B

Banco de Chile
SGO:CHILE

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Banco de Chile
SGO:CHILE
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Price: 112 CLP -0.88% Market Closed
Market Cap: 11.3T CLP
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Intrinsic Value

The intrinsic value of one CHILE stock under the Base Case scenario is 112.98 CLP. Compared to the current market price of 112 CLP, Banco de Chile is Undervalued by 1%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CHILE Intrinsic Value
112.98 CLP
Undervaluation 1%
Intrinsic Value
Price
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Valuation Backtest
Banco de Chile

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Business Breakdown

Banco de Chile, founded in 1893, stands as one of the largest and most established financial institutions in the country, boasting a rich history that has helped shape the Chilean banking landscape. With a comprehensive range of services, from retail and corporate banking to investment and wealth management, Banco de Chile has carved out a reputation for stability and reliability. By leveraging its extensive network of branches and innovative digital platforms, the bank continues to attract a diverse clientele, including individuals, small and medium enterprises, and large corporations. The bank's strong market position is underscored by its solid financial performance, with consistent growt...

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Financials
Annual
Quarterly
TTM
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TTM

Balance Sheet Decomposition
Banco de Chile

Net Loans 37.1T
Investments 8.9T
PP&E 294.2B
Intangibles 150B
Other Assets 7.1T
Total Deposits 28.9T
Short Term Debt 214.4B
Long Term Debt 10.8T
Other Liabilities 8.3T
Earnings Calls

In the third quarter of 2024, Banco de Chile showcased robust performance, achieving a net income of CLP 288 billion, reflecting an 11% year-over-year increase. This translates to a return on equity of 21.3%. The bank's loan growth outpaced the market, increasing 3.9% year-on-year, primarily in consumer and mortgage segments. Looking ahead, they anticipate industry loan growth of about 5%, buoyed by improving economic conditions. With expectations for inflation stabilizing around 4.5% and a target return on equity of 18%, the bank remains well-positioned against peers, maintaining a strong capital ratio of 14.3%.

What is Earnings Call?

Wall St
Price Targets

CHILE Price Targets Summary
Banco de Chile

Wall Street analysts forecast CHILE stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CHILE is 126.5 CLP with a low forecast of 113.12 CLP and a high forecast of 141.75 CLP.

Lowest
Price Target
113.12 CLP
1% Upside
Average
Price Target
126.5 CLP
13% Upside
Highest
Price Target
141.75 CLP
27% Upside
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Dividends

Dividend Yield
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Dividend Per Share
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0
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Shareholder Yield

Current shareholder yield for CHILE is .

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Shareholder Yield
Dividend Yield
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Buyback Yield
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CHILE News

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Profile

Banco de Chile

Country

Chile

Industry

Banking

Market Cap

11.3T CLP

Dividend Yield

7.21%

Description

Banco de Chile SA engages in the provision of banking services. The company is headquartered in Santiago, Santiago. The Bank offers a range of banking services to its customers, ranging from individuals to corporations. The Bank's segments include Retail, which focuses on individuals and small and medium-sized companies, where the product offering focuses on consumer loans, commercial loans, checking accounts, credit cards, credit lines and mortgage loans; Wholesale, which focuses on corporate clients and companies, where the product offering focuses on commercial loans, checking accounts and liquidity management services, debt instruments, foreign trade, derivative contracts and leases; Treasury, which includes the associated revenues to the management of the investment portfolio and the business of financial transactions and currency trading, and Subsidiaries, which corresponds to companies and corporations controlled by the Bank.

Contact

SANTIAGO
Santiago
Ahumada 251
+56226531111.0
ww3.bancochile.cl

IPO

1905-06-23

Employees

-

Officers

Director
Mr. Hernan Buchi Buc
Chief Executive Officer
Mr. Eduardo Ebensperger Orrego
Chief Financial Officer
Mr. Rolando Arias Sanchez
General Manager of Accounting
Mr. Hector Hernandez Gonzalez
Manager of Marketing, Technology & Digital Division
Mr. Esteban Kemp De La Hoz
Head of Investor Relations
Mr. Pablo Camilo Mejia Ricci
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Manager of Global Compliance Division
Mr. Felipe Echaiz Bornemann
General Counsel & Secretary of the Board of Directors
Mr. Alfredo Villegas Montes
Manager of People & Organisation Division
Mr. Cristian Lagos Contardo
Chief Economist & Senior VP of Institutional Relations
Mr. Rodrigo Aravena
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See Also

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What is the Intrinsic Value of one CHILE stock?

The intrinsic value of one CHILE stock under the Base Case scenario is 112.98 CLP.

Is CHILE stock undervalued or overvalued?

Compared to the current market price of 112 CLP, Banco de Chile is Undervalued by 1%.

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