H

Home Capital Group Inc
TSX:HCG

Watchlist Manager
Home Capital Group Inc
TSX:HCG
Watchlist
Price: 44.26 CAD
Market Cap: 1.7B CAD
Have any thoughts about
Home Capital Group Inc?
Write Note

Net Margin
Home Capital Group Inc

32.5%
Current
36%
Average
14%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
32.5%
=
Net Income
174.2m
/
Revenue
536.3m

Net Margin Across Competitors

Country CA
Market Cap 1.7B CAD
Net Margin
32%
Country US
Market Cap 23.3B USD
Net Margin
0%
Country US
Market Cap 9.4B USD
Net Margin
-1%
Country US
Market Cap 6.1B USD
Net Margin
64%
Country US
Market Cap 6.1B USD
Net Margin
26%
Country BM
Market Cap 5.7B USD
Net Margin
60%
Country US
Market Cap 5.2B USD
Net Margin
8%
Country US
Market Cap 5.1B USD
Net Margin
57%
Country US
Market Cap 4.8B USD
Net Margin
46%
Country US
Market Cap 4.6B USD
Net Margin
-98%
Country US
Market Cap 4.1B USD
Net Margin
38%
No Stocks Found

Home Capital Group Inc
Glance View

Market Cap
1.7B CAD
Industry
Financial Services

In the bustling landscape of Canadian finance, Home Capital Group Inc. has carved a niche for itself as a prominent player, emblematic of niche-market perseverance and adaptability. Headquartered in Toronto, this holding company has built its foundation on serving the unserved and underserved segments of the mortgage market. It operates primarily through its principal subsidiary, Home Trust Company, offering residential and non-residential mortgages, as well as securing deposits via cashable guaranteed investment certificates (GICs) and other innovative funding products. With a keen focus on risk management, Home Capital prudently balances its appetite for unconventional lending with a disciplined approach that offsets risks associated with its client pool. Thus, the firm manages to cater to a unique clientele that often finds itself excluded from traditional banks, generating profits by providing mortgage products tailored to the nuanced needs of this demographic. For Home Capital, the business model revolves around transforming perceived risks into concrete opportunities. The company thrives by leveraging its deep market insights and underbanked-client focus, ensuring substantial returns through astute lending practices. By tapping into a segment overlooked by conventional financial institutions, Home Capital navigates the challenges of higher-risk lending with precision, fueled by robust underwriting standards and a diversified mortgage portfolio. Its strategic dynamism has made it adept at weathering market volatility, while its commitment to innovation enhances its funding capacity, bolstering expansion potential. As it continues to evolve, Home Capital’s approach exemplifies a unique interplay between risk mitigation and entrepreneurial foresight, sustaining profitability amid shifting economic tides.

HCG Intrinsic Value
74.93 CAD
Undervaluation 41%
Intrinsic Value
Price
H

See Also

Discover More
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
32.5%
=
Net Income
174.2m
/
Revenue
536.3m
What is the Net Margin of Home Capital Group Inc?

Based on Home Capital Group Inc's most recent financial statements, the company has Net Margin of 32.5%.