
Oversea-Chinese Banking Corporation Ltd
SGX:O39

Income Statement
Income Statement
Oversea-Chinese Banking Corporation Ltd
Jun-2012 | Sep-2012 | Dec-2012 | Mar-2013 | Jun-2013 | Sep-2013 | Dec-2013 | Mar-2014 | Jun-2014 | Sep-2014 | Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Jun-2020 | Dec-2020 | Jun-2021 | Dec-2021 | Jun-2022 | Dec-2022 | Jun-2023 | Dec-2023 | Jun-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
3 680
|
3 750
|
3 748
|
3 709
|
3 739
|
3 773
|
3 883
|
4 058
|
4 223
|
4 491
|
4 736
|
4 898
|
5 054
|
5 125
|
5 189
|
5 247
|
5 225
|
5 142
|
5 052
|
5 017
|
5 102
|
5 250
|
5 423
|
5 566
|
5 671
|
5 794
|
5 890
|
6 009
|
6 147
|
6 242
|
6 331
|
6 318
|
5 966
|
5 759
|
5 855
|
6 156
|
7 688
|
9 212
|
9 645
|
9 785
|
9 755
|
|
Interest Income |
5 845
|
5 965
|
5 968
|
5 924
|
5 949
|
6 005
|
6 174
|
6 423
|
6 675
|
7 143
|
7 607
|
8 008
|
8 337
|
8 442
|
8 486
|
8 535
|
8 524
|
8 453
|
8 368
|
8 329
|
8 476
|
8 749
|
9 118
|
9 511
|
9 980
|
10 501
|
11 049
|
11 552
|
11 922
|
12 138
|
12 098
|
11 234
|
9 143
|
7 625
|
7 425
|
7 878
|
11 590
|
17 272
|
20 867
|
22 251
|
22 444
|
|
Interest Expense |
2 165
|
2 215
|
2 220
|
2 215
|
2 210
|
2 232
|
2 291
|
2 365
|
2 452
|
2 652
|
2 871
|
3 110
|
3 283
|
3 317
|
3 297
|
3 287
|
3 298
|
3 310
|
3 316
|
3 312
|
3 374
|
3 499
|
3 695
|
3 945
|
4 309
|
4 707
|
5 159
|
5 543
|
5 775
|
5 896
|
5 766
|
4 915
|
3 177
|
1 866
|
1 570
|
1 722
|
3 902
|
8 060
|
11 222
|
12 466
|
12 689
|
|
Non Interest Income |
9 874
|
13 609
|
14 022
|
14 040
|
14 667
|
12 087
|
12 192
|
12 298
|
12 554
|
13 105
|
13 535
|
13 871
|
14 032
|
13 164
|
13 492
|
13 389
|
13 466
|
14 559
|
14 905
|
16 196
|
16 893
|
17 924
|
20 222
|
18 357
|
18 063
|
18 819
|
15 899
|
18 268
|
19 675
|
19 231
|
22 570
|
20 311
|
25 329
|
27 449
|
24 271
|
14 344
|
(602)
|
9 497
|
10 015
|
13 520
|
11 394
|
|
Revenue |
13 554
N/A
|
17 359
+28%
|
17 770
+2%
|
17 749
0%
|
18 406
+4%
|
15 860
-14%
|
16 074
+1%
|
16 355
+2%
|
16 776
+3%
|
17 595
+5%
|
18 271
+4%
|
18 769
+3%
|
19 086
+2%
|
18 289
-4%
|
18 681
+2%
|
18 637
0%
|
18 692
+0%
|
19 702
+5%
|
19 957
+1%
|
21 213
+6%
|
21 995
+4%
|
23 174
+5%
|
25 645
+11%
|
23 923
-7%
|
23 734
-1%
|
24 613
+4%
|
21 789
-11%
|
24 277
+11%
|
25 822
+6%
|
25 473
-1%
|
28 901
+13%
|
26 629
-8%
|
31 295
+18%
|
33 208
+6%
|
30 126
-9%
|
20 500
-32%
|
7 086
-65%
|
18 709
+164%
|
19 660
+5%
|
23 305
+19%
|
21 149
-9%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(250)
|
(282)
|
(271)
|
(196)
|
(241)
|
(265)
|
(266)
|
(286)
|
(268)
|
(271)
|
(357)
|
(380)
|
(395)
|
(448)
|
(409)
|
(591)
|
(599)
|
(615)
|
(656)
|
(727)
|
(808)
|
(798)
|
(672)
|
(516)
|
(368)
|
(261)
|
(288)
|
(524)
|
(614)
|
(888)
|
(892)
|
(1 937)
|
(2 043)
|
(1 029)
|
(873)
|
(596)
|
(584)
|
(830)
|
(733)
|
(684)
|
(690)
|
|
Non Interest Expense |
(10 005)
|
(12 235)
|
(12 537)
|
(12 764)
|
(13 427)
|
(12 069)
|
(12 241)
|
(12 253)
|
(12 312)
|
(12 637)
|
(13 150)
|
(13 532)
|
(13 687)
|
(13 192)
|
(13 448)
|
(13 404)
|
(13 645)
|
(14 588)
|
(15 026)
|
(16 194)
|
(16 721)
|
(17 716)
|
(19 875)
|
(17 990)
|
(17 726)
|
(18 539)
|
(15 949)
|
(18 113)
|
(19 596)
|
(19 177)
|
(22 210)
|
(20 078)
|
(25 087)
|
(26 604)
|
(23 573)
|
(14 305)
|
168
|
(9 976)
|
(10 526)
|
(13 875)
|
(11 483)
|
|
Pre-Tax Income |
3 298
N/A
|
4 841
+47%
|
4 962
+2%
|
4 789
-3%
|
4 738
-1%
|
3 526
-26%
|
3 567
+1%
|
3 816
+7%
|
4 196
+10%
|
4 687
+12%
|
4 763
+2%
|
4 856
+2%
|
5 003
+3%
|
4 648
-7%
|
4 825
+4%
|
4 642
-4%
|
4 448
-4%
|
4 499
+1%
|
4 275
-5%
|
4 292
+0%
|
4 466
+4%
|
4 660
+4%
|
5 099
+9%
|
5 418
+6%
|
5 641
+4%
|
5 814
+3%
|
5 552
-5%
|
5 640
+2%
|
5 612
0%
|
5 408
-4%
|
5 800
+7%
|
4 614
-20%
|
4 165
-10%
|
5 575
+34%
|
5 680
+2%
|
5 599
-1%
|
6 670
+19%
|
7 903
+18%
|
8 401
+6%
|
8 746
+4%
|
8 976
+3%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(536)
|
(668)
|
(699)
|
(670)
|
(681)
|
(602)
|
(598)
|
(641)
|
(664)
|
(694)
|
(688)
|
(688)
|
(707)
|
(704)
|
(717)
|
(692)
|
(682)
|
(676)
|
(629)
|
(639)
|
(643)
|
(660)
|
(803)
|
(862)
|
(923)
|
(964)
|
(877)
|
(845)
|
(823)
|
(729)
|
(778)
|
(640)
|
(437)
|
(569)
|
(648)
|
(689)
|
(1 031)
|
(1 239)
|
(1 236)
|
(1 228)
|
(1 228)
|
|
Income from Continuing Operations |
2 763
|
4 174
|
4 263
|
4 119
|
4 057
|
2 924
|
2 970
|
3 176
|
3 533
|
3 994
|
4 076
|
4 169
|
4 297
|
3 945
|
4 108
|
3 950
|
3 766
|
3 823
|
3 646
|
3 654
|
3 824
|
4 001
|
4 296
|
4 556
|
4 718
|
4 850
|
4 675
|
4 795
|
4 789
|
4 679
|
5 022
|
3 974
|
3 728
|
5 006
|
5 032
|
4 910
|
5 639
|
6 664
|
7 165
|
7 518
|
7 748
|
|
Income to Minority Interest |
(175)
|
(249)
|
(270)
|
(262)
|
(250)
|
(208)
|
(202)
|
(205)
|
(240)
|
(228)
|
(234)
|
(233)
|
(233)
|
(211)
|
(205)
|
(184)
|
(163)
|
(179)
|
(173)
|
(175)
|
(189)
|
(201)
|
(252)
|
(262)
|
(256)
|
(251)
|
(183)
|
(184)
|
(163)
|
(126)
|
(153)
|
(132)
|
(142)
|
(187)
|
(174)
|
(121)
|
(113)
|
(141)
|
(144)
|
(160)
|
(161)
|
|
Net Income (Common) |
2 497
N/A
|
3 834
+54%
|
3 885
+1%
|
3 749
-4%
|
3 699
-1%
|
2 608
-29%
|
2 678
+3%
|
2 881
+8%
|
3 203
+11%
|
3 676
+15%
|
3 785
+3%
|
3 879
+2%
|
4 007
+3%
|
3 677
-8%
|
3 846
+5%
|
3 710
-4%
|
3 547
-4%
|
3 588
+1%
|
3 414
-5%
|
3 419
+0%
|
3 575
+5%
|
3 740
+5%
|
3 983
+7%
|
4 233
+6%
|
4 401
+4%
|
4 538
+3%
|
4 473
-1%
|
4 592
+3%
|
4 607
+0%
|
4 534
-2%
|
4 810
+6%
|
3 974
-17%
|
3 533
-11%
|
4 766
+35%
|
4 812
+1%
|
4 743
-1%
|
5 470
+15%
|
6 467
+18%
|
6 955
+8%
|
7 292
+5%
|
7 587
+4%
|
|
EPS (Diluted) |
0.65
N/A
|
1.07
+65%
|
1.18
+10%
|
1.06
-10%
|
1
-6%
|
0.74
-26%
|
0.83
+12%
|
0.81
-2%
|
0.87
+7%
|
1.03
+18%
|
0.94
-9%
|
0.97
+3%
|
0.97
N/A
|
0.91
-6%
|
0.95
+4%
|
0.89
-6%
|
0.84
-6%
|
0.84
N/A
|
0.82
-2%
|
0.81
-1%
|
0.84
+4%
|
0.88
+5%
|
0.95
+8%
|
1
+5%
|
1.05
+5%
|
1.09
+4%
|
1.06
-3%
|
1.05
-1%
|
1.03
-2%
|
1.04
+1%
|
1.12
+8%
|
0.89
-21%
|
0.8
-10%
|
1.07
+34%
|
1.07
N/A
|
1.05
-2%
|
1.22
+16%
|
1.44
+18%
|
1.55
+8%
|
1.63
+5%
|
1.67
+2%
|