
iA Financial Corporation Inc
TSX:IAG

Income Statement
Income Statement
iA Financial Corporation Inc
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Gross Premiums Earned |
6 510
|
6 547
|
6 798
|
6 855
|
7 199
|
7 338
|
7 431
|
7 731
|
7 754
|
8 102
|
8 377
|
8 449
|
8 695
|
9 057
|
9 194
|
9 413
|
9 601
|
9 745
|
9 865
|
10 195
|
10 623
|
11 053
|
11 158
|
12 256
|
12 955
|
13 641
|
14 742
|
14 914
|
15 264
|
15 532
|
13 467
|
12 977
|
6 404
|
10 630
|
10 840
|
9 234
|
7 253
|
7 495
|
7 732
|
8 176
|
8 371
|
|
Revenue |
7 548
N/A
|
7 623
+1%
|
7 895
+4%
|
7 968
+1%
|
8 149
+2%
|
8 419
+3%
|
8 524
+1%
|
8 838
+4%
|
8 725
-1%
|
9 211
+6%
|
9 480
+3%
|
9 510
+0%
|
9 746
+2%
|
10 137
+4%
|
10 302
+2%
|
10 549
+2%
|
10 741
+2%
|
10 887
+1%
|
11 011
+1%
|
11 378
+3%
|
11 827
+4%
|
12 375
+5%
|
12 467
+1%
|
13 566
+9%
|
14 239
+5%
|
14 832
+4%
|
15 942
+7%
|
16 203
+2%
|
16 451
+2%
|
17 084
+4%
|
14 751
-14%
|
14 474
-2%
|
6 441
-55%
|
12 124
+88%
|
12 491
+3%
|
10 272
-18%
|
8 084
-21%
|
8 265
+2%
|
8 527
+3%
|
9 301
+9%
|
9 425
+1%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(9 195)
|
(9 561)
|
(8 211)
|
(7 823)
|
(7 605)
|
(7 472)
|
(9 513)
|
(10 459)
|
(8 398)
|
(8 595)
|
(8 574)
|
(7 413)
|
(10 380)
|
(10 058)
|
(9 653)
|
(9 984)
|
(8 864)
|
(11 192)
|
(12 485)
|
(14 200)
|
(14 137)
|
(11 709)
|
(14 301)
|
(14 641)
|
(16 604)
|
(14 436)
|
(13 041)
|
(12 766)
|
(14 133)
|
(13 979)
|
(10 385)
|
(10 434)
|
(6 035)
|
(10 563)
|
(10 856)
|
(9 020)
|
(7 017)
|
(7 248)
|
(7 486)
|
(7 941)
|
(8 129)
|
|
Selling, General & Administrative |
(983)
|
(1 012)
|
(1 029)
|
(1 036)
|
(1 035)
|
(1 089)
|
(1 107)
|
(1 123)
|
(1 043)
|
(1 154)
|
(1 177)
|
(1 209)
|
(1 171)
|
(1 290)
|
(1 349)
|
(1 402)
|
(1 364)
|
(1 494)
|
(1 516)
|
(1 541)
|
(1 452)
|
(1 628)
|
(1 630)
|
(1 705)
|
(1 589)
|
(1 802)
|
(1 882)
|
(1 905)
|
(1 765)
|
(2 028)
|
0
|
(1 679)
|
(1 996)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Depreciation & Amortization |
0
|
0
|
0
|
0
|
(44)
|
0
|
0
|
0
|
(53)
|
0
|
0
|
0
|
(68)
|
0
|
0
|
0
|
(92)
|
0
|
0
|
0
|
(126)
|
0
|
0
|
0
|
(163)
|
0
|
0
|
0
|
(199)
|
0
|
0
|
0
|
(220)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Benefits Claims Loss Adjustment |
(7 749)
|
(8 077)
|
(6 653)
|
(6 230)
|
(5 911)
|
(5 590)
|
(7 543)
|
(8 377)
|
(6 690)
|
(6 572)
|
(6 476)
|
(5 378)
|
(8 255)
|
(7 956)
|
(7 605)
|
(7 961)
|
(6 744)
|
(9 111)
|
(10 351)
|
(11 885)
|
(11 775)
|
(8 845)
|
(11 086)
|
(11 003)
|
(12 101)
|
(10 170)
|
(8 395)
|
(7 693)
|
(9 050)
|
(8 031)
|
(5 267)
|
(6 011)
|
(4 103)
|
(7 942)
|
(8 147)
|
(6 540)
|
(4 893)
|
(5 057)
|
(5 211)
|
(5 543)
|
(5 587)
|
|
Other Operating Expenses |
(463)
|
(472)
|
(529)
|
(557)
|
(615)
|
(793)
|
(863)
|
(959)
|
(612)
|
(869)
|
(921)
|
(826)
|
(886)
|
(812)
|
(699)
|
(621)
|
(664)
|
(587)
|
(618)
|
(774)
|
(784)
|
(1 236)
|
(1 585)
|
(1 933)
|
(2 751)
|
(2 464)
|
(2 764)
|
(3 168)
|
(3 119)
|
(3 920)
|
(5 118)
|
(2 746)
|
284
|
(2 621)
|
(2 709)
|
(2 480)
|
(2 124)
|
(2 191)
|
(2 275)
|
(2 398)
|
(2 542)
|
|
Operating Income |
(1 647)
N/A
|
(1 938)
-18%
|
(316)
+84%
|
145
N/A
|
544
+275%
|
947
+74%
|
(989)
N/A
|
(1 621)
-64%
|
327
N/A
|
616
+88%
|
906
+47%
|
2 097
+131%
|
(634)
N/A
|
79
N/A
|
649
+722%
|
565
-13%
|
1 877
+232%
|
(305)
N/A
|
(1 474)
-383%
|
(2 822)
-91%
|
(2 310)
+18%
|
666
N/A
|
(1 834)
N/A
|
(1 075)
+41%
|
(2 365)
-120%
|
396
N/A
|
2 901
+633%
|
3 437
+18%
|
2 318
-33%
|
3 105
+34%
|
4 366
+41%
|
4 040
-7%
|
406
-90%
|
1 561
+284%
|
1 635
+5%
|
1 252
-23%
|
1 067
-15%
|
1 017
-5%
|
1 041
+2%
|
1 360
+31%
|
1 296
-5%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
2 082
|
2 380
|
825
|
391
|
(123)
|
(514)
|
1 447
|
2 124
|
401
|
94
|
(222)
|
(1 409)
|
1 317
|
637
|
127
|
236
|
(1 058)
|
1 154
|
2 339
|
3 708
|
3 219
|
81
|
2 580
|
1 851
|
3 156
|
555
|
(1 893)
|
(2 408)
|
(1 216)
|
(2 027)
|
(14)
|
(3 122)
|
(7 102)
|
(32)
|
(32)
|
(51)
|
(66)
|
(65)
|
(68)
|
(67)
|
(67)
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(34)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(22)
|
(24)
|
(17)
|
(20)
|
(29)
|
0
|
0
|
0
|
16
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Total Other Income |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(3 407)
|
0
|
7 045
|
(486)
|
(486)
|
(277)
|
0
|
0
|
0
|
0
|
0
|
|
Pre-Tax Income |
435
N/A
|
442
+2%
|
509
+15%
|
536
+5%
|
421
-21%
|
433
+3%
|
458
+6%
|
503
+10%
|
694
+38%
|
710
+2%
|
684
-4%
|
688
+1%
|
683
-1%
|
716
+5%
|
776
+8%
|
801
+3%
|
819
+2%
|
849
+4%
|
865
+2%
|
886
+2%
|
887
+0%
|
723
-18%
|
729
+1%
|
756
+4%
|
762
+1%
|
951
+25%
|
1 008
+6%
|
1 029
+2%
|
1 118
+9%
|
1 078
-4%
|
945
-12%
|
918
-3%
|
349
-62%
|
1 043
+199%
|
1 117
+7%
|
924
-17%
|
1 001
+8%
|
952
-5%
|
973
+2%
|
1 293
+33%
|
1 229
-5%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
0
|
17
|
(25)
|
(32)
|
(39)
|
(64)
|
(91)
|
(105)
|
(146)
|
(150)
|
(136)
|
(140)
|
(150)
|
(154)
|
(180)
|
(183)
|
(181)
|
(196)
|
(191)
|
(194)
|
(188)
|
(136)
|
(134)
|
(131)
|
(130)
|
(191)
|
(208)
|
(222)
|
(259)
|
(236)
|
(181)
|
(166)
|
(15)
|
(188)
|
(215)
|
(180)
|
(212)
|
(202)
|
(213)
|
(301)
|
(267)
|
|
Income from Continuing Operations |
435
|
459
|
484
|
504
|
382
|
369
|
367
|
398
|
548
|
560
|
548
|
548
|
533
|
562
|
596
|
618
|
638
|
653
|
674
|
692
|
699
|
587
|
595
|
625
|
632
|
760
|
800
|
807
|
859
|
842
|
764
|
752
|
334
|
855
|
902
|
744
|
789
|
750
|
760
|
992
|
962
|
|
Net Income (Common) |
400
N/A
|
422
+6%
|
450
+7%
|
472
+5%
|
364
-23%
|
357
-2%
|
355
-1%
|
386
+9%
|
537
+39%
|
549
+2%
|
537
-2%
|
538
+0%
|
515
-4%
|
544
+6%
|
575
+6%
|
595
+3%
|
613
+3%
|
625
+2%
|
647
+4%
|
666
+3%
|
687
+3%
|
575
-16%
|
577
+0%
|
610
+6%
|
611
+0%
|
745
+22%
|
793
+6%
|
793
N/A
|
830
+5%
|
808
-3%
|
729
-10%
|
727
0%
|
309
-57%
|
866
+180%
|
910
+5%
|
750
-18%
|
769
+3%
|
732
-5%
|
742
+1%
|
970
+31%
|
942
-3%
|
|
EPS (Diluted) |
3.95
N/A
|
4.15
+5%
|
4.43
+7%
|
4.64
+5%
|
3.57
-23%
|
3.46
-3%
|
3.46
N/A
|
3.74
+8%
|
5.21
+39%
|
5.12
-2%
|
5.01
-2%
|
5.02
+0%
|
4.81
-4%
|
5.03
+5%
|
5.22
+4%
|
5.4
+3%
|
5.57
+3%
|
5.78
+4%
|
6.04
+4%
|
6.22
+3%
|
6.42
+3%
|
5.37
-16%
|
5.39
+0%
|
5.7
+6%
|
5.7
N/A
|
6.96
+22%
|
7.34
+5%
|
7.34
N/A
|
7.69
+5%
|
7.48
-3%
|
6.75
-10%
|
6.85
+1%
|
2.89
-58%
|
8.32
+188%
|
8.83
+6%
|
7.28
-18%
|
7.47
+3%
|
7.32
-2%
|
7.64
+4%
|
10.21
+34%
|
9.81
-4%
|