
Suruga Bank Ltd
TSE:8358

Suruga Bank Ltd
Net Loans
Suruga Bank Ltd
Net Loans Peer Comparison
Competitors Analysis
Latest Figures & CAGR of Competitors
Company | Net Loans | CAGR 3Y | CAGR 5Y | CAGR 10Y | ||
---|---|---|---|---|---|---|
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Suruga Bank Ltd
TSE:8358
|
Net Loans
ÂĄ2T
|
CAGR 3-Years
0%
|
CAGR 5-Years
-3%
|
CAGR 10-Years
-4%
|
|
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Concordia Financial Group Ltd
TSE:7186
|
Net Loans
ÂĄ16.6T
|
CAGR 3-Years
4%
|
CAGR 5-Years
5%
|
CAGR 10-Years
5%
|
|
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Resona Holdings Inc
TSE:8308
|
Net Loans
ÂĄ43.7T
|
CAGR 3-Years
4%
|
CAGR 5-Years
4%
|
CAGR 10-Years
5%
|
|
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Chiba Bank Ltd
TSE:8331
|
Net Loans
ÂĄ13.1T
|
CAGR 3-Years
5%
|
CAGR 5-Years
4%
|
CAGR 10-Years
5%
|
|
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Shizuoka Financial Group Inc
TSE:5831
|
Net Loans
ÂĄ10.3T
|
CAGR 3-Years
4%
|
CAGR 5-Years
4%
|
CAGR 10-Years
N/A
|
|
K
|
Kyoto Financial Group Inc
TSE:5844
|
Net Loans
ÂĄ7.2T
|
CAGR 3-Years
6%
|
CAGR 5-Years
5%
|
CAGR 10-Years
5%
|
Suruga Bank Ltd
Glance View
In the heart of Japan's Shizuoka Prefecture, Suruga Bank Ltd. stands as a testament to regional banking resilience and adaptability. Founded in 1895, the bank has woven itself intricately into the financial fabric of the region, serving primarily small and medium-sized enterprises (SMEs) and individual account holders. Suruga Bank thrives on its deeply ingrained understanding of local business dynamics, using this intimate knowledge to provide tailored financial services. Unlike some of its larger counterparts that often hold a more generalized approach, Suruga has keenly focused on personal banking, housing loans, and SME financing, ensuring its product offerings are tightly aligned with the community's needs. The bank has a comprehensive suite of financial products ranging from deposit accounts and mortgages to investment services and insurance products. These foster a symbiotic relationship, cultivating customer loyalty and a steady stream of interest and fee-based income. In recent years, Suruga Bank has ventured into the burgeoning realm of fintech, enhancing its traditional banking model with digital services. This strategic shift has been designed to capture the growing segment of tech-savvy consumers who demand accessible, 24/7 banking solutions. By investing in mobile banking apps and online platforms, Suruga Bank has expanded its reach beyond physical branches, facilitating seamless interactions for its clients. The digital pivot provides higher operational efficiency and lower transactional costs, a crucial factor in maintaining profitability in the highly competitive Japanese banking sector. Amid challenges like Japan's aging population and the historically low-interest-rate environment, Suruga Bank's ability to adapt and innovate within its niche market is pivotal. While navigating regulatory pressures and market volatility, the bank continues to develop robust risk management practices to safeguard its financial health and sustain its long-standing legacy.

See Also
What is Suruga Bank Ltd's Net Loans?
Net Loans
2T
JPY
Based on the financial report for Dec 31, 2024, Suruga Bank Ltd's Net Loans amounts to 2T JPY.
What is Suruga Bank Ltd's Net Loans growth rate?
Net Loans CAGR 10Y
-4%
Over the last year, the Net Loans growth was 6%.