Pathward Financial Inc
SWB:FM7
Balance Sheet
Balance Sheet Decomposition
Pathward Financial Inc
Pathward Financial Inc
Balance Sheet
Pathward Financial Inc
| Sep-2002 | Sep-2003 | Sep-2004 | Sep-2005 | Sep-2006 | Sep-2007 | Sep-2008 | Sep-2009 | Sep-2010 | Sep-2011 | Sep-2012 | Sep-2013 | Sep-2014 | Sep-2015 | Sep-2016 | Sep-2017 | Sep-2018 | Sep-2019 | Sep-2020 | Sep-2021 | Sep-2022 | Sep-2023 | Sep-2024 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||||||||||||||||||
| Net Loans |
342
|
350
|
404
|
440
|
369
|
356
|
428
|
392
|
366
|
314
|
327
|
380
|
493
|
706
|
920
|
1 318
|
2 932
|
3 630
|
3 267
|
3 541
|
3 490
|
4 316
|
4 003
|
4 612
|
|
| Investments |
237
|
398
|
353
|
300
|
298
|
260
|
237
|
391
|
556
|
724
|
1 178
|
1 191
|
1 453
|
1 635
|
2 369
|
2 698
|
2 093
|
1 625
|
1 700
|
2 100
|
2 091
|
2 059
|
2 553
|
1 601
|
|
| PP&E Net |
11
|
11
|
12
|
15
|
17
|
20
|
22
|
22
|
19
|
17
|
18
|
18
|
17
|
17
|
19
|
19
|
41
|
46
|
42
|
45
|
72
|
66
|
63
|
63
|
|
| PP&E Gross |
11
|
11
|
12
|
15
|
17
|
20
|
22
|
22
|
19
|
17
|
18
|
0
|
17
|
17
|
19
|
19
|
41
|
46
|
42
|
45
|
72
|
66
|
63
|
63
|
|
| Accumulated Depreciation |
5
|
5
|
5
|
6
|
7
|
8
|
11
|
15
|
18
|
20
|
23
|
0
|
28
|
32
|
37
|
42
|
49
|
49
|
47
|
54
|
38
|
46
|
48
|
52
|
|
| Intangible Assets |
0
|
0
|
3
|
3
|
2
|
2
|
2
|
2
|
3
|
1
|
2
|
2
|
3
|
34
|
29
|
52
|
71
|
53
|
42
|
33
|
26
|
21
|
17
|
13
|
|
| Goodwill |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
37
|
37
|
99
|
303
|
310
|
310
|
310
|
310
|
310
|
310
|
298
|
|
| Customer Acceptances Liabilities |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Other Long-Term Assets |
0
|
0
|
0
|
0
|
40
|
36
|
0
|
0
|
0
|
0
|
0
|
15
|
0
|
7
|
0
|
9
|
19
|
19
|
18
|
25
|
0
|
0
|
0
|
0
|
|
| Other Assets |
16
|
12
|
7
|
13
|
11
|
12
|
19
|
24
|
25
|
25
|
23
|
57
|
68
|
112
|
129
|
244
|
610
|
722
|
726
|
726
|
797
|
810
|
806
|
826
|
|
| Total Assets |
608
N/A
|
772
+27%
|
781
+1%
|
776
-1%
|
741
-4%
|
686
-7%
|
710
+4%
|
835
+18%
|
1 030
+23%
|
1 276
+24%
|
1 649
+29%
|
1 692
+3%
|
2 054
+21%
|
2 530
+23%
|
4 006
+58%
|
5 228
+30%
|
5 835
+12%
|
6 183
+6%
|
6 092
-1%
|
6 691
+10%
|
6 747
+1%
|
7 536
+12%
|
7 532
0%
|
7 172
-5%
|
|
| Liabilities | |||||||||||||||||||||||||
| Accounts Payable |
1
|
1
|
1
|
1
|
1
|
1
|
1
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
2
|
8
|
9
|
2
|
1
|
0
|
0
|
0
|
0
|
|
| Accrued Liabilities |
1
|
1
|
2
|
1
|
4
|
5
|
12
|
12
|
15
|
20
|
74
|
17
|
14
|
37
|
48
|
78
|
134
|
131
|
165
|
210
|
200
|
249
|
424
|
385
|
|
| Short-Term Debt |
70
|
58
|
43
|
21
|
15
|
0
|
5
|
32
|
9
|
8
|
26
|
199
|
480
|
544
|
1 095
|
1 405
|
426
|
646
|
0
|
0
|
0
|
13
|
377
|
9
|
|
| Current Portion of Long-Term Debt |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
0
|
0
|
0
|
|
| Total Deposits |
356
|
436
|
462
|
541
|
538
|
523
|
500
|
654
|
898
|
1 142
|
1 380
|
1 315
|
1 367
|
1 658
|
2 430
|
3 223
|
4 431
|
4 337
|
4 979
|
5 515
|
5 866
|
6 589
|
5 875
|
5 887
|
|
| Other Interest Bearing Liabilities |
125
|
224
|
227
|
160
|
89
|
68
|
132
|
75
|
22
|
11
|
11
|
7
|
7
|
7
|
7
|
0
|
0
|
110
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Current Liabilities |
72
|
60
|
46
|
22
|
20
|
6
|
18
|
44
|
24
|
28
|
100
|
216
|
495
|
581
|
1 144
|
1 485
|
567
|
786
|
167
|
211
|
201
|
262
|
801
|
394
|
|
| Long-Term Debt |
10
|
10
|
0
|
10
|
10
|
10
|
10
|
10
|
10
|
10
|
10
|
10
|
10
|
13
|
86
|
86
|
89
|
106
|
98
|
93
|
35
|
34
|
33
|
33
|
|
| Deferred Income Tax |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
5
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
4
|
4
|
4
|
1
|
0
|
1
|
0
|
1
|
|
| Other Liabilities |
0
|
0
|
0
|
0
|
38
|
31
|
4
|
4
|
4
|
4
|
2
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Total Liabilities |
563
N/A
|
729
+30%
|
734
+1%
|
733
0%
|
696
-5%
|
638
-8%
|
665
+4%
|
787
+18%
|
958
+22%
|
1 195
+25%
|
1 503
+26%
|
1 549
+3%
|
1 879
+21%
|
2 258
+20%
|
3 671
+63%
|
4 794
+31%
|
5 091
+6%
|
5 343
+5%
|
5 248
-2%
|
5 820
+11%
|
6 102
+5%
|
6 884
+13%
|
6 710
-3%
|
6 314
-6%
|
|
| Equity | |||||||||||||||||||||||||
| Common Stock |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
| Retained Earnings |
32
|
34
|
37
|
35
|
37
|
37
|
34
|
32
|
43
|
46
|
61
|
71
|
84
|
98
|
127
|
167
|
213
|
253
|
235
|
259
|
245
|
279
|
337
|
360
|
|
| Additional Paid In Capital |
21
|
21
|
21
|
21
|
21
|
22
|
23
|
24
|
32
|
33
|
79
|
93
|
95
|
171
|
185
|
258
|
566
|
581
|
595
|
605
|
617
|
629
|
639
|
648
|
|
| Treasury Stock |
8
|
8
|
9
|
8
|
8
|
7
|
7
|
6
|
4
|
4
|
2
|
1
|
1
|
0
|
0
|
0
|
2
|
0
|
4
|
1
|
5
|
0
|
0
|
5
|
|
| Other Equity |
1
|
3
|
2
|
4
|
5
|
4
|
5
|
2
|
2
|
6
|
9
|
20
|
3
|
3
|
23
|
9
|
33
|
6
|
18
|
8
|
213
|
255
|
153
|
145
|
|
| Total Equity |
45
N/A
|
43
-4%
|
47
+10%
|
43
-9%
|
45
+5%
|
48
+7%
|
46
-5%
|
47
+4%
|
72
+52%
|
81
+12%
|
146
+81%
|
143
-2%
|
175
+22%
|
271
+55%
|
335
+23%
|
435
+30%
|
744
+71%
|
840
+13%
|
844
+0%
|
871
+3%
|
645
-26%
|
652
+1%
|
822
+26%
|
858
+4%
|
|
| Total Liabilities & Equity |
608
N/A
|
772
+27%
|
781
+1%
|
776
-1%
|
741
-4%
|
686
-7%
|
710
+4%
|
835
+18%
|
1 030
+23%
|
1 276
+24%
|
1 649
+29%
|
1 692
+3%
|
2 054
+21%
|
2 530
+23%
|
4 006
+58%
|
5 228
+30%
|
5 835
+12%
|
6 183
+6%
|
6 092
-1%
|
6 691
+10%
|
6 747
+1%
|
7 536
+12%
|
7 532
0%
|
7 172
-5%
|
|
| Shares Outstanding | |||||||||||||||||||||||||
| Common Shares Outstanding |
7
|
8
|
8
|
8
|
8
|
8
|
8
|
8
|
9
|
9
|
16
|
18
|
19
|
25
|
26
|
29
|
39
|
38
|
34
|
32
|
29
|
26
|
25
|
23
|
|