Krungthai Card PCL
SET:KTC
Net Margin
Krungthai Card PCL
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Net Margin Across Competitors
| Country | Company | Market Cap |
Net Margin |
||
|---|---|---|---|---|---|
| TH |
K
|
Krungthai Card PCL
SET:KTC
|
118.6B THB |
33%
|
|
| US |
|
American Express Co
NYSE:AXP
|
185.6B USD |
14%
|
|
| US |
|
Capital One Financial Corp
NYSE:COF
|
70B USD |
12%
|
|
| IN |
|
Bajaj Finance Ltd
NSE:BAJFINANCE
|
5.6T INR |
24%
|
|
| US |
|
Discover Financial Services
NYSE:DFS
|
46.6B USD |
25%
|
|
| US |
|
Synchrony Financial
NYSE:SYF
|
19.6B USD |
16%
|
|
| KZ |
K
|
Kaspi.kz AO
NASDAQ:KSPI
|
17B USD |
55%
|
|
| IN |
|
Cholamandalam Investment and Finance Company Ltd
NSE:CHOLAFIN
|
1.3T INR |
17%
|
|
| US |
|
SoFi Technologies Inc
NASDAQ:SOFI
|
14.1B USD |
18%
|
|
| IN |
|
Shriram Finance Ltd
NSE:SHRIRAMFIN
|
1.2T INR |
23%
|
|
| US |
S
|
Santander Consumer USA Holdings Inc
F:77S
|
11.3B EUR |
40%
|
Krungthai Card PCL
Glance View
Once upon a time in the bustling financial scene of Thailand, Krungthai Card PCL emerged as a pivotal player, navigating the dynamic currents of consumer finance. Established in 1996 as a subsidiary of Krungthai Bank, the company carved its niche in the competitive landscape by catering to the evolving needs of urban consumers looking for flexibility and convenience in their financial dealings. Krungthai Card became renowned for its diversified suite of services, primarily focusing on credit cards but also spanning personal loans and payment solutions. This diversification allowed it to tap into the growing middle-class market, eager for financial products that offered both status and flexibility. With a keen eye on technological advancements, Krungthai Card leveraged digital platforms to enhance user experience, ensuring that accessing their financial services was as seamless as the swipe of a smartphone screen. The company's revenue model is robust, predominantly driven by interest income from credit card balances and fees from cardholders and merchants. As consumers rely increasingly on credit for everyday purchases and larger investments, Krungthai Card benefits from the interest accrued on balances not paid off during the monthly cycle. Additionally, the company garners income from annual card fees, transaction fees from merchants, and cross-selling of insurance and financial products, thereby creating a diversified revenue stream. Krungthai Card's ability to maintain a low non-performing loan ratio is critical, as it ensures customer reliability and maintains investor confidence. This dual focus on customer satisfaction and prudent risk management has positioned Krungthai Card PCL not merely as a financial services provider, but as an indispensable ally in the financial lives of its customers.
See Also
Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.
Based on Krungthai Card PCL's most recent financial statements, the company has Net Margin of 33%.
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