Sompo Holdings Inc
TSE:8630
| US |
|
Johnson & Johnson
NYSE:JNJ
|
Pharmaceuticals
|
| US |
|
Estee Lauder Companies Inc
NYSE:EL
|
Consumer products
|
| US |
|
Exxon Mobil Corp
NYSE:XOM
|
Energy
|
| US |
|
Church & Dwight Co Inc
NYSE:CHD
|
Consumer products
|
| US |
|
Pfizer Inc
NYSE:PFE
|
Pharmaceuticals
|
| US |
|
American Express Co
NYSE:AXP
|
Financial Services
|
| US |
|
Nike Inc
NYSE:NKE
|
Textiles, Apparel & Luxury Goods
|
| US |
|
Visa Inc
NYSE:V
|
Technology
|
| CN |
|
Alibaba Group Holding Ltd
NYSE:BABA
|
Retail
|
| US |
|
3M Co
NYSE:MMM
|
Industrial Conglomerates
|
| US |
|
JPMorgan Chase & Co
NYSE:JPM
|
Banking
|
| US |
|
Coca-Cola Co
NYSE:KO
|
Beverages
|
| US |
|
Target Corp
NYSE:TGT
|
Retail
|
| US |
|
Walt Disney Co
NYSE:DIS
|
Media
|
| US |
|
Mueller Industries Inc
NYSE:MLI
|
Machinery
|
| US |
|
PayPal Holdings Inc
NASDAQ:PYPL
|
Technology
|
If you don’t study any companies, you have the same success buying stocks as you do in a poker game if you bet without looking at your cards.
Utilize notes to systematically review your investment decisions. By reflecting on past outcomes, you can discern effective strategies and identify those that underperformed. This continuous feedback loop enables you to adapt and refine your approach, optimizing for future success.
Each note serves as a learning point, offering insights into your decision-making processes. Over time, you'll accumulate a personalized database of knowledge, enhancing your ability to make informed decisions quickly and effectively.
With a comprehensive record of your investment history at your fingertips, you can compare current opportunities against past experiences. This not only bolsters your confidence but also ensures that each decision is grounded in a well-documented rationale.
Do you really want to delete this note?
This action cannot be undone.
| 52 Week Range |
2 069.63
3 513.3319
|
| Price Target |
|
We'll email you a reminder when the closing price reaches JPY.
Choose the stock you wish to monitor with a price alert.
|
|
Johnson & Johnson
NYSE:JNJ
|
US |
|
|
Estee Lauder Companies Inc
NYSE:EL
|
US |
|
|
Exxon Mobil Corp
NYSE:XOM
|
US |
|
|
Church & Dwight Co Inc
NYSE:CHD
|
US |
|
|
Pfizer Inc
NYSE:PFE
|
US |
|
|
American Express Co
NYSE:AXP
|
US |
|
|
Nike Inc
NYSE:NKE
|
US |
|
|
Visa Inc
NYSE:V
|
US |
|
|
Alibaba Group Holding Ltd
NYSE:BABA
|
CN |
|
|
3M Co
NYSE:MMM
|
US |
|
|
JPMorgan Chase & Co
NYSE:JPM
|
US |
|
|
Coca-Cola Co
NYSE:KO
|
US |
|
|
Target Corp
NYSE:TGT
|
US |
|
|
Walt Disney Co
NYSE:DIS
|
US |
|
|
Mueller Industries Inc
NYSE:MLI
|
US |
|
|
PayPal Holdings Inc
NASDAQ:PYPL
|
US |
This alert will be permanently deleted.
Sompo Holdings Inc
Intrinsic Value
The intrinsic value of one
Sompo Holdings Inc
stock under the Base Case scenario is
6 687.33
JPY.
Compared to the current market price of 3 388 JPY,
Sompo Holdings Inc
is
Undervalued by 49%.
The Intrinsic Value is calculated as the average of DCF and Relative values:
Valuation Backtest
Sompo Holdings Inc
Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.
Start backtest now and learn if your stock is truly undervalued or overvalued!
Stock is trading at its lowest valuation over the past 5 years.
To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.
The backtest for Sompo Holdings Inc cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.
Fundamental Analysis
Select up to 3 indicators:
Select up to 3 indicators:
Months
Months
Months
Months
Select up to 2 periods:
Sompo Holdings Inc., a leading insurance and financial services group headquartered in Japan, has firmly established itself as a major player in the global insurance market. Founded in 1888, the company has evolved from its roots in domestic property and casualty insurance to become a diversified financial services provider. Today, Sompo operates in over 30 countries, offering a comprehensive range of insurance products, including life, auto, and health insurance, as well as asset management and nursing care services. This broad portfolio not only enhances its revenue streams but also positions the firm to weather economic fluctuations, ensuring stability and resilience in an ever-changing f...
Sompo Holdings Inc., a leading insurance and financial services group headquartered in Japan, has firmly established itself as a major player in the global insurance market. Founded in 1888, the company has evolved from its roots in domestic property and casualty insurance to become a diversified financial services provider. Today, Sompo operates in over 30 countries, offering a comprehensive range of insurance products, including life, auto, and health insurance, as well as asset management and nursing care services. This broad portfolio not only enhances its revenue streams but also positions the firm to weather economic fluctuations, ensuring stability and resilience in an ever-changing financial landscape.
Investors are drawn to Sompo Holdings for its strong emphasis on sustainable growth and innovation in the insurance space. With a keen focus on leveraging technology and data analytics, the company is enhancing its operational efficiencies and customer service, which is critical in an industry increasingly shaped by digital transformation. Furthermore, Sompo is committed to environmental, social, and governance (ESG) initiatives, reflecting its dedication to corporate responsibility and long-term value creation. By maintaining a balanced approach to risk management and exploring new market opportunities, Sompo Holdings is not just looking to solidify its current position but also to pave the way for future growth—an appealing proposition for investors seeking reliable and forward-thinking opportunities in the insurance sector.
Sompo Holdings Inc., a prominent Japanese insurance and financial services company, operates through several core business segments. Here’s an overview of its primary divisions:
-
Property and Casualty Insurance: This is one of Sompo's main business segments, providing a range of insurance products, including automobile, fire, liability, and other non-life insurance policies. Sompo is one of the leading providers in Japan for both personal and commercial lines.
-
Life Insurance: Sompo Holdings also offers life insurance products, including individual life insurance, group life insurance, and various savings and investment products. This segment focuses on providing financial security and planning solutions for individuals and businesses.
-
Nursing Care and Healthcare: This segment includes services related to nursing care facilities and health management. Sompo has invested in and operates senior care centers, highlighting its commitment to addressing the needs of an aging population in Japan.
-
Asset Management: Sompo Holdings provides asset management services, focusing on investment management for both institutional and individual investors. This includes investment trusts and other investment products that cater to various client needs.
-
Reinsurance: The company also engages in reinsurance activities, providing coverage to other insurance companies and helping them manage risk.
-
International Operations: Sompo has expanded its reach beyond Japan, with investments and operations in various countries. This includes property and casualty insurance offerings in markets such as North America, Europe, and Asia.
Each segment is designed to complement the others, enabling Sompo Holdings Inc. to offer a comprehensive suite of services while addressing the diverse needs of its clients. The company is also known for its focus on technological advancement and innovation in the insurance industry.
Sompo Holdings Inc., a prominent player in the insurance and financial services sector, possesses several unique competitive advantages that set it apart from its rivals:
-
Diverse Service Portfolio: Sompo offers a comprehensive range of insurance products, including life, non-life, and health insurance, as well as financial services. This diversification allows them to cross-sell products and cater to a broader customer base.
-
Strong Brand Reputation: With a long history and a well-established brand in Japan and internationally, Sompo has built significant trust and loyalty among its customers, which is critical in the insurance industry.
-
Technological Innovations: Sompo has invested in digital transformation, utilizing advanced technologies such as AI, big data analytics, and blockchain to enhance underwriting processes, improve risk management, and offer personalized customer experiences.
-
Global Presence with Local Expertise: Sompo operates in multiple regions, including Asia, the Americas, and Europe. This global footprint, coupled with local knowledge, enables the company to adapt products to meet regional market needs effectively.
-
Focus on Sustainability and Social Responsibility: Sompo is actively involved in sustainability initiatives, positioning itself as a socially responsible company. This focus not only appeals to a growing segment of socially-conscious consumers but also helps in risk management and regulatory compliance.
-
Strong Capital Base and Financial Resilience: The company maintains a robust capital position, enabling it to withstand economic volatility and invest in growth opportunities. A strong balance sheet instills confidence in customers and investors alike.
-
Strategic Partnerships and Acquisitions: Sompo has a history of forming strategic alliances and making acquisitions that enhance its capabilities and market reach, positioning it well for future growth.
-
Customer-Centric Approach: Sompo places significant emphasis on customer service and satisfaction. Their strong service culture and commitment to resolving customer issues can lead to higher retention rates and attract new customers through referrals.
These competitive advantages contribute to Sompo Holdings' ability to thrive in a highly competitive insurance landscape, providing a solid platform for sustainable growth and profitability.
Sompo Holdings Inc., a major player in the insurance and financial services industry, faces several risks and challenges in the near future:
-
Regulatory Changes: The insurance and financial sectors are heavily regulated. Changes in regulations, particularly in response to global financial developments or environmental concerns, could impose new compliance costs or alter business practices.
-
Market Competition: The insurance industry is highly competitive, with new entrants and InsurTech firms leveraging technology to provide services. Sompo must continually innovate to maintain its market position against both traditional competitors and emerging players.
-
Natural Disasters and Climate Change: As an insurer, Sompo is exposed to risks associated with natural disasters. Increasing severity and frequency of such events due to climate change can lead to substantial claims, impacting profitability and solvency.
-
Economic Conditions: Global economic uncertainty, including inflation, recession fears, or changes in interest rates, can affect investment returns and premium income. Economic downturns can also lead to increased claims as individuals and businesses face financial challenges.
-
Cybersecurity Risks: As the industry increasingly relies on digital platforms for underwriting, claims processing, and customer service, the potential for cyberattacks becomes a significant concern. A major data breach could harm Sompo’s reputation and customer trust.
-
Investment Portfolio Performance: Sompo Holdings invests premium income in various financial assets. Fluctuations in market conditions could negatively impact the value of its investment portfolio, affecting reserves and overall financial health.
-
Changing Consumer Expectations: The insurance industry is experiencing shifts in consumer behavior, with increased demand for personalized products and digital engagement. Adapting to these changes while managing legacy systems poses a challenge.
-
Global Expansion Challenges: As Sompo expands internationally, it must navigate different regulatory environments, cultural differences, and economic conditions, which can complicate operations and strategic planning.
-
Health and Pandemic Risks: Ongoing concerns about public health crises, similar to the COVID-19 pandemic, pose risks to life and health insurance segments. Effective planning and risk assessment are vital to respond to potential future epidemics.
Overall, while Sompo Holdings has a robust market presence, proactive management of these risks is crucial for its sustained success. Engaging deeply with stakeholders and continuously adapting to the evolving landscape will be essential in overcoming these challenges.
Balance Sheet Decomposition
Sompo Holdings Inc
| Cash & Short-Term Investments | 1T |
| Insurance Receivable | -2.9B |
| PP&E | 378.8B |
| Long-Term Investments | 12.3T |
| Other Assets | 1.3T |
| Insurance Policy Liabilities | 10.1T |
| Long Term Debt | 687.9B |
| Other Liabilities | 1.2T |
Despite global challenges, we reached a record-high adjusted profit of JPY 242.6 billion, an increase of JPY 159.1 billion, with an 86% progress towards our full-year guidance of JPY 280 billion, indicating robust performance. We've also embarked on capital efficiency measures, including partially selling our stock holdings for a JPY 60 billion positive impact on after-tax profits and planning for a 1:3 stock split by end of March 2024. Auto insurance accident rates and repair costs have slightly exceeded expectations, with recent trends suggesting a potential normalization. Natural disasters and major accidents are tracking close to budget, expected at JPY 33 billion for the year. Overseas insurance is poised to achieve a record-high adjusted profit of JPY 163.1 billion, reflecting sound strategic management. Forward-looking, the focus is on consistent growth and long-term corporate value enhancement.
What is Earnings Call?
Wall St
Price Targets
Price Targets Summary
Sompo Holdings Inc
According to Wall Street analysts, the average 1-year price target for
Sompo Holdings Inc
is 4 169.25 JPY
with a low forecast of 3 434 JPY and a high forecast of 5 491.5 JPY.
Click here to dive deeper.
Dividends
Current shareholder yield for Sompo Holdings Inc is
.
Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?
Profile
Sompo Holdings Inc
Country
Industry
Market Cap
Dividend Yield
Description
Sompo Holdings, Inc. engages in the provision of insurance services. The company is headquartered in Shinjuku, Tokyo-To and currently employs 48,115 full-time employees. The company went IPO on 2010-04-01. The firm operates in four business segments. The Domestic Non-life Insurance segment is mainly engaged in the non-life insurance business, the asset management business and related business in Japan. The Overseas Insurance segment is mainly engaged in the insurance business and the asset management business in the United States, United Kingdom, Turkey, Singapore, Malaysia, Indonesia, China, Brazil, India and other markets. The Domestic Life Insurance segment is mainly engaged in the life insurance business and the asset management business in Japan. The Nursing Care and Health Care segment is mainly engaged in the provision of nursing care services and health care services. The firm is also engaged in the asset management business, risk management business, defined contribution pension business and others.
Contact
IPO
Employees
Officers
The intrinsic value of one
Sompo Holdings Inc
stock under the Base Case scenario is
6 687.33
JPY.
Compared to the current market price of 3 388 JPY,
Sompo Holdings Inc
is
Undervalued by 49%.
You don't have any saved screeners yet
