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Krungthai Card PCL
SET:KTC

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Krungthai Card PCL
SET:KTC
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Price: 49.25 THB 1.03% Market Closed
Market Cap: 127B THB
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Krungthai Card PCL
Investor Relations

Once upon a time in the bustling financial scene of Thailand, Krungthai Card PCL emerged as a pivotal player, navigating the dynamic currents of consumer finance. Established in 1996 as a subsidiary of Krungthai Bank, the company carved its niche in the competitive landscape by catering to the evolving needs of urban consumers looking for flexibility and convenience in their financial dealings. Krungthai Card became renowned for its diversified suite of services, primarily focusing on credit cards but also spanning personal loans and payment solutions. This diversification allowed it to tap into the growing middle-class market, eager for financial products that offered both status and flexibility. With a keen eye on technological advancements, Krungthai Card leveraged digital platforms to enhance user experience, ensuring that accessing their financial services was as seamless as the swipe of a smartphone screen.

The company's revenue model is robust, predominantly driven by interest income from credit card balances and fees from cardholders and merchants. As consumers rely increasingly on credit for everyday purchases and larger investments, Krungthai Card benefits from the interest accrued on balances not paid off during the monthly cycle. Additionally, the company garners income from annual card fees, transaction fees from merchants, and cross-selling of insurance and financial products, thereby creating a diversified revenue stream. Krungthai Card's ability to maintain a low non-performing loan ratio is critical, as it ensures customer reliability and maintains investor confidence. This dual focus on customer satisfaction and prudent risk management has positioned Krungthai Card PCL not merely as a financial services provider, but as an indispensable ally in the financial lives of its customers.

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Earnings Calls

No Earnings Calls Available

Management

Ms. Pittaya Vorapanyasakul
CEO & Director
No Bio Available
Dr. Rathian Srimongkol M.D.
President & Director
No Bio Available
Ms. Rojjana Ussayaporn
Chief Financial Officer
No Bio Available
Mr. Virach Paisitsavet
Chief Operations Officer
No Bio Available
Mr. Natsaran Boonlertthaweesuk
Head of Product Accounting
No Bio Available
Mr. Woottichai Jarernpol
Head of Information Technology
No Bio Available
Mr. Peerapong Pitrpibulpatit
Director of Legal Consult & Service Line and Company secretary
No Bio Available
Mr. Sakda Chantrasuriyarat
Head of Compliance
No Bio Available
Mr. Khan Kachonboon
Executive Vice President of Corporate Communications
No Bio Available
Ms. Piyasuda Kwaennonsee
Head of Human Resources
No Bio Available

Contacts

Address
BANGKOK METROPOLIS
Bangkok
Floor 14, United Business Center 2 Building, 591 Sukhumwit Road, North Klongtan, Wattana
Contacts
+6621235000.0
www.ktc.co.th