B

Banco de Chile
SGO:CHILE

Watchlist Manager
Banco de Chile
SGO:CHILE
Watchlist
Price: 112 CLP -1.75% Market Closed
Market Cap: 11.3T CLP
Have any thoughts about
Banco de Chile?
Write Note

Intrinsic Value

The intrinsic value of one CHILE stock under the Base Case scenario is 116.67 CLP. Compared to the current market price of 112 CLP, Banco de Chile is Undervalued by 4%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

CHILE Intrinsic Value
116.67 CLP
Undervaluation 4%
Intrinsic Value
Price
B
Worst Case
Base Case
Best Case

Valuation Backtest
Banco de Chile

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for CHILE cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about CHILE?
Bearish
Neutral
Bullish
Discover Undervalued Stocks
Banking Industry

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Banco de Chile

Provide an overview of the primary business activities
of Banco de Chile.

What unique competitive advantages
does Banco de Chile hold over its rivals?

What risks and challenges
does Banco de Chile face in the near future?

Summarize the latest earnings call
of Banco de Chile.

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Banco de Chile.

Provide P/S
for Banco de Chile.

Provide P/E
for Banco de Chile.

Provide P/B
for Banco de Chile.

Show me price targets
for Banco de Chile made by professional analysts.

What are the Revenue projections
for Banco de Chile?

How accurate were the past Revenue estimates
for Banco de Chile?

What are the Net Income projections
for Banco de Chile?

How accurate were the past Net Income estimates
for Banco de Chile?

What are the EPS projections
for Banco de Chile?

How accurate were the past EPS estimates
for Banco de Chile?

What are the EBIT projections
for Banco de Chile?

How accurate were the past EBIT estimates
for Banco de Chile?

Compare the revenue forecasts
for Banco de Chile with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Banco de Chile and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Banco de Chile against its competitors.

Analyze the profit margins
(gross, operating, and net) of Banco de Chile compared to its peers.

Compare the P/E ratios
of Banco de Chile against its peers.

Discuss the investment returns and shareholder value creation
comparing Banco de Chile with its peers.

Analyze the financial leverage
of Banco de Chile compared to its main competitors.

Show all profitability ratios
for Banco de Chile.

Provide ROE
for Banco de Chile.

Provide ROA
for Banco de Chile.

Provide Net Interest Margin
for Banco de Chile.

Provide Net Margin
for Banco de Chile.

Show all solvency ratios
for Banco de Chile.

Loans/Deposits Ratio
for Banco de Chile.

What is the historical Revenue growth
over the last 5 years for Banco de Chile?

What is the historical Net Income growth
over the last 5 years for Banco de Chile?

What is the current Free Cash Flow
of Banco de Chile?

Discuss the annual earnings per share (EPS)
trend over the past five years for Banco de Chile.

Business Breakdown

Banco de Chile, founded in 1893, stands as one of the largest and most established financial institutions in the country, boasting a rich history that has helped shape the Chilean banking landscape. With a comprehensive range of services, from retail and corporate banking to investment and wealth management, Banco de Chile has carved out a reputation for stability and reliability. By leveraging its extensive network of branches and innovative digital platforms, the bank continues to attract a diverse clientele, including individuals, small and medium enterprises, and large corporations. The bank's strong market position is underscored by its solid financial performance, with consistent growt...

Read More
Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Banco de Chile

Net Loans 37.1T
Investments 8.9T
PP&E 294.2B
Intangibles 150B
Other Assets 7.1T
Total Deposits 28.9T
Short Term Debt 214.4B
Long Term Debt 10.8T
Other Liabilities 8.3T
Earnings Calls

Banco de Chile showcased its industry leadership with a net income of CLP 324 billion and an ROAE of nearly 25% for Q2 2024, despite challenging economic conditions. Total customer income grew 13% year-on-year, driven by increased loan margins and demand deposits. The loan portfolio rose by 4% with notable growth in consumer and mortgage loans. Efficiency improvements kept expense growth below inflation at 3.2%. Moving forward, Banco de Chile raised its ROE guidance to 21% for 2024, supported by stable interest rates and inflation forecasts, and anticipates continued strong performance relative to peers.

What is Earnings Call?

Wall St
Price Targets

CHILE Price Targets Summary
Banco de Chile

Wall Street analysts forecast CHILE stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for CHILE is 123.56 CLP with a low forecast of 111.1 CLP and a high forecast of 141.75 CLP.

Lowest
Price Target
111.1 CLP
1% Downside
Average
Price Target
123.56 CLP
10% Upside
Highest
Price Target
141.75 CLP
27% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for CHILE?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for CHILE is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

CHILE News

Other Videos

Profile

Banco de Chile

Country

Chile

Industry

Banking

Market Cap

11.3T CLP

Dividend Yield

7.21%

Description

Banco de Chile SA engages in the provision of banking services. The company is headquartered in Santiago, Santiago. The Bank offers a range of banking services to its customers, ranging from individuals to corporations. The Bank's segments include Retail, which focuses on individuals and small and medium-sized companies, where the product offering focuses on consumer loans, commercial loans, checking accounts, credit cards, credit lines and mortgage loans; Wholesale, which focuses on corporate clients and companies, where the product offering focuses on commercial loans, checking accounts and liquidity management services, debt instruments, foreign trade, derivative contracts and leases; Treasury, which includes the associated revenues to the management of the investment portfolio and the business of financial transactions and currency trading, and Subsidiaries, which corresponds to companies and corporations controlled by the Bank.

Contact

SANTIAGO
Santiago
Ahumada 251
+56226531111.0
ww3.bancochile.cl

IPO

1905-06-23

Employees

-

Officers

Director
Mr. Hernan Buchi Buc
Chief Executive Officer
Mr. Eduardo Ebensperger Orrego
Chief Financial Officer
Mr. Rolando Arias Sanchez
General Manager of Accounting
Mr. Hector Hernandez Gonzalez
Manager of Marketing, Technology & Digital Division
Mr. Esteban Kemp De La Hoz
Head of Investor Relations
Mr. Pablo Camilo Mejia Ricci
Show More
Manager of Global Compliance Division
Mr. Felipe Echaiz Bornemann
General Counsel & Secretary of the Board of Directors
Mr. Alfredo Villegas Montes
Manager of People & Organisation Division
Mr. Cristian Lagos Contardo
Chief Economist & Senior VP of Institutional Relations
Mr. Rodrigo Aravena
Show Less

See Also

Discover More
What is the Intrinsic Value of one CHILE stock?

The intrinsic value of one CHILE stock under the Base Case scenario is 116.67 CLP.

Is CHILE stock undervalued or overvalued?

Compared to the current market price of 112 CLP, Banco de Chile is Undervalued by 4%.

Back to Top