JACCS Co Ltd
TSE:8584

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JACCS Co Ltd Logo
JACCS Co Ltd
TSE:8584
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Price: 3 785 JPY Market Closed
Market Cap: 131.5B JPY
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Intrinsic Value

The intrinsic value of one JACCS Co Ltd stock under the Base Case scenario is 21 498.59 JPY. Compared to the current market price of 3 785 JPY, JACCS Co Ltd is Undervalued by 82%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

Intrinsic Value
21 498.59 JPY
Undervaluation 82%
Intrinsic Value
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JACCS Co Ltd

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

Economic Moat
JACCS Co Ltd

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Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
JACCS Co Ltd

Current Assets 3.7T
Cash & Short-Term Investments 109.5B
Receivables 3.4T
Other Current Assets 191.3B
Non-Current Assets 101.6B
Long-Term Investments 31.9B
PP&E 23B
Intangibles 26B
Other Non-Current Assets 20.7B
Current Liabilities 2T
Accounts Payable 253.5B
Accrued Liabilities 4.7B
Short-Term Debt 812.6B
Other Current Liabilities 901.4B
Non-Current Liabilities 1.6T
Long-Term Debt 1.6T
Other Non-Current Liabilities 15.9B
Efficiency

Earnings Waterfall
JACCS Co Ltd

Revenue
185.7B JPY
Cost of Revenue
-21.7B JPY
Gross Profit
164B JPY
Operating Expenses
-133.2B JPY
Operating Income
30.8B JPY
Other Expenses
-8.6B JPY
Net Income
22.1B JPY

Free Cash Flow Analysis
JACCS Co Ltd

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

Profitability Score
Profitability Due Diligence

JACCS Co Ltd's profitability score is 48/100. The higher the profitability score, the more profitable the company is.

Positive Gross Profit
Positive Operating Income
Positive 3-Years Revenue Growth
Positive Revenue Growth Forecast
48/100
Profitability
Score

JACCS Co Ltd's profitability score is 48/100. The higher the profitability score, the more profitable the company is.

Solvency Score
Solvency Due Diligence

JACCS Co Ltd's solvency score is 22/100. The higher the solvency score, the more solvent the company is.

Short-Term Solvency
Long-Term Solvency
Low Altman Z-Score
Positive Net Debt
22/100
Solvency
Score

JACCS Co Ltd's solvency score is 22/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

Price Targets Summary
JACCS Co Ltd

Wall Street analysts forecast JACCS Co Ltd stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for JACCS Co Ltd is 4 182 JPY with a low forecast of 4 040 JPY and a high forecast of 4 410 JPY.

Lowest
Price Target
4 040 JPY
7% Upside
Average
Price Target
4 182 JPY
10% Upside
Highest
Price Target
4 410 JPY
17% Upside
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Dividends

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Dividend Per Share
N/A
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Growth 10Y
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Shareholder Yield

Current shareholder yield for JACCS Co Ltd is .

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Profile

JACCS Co Ltd Logo
JACCS Co Ltd

Country

Japan

Industry

Financial Services

Market Cap

131.4B JPY

Dividend Yield

2.64%

Description

JACCS Co., Ltd. engages in the provision of consumer credit services. The company is headquartered in Shibuya-Ku, Tokyo-To and currently employs 6,285 full-time employees. The firm provides comprehensive credit purchasing mediation, individual credit purchasing mediation, financing and credit guarantee services, among others. The comprehensive credit purchasing mediation business issues credit cards after credit check. The individual credit purchasing mediation business conducts credit check when consumers receive products or services from member stores of the Company. The credit guarantee services business conducts credit check and guatantees its debt when consumers borrow funds to purchase real estate, automobiles and others. The financing business is a cashing service provided to card members. The other businesses include the collection agency business and other businesses.

Contact

TOKYO-TO
Shibuya-Ku
Ebisu Neonato, 4-1-18, Ebisu
+81354481311.0
www.jaccs.co.jp

IPO

1976-11-04

Employees

6 285

Officers

Chairman & CEO
Mr. Toru Yamazaki
President, COO & Representative Director
Mr. Ryo Murakami
CFO, Senior Managing Executive Officer of Supervisor of Credit Mgt & Director
Mr. Takashi Saitou
Senior Executive Officer of Information Systems
Mr. Osamu Ohta
Managing Executive Officer & Head of Sales Strategy Division
Hiroki Yoshida
Senior Mana. Exe. Offi, Head of Credit Manag. Divi. & Info. Sys. Divi. and Director
Mr. Kenichi Oshima
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Managing Executive Officer, Super. of International Buss. & GM of International Buss. and Director
Mr. Toshio Sotoguchi
Senior Executive Officer
Noboru Taniguchi
Senior Executive Officer of Chubu Area General Manager
Takeshi Yoshikawa
Senior Executive Officer of Credit Business
Toshikazu Kondo
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See Also

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What is the Intrinsic Value of one JACCS Co Ltd stock?

The intrinsic value of one JACCS Co Ltd stock under the Base Case scenario is 21 498.59 JPY.

Is JACCS Co Ltd stock undervalued or overvalued?

Compared to the current market price of 3 785 JPY, JACCS Co Ltd is Undervalued by 82%.

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