Pathward Financial Inc
SWB:FM7
Net Margin
Pathward Financial Inc
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
Country | Company | Market Cap |
Net Margin |
||
---|---|---|---|---|---|
US |
P
|
Pathward Financial Inc
SWB:FM7
|
1.4B EUR |
21%
|
|
US |
![]() |
PNC Financial Services Group Inc
NYSE:PNC
|
60.3B USD |
26%
|
|
US |
![]() |
Truist Financial Corp
NYSE:TFC
|
46.7B USD |
34%
|
|
US |
![]() |
M&T Bank Corp
NYSE:MTB
|
26.4B USD |
26%
|
|
CN |
![]() |
Bank of Jiangsu Co Ltd
SSE:600919
|
170.9B CNY |
32%
|
|
US |
![]() |
Fifth Third Bancorp
NASDAQ:FITB
|
22.9B USD |
25%
|
|
US |
![]() |
First Citizens BancShares Inc (Delaware)
NASDAQ:FCNCA
|
22B USD |
28%
|
|
CN |
![]() |
Bank of Ningbo Co Ltd
SZSE:002142
|
153.6B CNY |
38%
|
|
US |
![]() |
Huntington Bancshares Inc
NASDAQ:HBAN
|
18.6B USD |
24%
|
|
US |
![]() |
Regions Financial Corp
NYSE:RF
|
17B USD |
25%
|
|
US |
![]() |
Citizens Financial Group Inc
NYSE:CFG
|
15.2B USD |
18%
|
Pathward Financial Inc
Glance View
Founded with a vision to redefine financial accessibility, Pathward Financial Inc. operates as a pivotal player in the financial landscape, diligently serving those who find themselves underbanked or unbanked. This institution has carved out a niche by offering banking-as-a-service, partnering with fintech companies, and broadening its reach beyond traditional banking. Pathward bridges gaps by providing prepaid cards, tax solutions, and consumer lending products, enabling access to financial services for individuals who might otherwise be sidelined by conventional banks. Its ability to strategically leverage technology and partnerships allows it to cater to a diverse clientele, fostering financial inclusion and empowerment. At the heart of Pathward's operations lies a robust revenue model comprising fee income and interest income. The company earns fees through partnerships with fintech firms, who rely on Pathward's infrastructure to support their financial products and services. This symbiotic relationship allows both entities to thrive by reaching a broader customer base. Moreover, Pathward generates interest income through its lending activities, effectively managing the credit risk associated with serving traditionally underserved markets. By maintaining a balance between risk management and innovative financial solutions, Pathward Financial Inc. has adeptly positioned itself as a vital contributor to expanding the horizons of financial services.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Pathward Financial Inc's most recent financial statements, the company has Net Margin of 21.3%.