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Price: 70 EUR 0.72%

Market Cap: 1.8B EUR

Income Statement

Net Interest Income

Non Interest Income

Currency: USD

		Dec-2014	Mar-2015	Jun-2015	Sep-2015	Dec-2015	Mar-2016	Jun-2016	Sep-2016	Dec-2016	Mar-2017	Jun-2017	Sep-2017	Dec-2017	Mar-2018	Jun-2018	Sep-2018	Dec-2018	Mar-2019	Jun-2019	Sep-2019	Dec-2019	Mar-2020	Jun-2020	Sep-2020	Dec-2020	Mar-2021	Jun-2021	Sep-2021	Dec-2021	Mar-2022	Jun-2022	Sep-2022	Dec-2022	Mar-2023	Jun-2023	Sep-2023	Dec-2023	Mar-2024	Jun-2024	Sep-2024	Dec-2024
Revenue
Net Interest Income		49	53	56	59	63	68	73	77	80	84	89	93	100	103	107	131	165	209	247	264	269	265	260	259	260	267	273	279	285	295	298	307	320	338	363	388	414	541	554	455	571
Interest Income		52	56	58	62	66	71	76	81	86	93	101	108	116	122	127	159	203	258	305	326	328	319	305	293	283	280	282	286	291	300	304	312	324	344	369	399	430	452	466	476	480
Interest Expense		2	2	2	2	3	3	3	4	6	9	12	15	17	19	21	28	38	49	58	62	60	55	45	34	23	13	9	7	6	6	6	5	5	7	7	11	16	27	28	21	24
Non Interest Income		51	53	56	58	62	88	97	101	103	155	162	172	182	187	190	185	193	201	211	223	222	238	235	240	248	241	262	271	312	308	300	294	273	290	304	317	304	358	356	300	357
Revenue		100 N/A	106 +6%	112 +5%	117 +5%	126 +7%	156 +24%	170 +9%	178 +5%	183 +3%	238 +30%	250 +5%	265 +6%	282 +6%	290 +3%	296 +2%	315 +6%	358 +14%	409 +14%	458 +12%	487 +6%	491 +1%	503 +2%	495 -2%	499 +1%	508 +2%	507 0%	535 +5%	550 +3%	597 +9%	603 +1%	598 -1%	601 +0%	593 -1%	628 +6%	667 +6%	704 +6%	717 +2%	899 +25%	911 +1%	755 -17%	928 +23%
Pre-Tax Income
Loan Loss Provision		(1)	(2)	(2)	(2)	(2)	(3)	(4)	(5)	(5)	(12)	(11)	(11)	(11)	(21)	(25)	(29)	(37)	(52)	(56)	(56)	(50)	(38)	(35)	(65)	(42)	(51)	(50)	(50)	(44)	(46)	(40)	(29)	(38)	(43)	(46)	(57)	(58)	(57)	(61)	(43)	(55)
Non Interest Expense		(82)	(85)	(91)	(97)	(104)	(123)	(130)	(135)	(141)	(167)	(177)	(200)	(207)	(208)	(215)	(228)	(259)	(300)	(324)	(333)	(335)	(332)	(340)	(319)	(341)	(330)	(330)	(344)	(354)	(361)	(376)	(385)	(408)	(432)	(450)	(465)	(479)	(612)	(621)	(513)	(637)
Pre-Tax Income		17 N/A	19 +10%	19 -2%	19 +4%	19 -1%	31 +61%	36 +17%	39 +8%	37 -5%	60 +61%	62 +4%	55 -11%	64 +16%	61 -4%	56 -8%	57 +2%	62 +7%	57 -8%	78 +39%	98 +25%	106 +8%	133 +25%	120 -9%	115 -4%	125 +9%	127 +1%	155 +22%	156 +1%	199 +27%	196 -1%	182 -7%	187 +3%	147 -22%	153 +4%	171 +12%	182 +6%	181 -1%	231 +28%	229 -1%	199 -13%	237 +19%
Net Income
Tax Provision		(2)	(3)	(2)	(1)	(1)	(3)	(4)	(6)	(6)	(11)	(13)	(10)	(12)	(8)	(6)	(4)	(0)	5	6	3	1	(5)	(4)	(6)	(9)	(4)	(11)	(11)	(21)	(28)	(30)	(28)	(20)	(22)	(18)	(16)	(15)	(27)	(29)	(29)	(35)
Income from Continuing Operations		15	16	17	18	19	28	32	33	30	48	49	45	52	53	50	53	61	61	85	101	107	128	117	109	116	123	143	146	178	168	152	159	126	132	154	166	165	203	200	170	201
Income to Minority Interest		0	0	0	0	0	0	0	0	0	0	0	0	0	0	0	(1)	(2)	(3)	(4)	(4)	(5)	(5)	(5)	(5)	(5)	(4)	(4)	(4)	(3)	(3)	(3)	(3)	(4)	(3)	(2)	(2)	(2)	(2)	(1)	(1)	(1)
Net Income (Common)		15 N/A	16 +7%	17 +2%	18 +8%	19 +2%	27 +43%	31 +16%	33 +8%	29 -11%	48 +64%	49 +2%	45 -9%	48 +8%	48 -1%	45 -6%	52 +16%	62 +21%	63 +1%	86 +36%	95 +11%	100 +5%	119 +19%	107 -10%	102 -5%	109 +7%	116 +6%	136 +17%	139 +2%	172 +24%	162 -6%	146 -10%	154 +5%	121 -21%	126 +5%	149 +18%	161 +8%	161 0%	199 +24%	196 -2%	167 -15%	198 +19%
EPS (Diluted)		0.82 N/A	0.82 N/A	0.8 -2%	0.89 +11%	0.72 -19%	1.03 +43%	1.2 +17%	1.31 +9%	1.05 -20%	1.71 +63%	1.74 +2%	1.62 -7%	1.66 +2%	1.63 -2%	1.52 -7%	1.66 +9%	1.58 -5%	1.59 +1%	2.19 +38%	2.49 +14%	2.96 +19%	3.34 +13%	3.17 -5%	2.94 -7%	3.42 +16%	3.68 +8%	4.35 +18%	4.38 +1%	5.67 +29%	5.71 +1%	5.06 -11%	5.26 +4%	4.41 -16%	4.64 +5%	5.63 +21%	6.01 +7%	6.24 +4%	7.92 +27%	7.86 -1%	6.62 -16%	8.15 +23%

Income Statement Balance Sheet Cash Flow Statement

Income Statement Balance Sheet Cash Flow Statement

See Also

Relative Valuation

Wall Street Estimates

Profitability Analysis

Solvency Analysis

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