
Eurobank Ergasias Services and Holdings SA
SWB:EFGD

Income Statement
Income Statement
Eurobank Ergasias Services and Holdings SA
Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
1 507
|
1 470
|
1 465
|
1 455
|
1 437
|
1 463
|
1 450
|
1 424
|
1 429
|
1 463
|
1 437
|
0
|
1 101
|
1 464
|
1 097
|
1 453
|
1 436
|
1 416
|
1 404
|
1 390
|
1 384
|
1 377
|
1 373
|
1 381
|
1 366
|
1 349
|
1 345
|
1 330
|
1 329
|
1 321
|
1 325
|
1 351
|
1 402
|
1 480
|
1 714
|
1 893
|
2 070
|
2 174
|
2 242
|
2 263
|
2 403
|
|
Interest Income |
1 507
|
2 870
|
1 465
|
1 455
|
1 437
|
2 586
|
1 450
|
1 424
|
1 429
|
2 274
|
1 437
|
0
|
1 101
|
2 164
|
1 293
|
1 839
|
1 822
|
2 186
|
1 782
|
1 761
|
1 949
|
2 116
|
2 097
|
2 081
|
2 014
|
1 955
|
1 921
|
1 886
|
1 881
|
1 877
|
1 885
|
1 926
|
2 032
|
2 315
|
2 710
|
3 198
|
3 837
|
2 174
|
4 018
|
4 208
|
4 340
|
|
Interest Expense |
0
|
1 400
|
0
|
0
|
0
|
1 123
|
0
|
0
|
0
|
811
|
0
|
0
|
0
|
700
|
196
|
386
|
0
|
770
|
378
|
371
|
565
|
739
|
724
|
700
|
648
|
606
|
576
|
556
|
552
|
556
|
560
|
575
|
630
|
746
|
996
|
1 390
|
1 852
|
2 280
|
2 526
|
2 610
|
2 602
|
|
Non Interest Income |
478
|
677
|
308
|
260
|
294
|
486
|
349
|
397
|
363
|
570
|
456
|
445
|
445
|
576
|
465
|
484
|
519
|
584
|
431
|
458
|
455
|
644
|
552
|
795
|
964
|
1 201
|
1 111
|
867
|
714
|
742
|
867
|
1 521
|
1 561
|
1 723
|
1 365
|
862
|
850
|
955
|
939
|
923
|
1 013
|
|
Revenue |
1 985
N/A
|
2 147
+8%
|
1 773
-17%
|
1 715
-3%
|
1 731
+1%
|
1 949
+13%
|
1 799
-8%
|
1 821
+1%
|
1 792
-2%
|
2 033
+13%
|
1 893
-7%
|
445
-76%
|
1 546
+247%
|
2 040
+32%
|
1 562
-23%
|
1 937
+24%
|
1 955
+1%
|
2 000
+2%
|
1 835
-8%
|
1 848
+1%
|
1 839
0%
|
2 021
+10%
|
1 925
-5%
|
2 176
+13%
|
2 330
+7%
|
2 550
+9%
|
2 456
-4%
|
2 197
-11%
|
2 043
-7%
|
2 063
+1%
|
2 192
+6%
|
2 872
+31%
|
2 963
+3%
|
3 203
+8%
|
3 079
-4%
|
2 755
-11%
|
2 920
+6%
|
3 129
+7%
|
3 181
+2%
|
3 186
+0%
|
3 416
+7%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(2 170)
|
(2 264)
|
(2 087)
|
(3 468)
|
(3 135)
|
(2 665)
|
(2 539)
|
(900)
|
(830)
|
(741)
|
(749)
|
(734)
|
(726)
|
(750)
|
(733)
|
(721)
|
(719)
|
(680)
|
(678)
|
(691)
|
(660)
|
(624)
|
(585)
|
(2 056)
|
(2 066)
|
(2 081)
|
(2 086)
|
(525)
|
(536)
|
(490)
|
(421)
|
(392)
|
(303)
|
(276)
|
(304)
|
(329)
|
(343)
|
(412)
|
(408)
|
(392)
|
(370)
|
|
Non Interest Expense |
(1 635)
|
(1 634)
|
(1 344)
|
(1 334)
|
(1 328)
|
(1 370)
|
(1 197)
|
(1 154)
|
(1 108)
|
(1 155)
|
(1 020)
|
(1 013)
|
(1 001)
|
(1 109)
|
(1 023)
|
(1 012)
|
(1 010)
|
(1 084)
|
(932)
|
(1 008)
|
(1 034)
|
(1 237)
|
(1 141)
|
(1 076)
|
(1 165)
|
(1 345)
|
(1 221)
|
(1 210)
|
(1 102)
|
(1 090)
|
(1 028)
|
(1 063)
|
(1 080)
|
(1 176)
|
(1 072)
|
(1 071)
|
(1 084)
|
(1 175)
|
(1 194)
|
(1 185)
|
(1 232)
|
|
Pre-Tax Income |
(1 820)
N/A
|
(1 751)
+4%
|
(1 658)
+5%
|
(3 087)
-86%
|
(2 732)
+11%
|
(2 086)
+24%
|
(1 937)
+7%
|
(233)
+88%
|
(146)
+37%
|
137
N/A
|
124
-9%
|
(205)
N/A
|
(181)
+12%
|
181
N/A
|
(194)
N/A
|
204
N/A
|
226
+11%
|
236
+4%
|
225
-5%
|
149
-34%
|
145
-3%
|
160
+10%
|
199
+24%
|
(956)
N/A
|
(901)
+6%
|
(876)
+3%
|
(851)
+3%
|
462
N/A
|
405
-12%
|
483
+19%
|
743
+54%
|
1 417
+91%
|
1 580
+12%
|
1 751
+11%
|
1 703
-3%
|
1 355
-20%
|
1 493
+10%
|
1 542
+3%
|
1 579
+2%
|
1 609
+2%
|
1 814
+13%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
455
|
730
|
612
|
961
|
1 226
|
1 036
|
998
|
612
|
111
|
85
|
82
|
46
|
56
|
(5)
|
5
|
(16)
|
(42)
|
(78)
|
(76)
|
(39)
|
(30)
|
(31)
|
(38)
|
(117)
|
(148)
|
(337)
|
(349)
|
(319)
|
(321)
|
(156)
|
(217)
|
(340)
|
(363)
|
(406)
|
(390)
|
(265)
|
(272)
|
(261)
|
(263)
|
(300)
|
(353)
|
|
Income from Continuing Operations |
(1 365)
|
(1 021)
|
(1 046)
|
(2 126)
|
(1 506)
|
(1 050)
|
(939)
|
379
|
(35)
|
222
|
206
|
(159)
|
(125)
|
176
|
(189)
|
188
|
184
|
158
|
149
|
110
|
115
|
129
|
161
|
(1 073)
|
(1 049)
|
(1 213)
|
(1 200)
|
143
|
84
|
327
|
526
|
1 077
|
1 217
|
1 345
|
1 313
|
1 090
|
1 221
|
1 281
|
1 316
|
1 309
|
1 461
|
|
Income to Minority Interest |
(6)
|
(23)
|
(25)
|
(24)
|
(24)
|
(26)
|
(27)
|
(23)
|
(21)
|
(19)
|
(17)
|
(22)
|
(16)
|
(11)
|
(6)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
1
|
2
|
2
|
1
|
0
|
10
|
10
|
11
|
12
|
1
|
1
|
(34)
|
|
Net Income (Common) |
(1 610)
N/A
|
(1 219)
+24%
|
(1 106)
+9%
|
(2 123)
-92%
|
(1 530)
+28%
|
(1 181)
+23%
|
(1 027)
+13%
|
339
N/A
|
17
-95%
|
235
+1 282%
|
212
-10%
|
(161)
N/A
|
(260)
-61%
|
104
N/A
|
(262)
N/A
|
64
N/A
|
124
+94%
|
93
-25%
|
78
-16%
|
87
+12%
|
104
+20%
|
127
+22%
|
162
+28%
|
(1 071)
N/A
|
(1 048)
+2%
|
(1 213)
-16%
|
(1 200)
+1%
|
143
N/A
|
84
-41%
|
328
+290%
|
528
+61%
|
1 079
+104%
|
1 218
+13%
|
1 347
+11%
|
1 297
-4%
|
1 073
-17%
|
1 204
+12%
|
1 140
-5%
|
1 190
+4%
|
1 177
-1%
|
1 295
+10%
|
|
EPS (Diluted) |
-10.94
N/A
|
-10.58
+3%
|
-7.52
+29%
|
-14.45
-92%
|
-10.4
+28%
|
-3.82
+63%
|
-0.46
+88%
|
0.15
N/A
|
0
N/A
|
0.09
N/A
|
0.09
N/A
|
-0.08
N/A
|
-0.11
-38%
|
0.04
N/A
|
-0.12
N/A
|
0.02
N/A
|
0.05
+150%
|
0.04
-20%
|
0.03
-25%
|
0.02
-33%
|
0.04
+100%
|
0.04
N/A
|
0.05
+25%
|
-0.28
N/A
|
-0.28
N/A
|
-0.33
-18%
|
-0.33
N/A
|
0.03
N/A
|
0.02
-33%
|
0.09
+350%
|
0.14
+56%
|
0.29
+107%
|
0.33
+14%
|
0.36
+9%
|
0.36
N/A
|
0.3
-17%
|
0.33
+10%
|
0.3
-9%
|
0.32
+7%
|
0.31
-3%
|
0.35
+13%
|