current Assets 66.5m
PP&E 3m
Intangibles 46.3m
Other Non-Current Assets 17.1m
Current Liabilities 13.1m
Accounts Payable 9.7m
Accrued Liabilities 2.2m
Other Current Liabilities 1.3m
Non-Current Liabilities 3.4m
Long-Term Debt 2m
Other Non-Current Liabilities 1.4m
Efficiency

Earnings Waterfall
Real Matters Inc

Revenue
169.3m USD
Cost of Revenue
-123.8m USD
Gross Profit
45.5m USD
Operating Expenses
-48.8m USD
Operating Income
-3.3m USD
Other Expenses
5.1m USD
Net Income
1.8m USD

Free Cash Flow Analysis
Real Matters Inc

Last Value
3-Years Average
FCF Margin
Conversion Rate
Earnings Calls

In Q3 2024, Real Matters saw a 17% sequential revenue boost to $49.5 million and an 8% annual increase despite persistent market headwinds. U.S. Appraisal revenues climbed 15% quarter-over-quarter, driving a 25% boost in adjusted EBITDA to $5.5 million. Though U.S. mortgage volumes remained low, the company delivered a consolidated adjusted EBITDA of $1.7 million. Solid market share gains were noted, especially in the U.S. Appraisal segment, while revenues from the U.S. Title segment grew by 5% due to a rise in REO and home equity revenues. Canadian revenues remained flat year-over-year but saw a quarterly rise of 30%, leading to a noteworthy operating leverage.

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Fundamental Scores

REAL Profitability Score
Profitability Due Diligence

Real Matters Inc's profitability score is 32/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Negative Free Cash Flow
Negative 1-Year Revenue Growth
Positive 3-Year Average ROIC
32/100
Profitability
Score

Real Matters Inc's profitability score is 32/100. The higher the profitability score, the more profitable the company is.

REAL Solvency Score
Solvency Due Diligence

Real Matters Inc's solvency score is 75/100. The higher the solvency score, the more solvent the company is.

High Altman Z-Score
Short-Term Solvency
Long-Term Solvency
Negative Net Debt
75/100
Solvency
Score

Real Matters Inc's solvency score is 75/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

REAL Price Targets Summary
Real Matters Inc

Wall Street analysts forecast REAL stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for REAL is 9.36 CAD with a low forecast of 7.58 CAD and a high forecast of 11.55 CAD.

Lowest
Price Target
7.58 CAD
1% Upside
Average
Price Target
9.36 CAD
25% Upside
Highest
Price Target
11.55 CAD
54% Upside
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Dividends

Real Matters Inc
does not pay dividends
Shareholder Yield

Current shareholder yield for REAL is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

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Dividend Yield
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Profile

Real Matters Inc Logo
Real Matters Inc

Country

Canada

Industry

Real Estate

Market Cap

550m CAD

Dividend Yield

0%

Description

Real Matters, Inc. engages in the provision of management services to mortgage lending and insurance industries. The company is headquartered in Thornhill, Ontario. The company went IPO on 2017-05-11. The firm is focused on providing appraisal services through its Solidifi brand to the mortgage lending industry in the United States and Canada, title services through its Solidifi brand to the mortgage lending industry in the United States and insurance inspection services through its iv3 brand to the insurance industry in Canada. Its technology-based platform creates a competitive marketplace where independent field professionals, including appraisers, real estate agents, property inspectors, notaries, abstractors and other closing agents, compete for volumes provided by its clients based on their performance and professionalism (the platform). Its clients include mortgage lenders in the United States, five Canadian banks and some of North America’s insurance carriers.

Contact

ONTARIO
Thornhill
50 Minthorn Blvd Suite 401
+19057391212.0
www.realmatters.com

IPO

2017-05-11

Employees

-

Officers

Founder & Chairman
Mr. Jason Smith
CEO & Director
Mr. Brian Lang
Executive VP & CFO
Mr. Rodrigo Pinto CA
Executive Vice President
Ms. Kim Montgomery
Executive VP & CTO
Mr. Ryan Smith
Vice President of Investor Relations & Corporate Communications
Ms. Lyne Beauregard Fisher
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General Counsel & Corporate Secretary
Mr. Jay Greenspoon
Chief Compliance Officer of Solidifi U.S.
Ms. Colleen McCafferty
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See Also

Discover More
What is the Intrinsic Value of one REAL stock?

The intrinsic value of one REAL stock under the Base Case scenario is 4.54 CAD.

Is REAL stock undervalued or overvalued?

Compared to the current market price of 7.48 CAD, Real Matters Inc is Overvalued by 39%.

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