
Company for Cooperative Insurance SJSC
SAU:8010

Income Statement
Income Statement
Company for Cooperative Insurance SJSC
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Gross Premiums Earned |
5 337
|
5 539
|
5 710
|
5 933
|
6 231
|
6 555
|
7 016
|
7 402
|
7 614
|
7 667
|
7 558
|
7 429
|
7 493
|
7 487
|
7 482
|
7 369
|
7 202
|
7 043
|
6 942
|
6 971
|
7 229
|
7 246
|
7 127
|
7 065
|
7 270
|
5 214
|
5 586
|
5 891
|
8 192
|
8 460
|
8 888
|
9 484
|
11 066
|
12 249
|
17 778
|
18 917
|
15 202
|
19 656
|
20 245
|
20 766
|
17 147
|
|
Revenue |
5 560
N/A
|
5 785
+4%
|
5 980
+3%
|
6 192
+4%
|
6 511
+5%
|
6 845
+5%
|
7 265
+6%
|
7 686
+6%
|
7 865
+2%
|
7 897
+0%
|
7 681
-3%
|
7 476
-3%
|
7 519
+1%
|
7 505
0%
|
7 503
0%
|
7 394
-1%
|
7 256
-2%
|
7 071
-3%
|
6 968
-1%
|
6 992
+0%
|
7 256
+4%
|
7 276
+0%
|
7 155
-2%
|
7 094
-1%
|
7 277
+3%
|
7 040
-3%
|
7 412
+5%
|
7 717
+4%
|
8 207
+6%
|
8 482
+3%
|
8 836
+4%
|
9 433
+7%
|
11 169
+18%
|
12 202
+9%
|
17 751
+45%
|
18 861
+6%
|
15 116
-20%
|
19 589
+30%
|
20 271
+3%
|
20 774
+2%
|
17 154
-17%
|
|
Operating Income | ||||||||||||||||||||||||||||||||||||||||||
Operating Expenses |
(4 958)
|
(5 126)
|
(5 295)
|
(5 489)
|
(5 819)
|
(6 111)
|
(6 506)
|
(6 871)
|
(7 015)
|
(7 066)
|
(6 977)
|
(6 932)
|
(8 026)
|
(8 190)
|
(8 372)
|
(8 442)
|
(7 648)
|
(7 497)
|
(7 317)
|
(7 234)
|
(6 826)
|
(7 059)
|
(6 773)
|
(6 688)
|
(6 820)
|
(6 756)
|
(7 216)
|
(7 571)
|
(7 999)
|
(8 440)
|
(8 790)
|
(9 344)
|
(10 777)
|
(11 922)
|
(17 183)
|
(18 132)
|
(14 398)
|
(18 642)
|
(18 982)
|
(19 489)
|
(16 014)
|
|
Selling, General & Administrative |
(382)
|
(445)
|
(470)
|
(493)
|
(531)
|
(525)
|
(499)
|
(514)
|
(418)
|
(429)
|
(436)
|
(425)
|
(487)
|
(514)
|
(525)
|
(518)
|
(496)
|
(523)
|
(607)
|
(665)
|
(582)
|
(671)
|
(629)
|
(613)
|
(648)
|
(657)
|
(673)
|
(747)
|
(759)
|
(805)
|
(683)
|
(714)
|
(142)
|
(711)
|
(896)
|
(548)
|
16
|
(98)
|
9
|
(53)
|
(92)
|
|
Depreciation & Amortization |
0
|
0
|
0
|
0
|
(14)
|
0
|
0
|
0
|
(18)
|
0
|
0
|
0
|
(24)
|
0
|
0
|
0
|
(22)
|
0
|
0
|
0
|
(24)
|
0
|
0
|
0
|
(29)
|
0
|
0
|
0
|
(27)
|
0
|
0
|
0
|
(28)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Benefits Claims Loss Adjustment |
(3 769)
|
(3 791)
|
(3 913)
|
(4 067)
|
(4 364)
|
(4 665)
|
(4 984)
|
(5 246)
|
(5 373)
|
(5 519)
|
(5 640)
|
(5 868)
|
(7 056)
|
(7 220)
|
(7 400)
|
(7 512)
|
(6 766)
|
(6 626)
|
(6 378)
|
(6 234)
|
(5 884)
|
(6 036)
|
(5 783)
|
(5 712)
|
(5 760)
|
(4 245)
|
(4 703)
|
(4 985)
|
(6 861)
|
(7 278)
|
(7 783)
|
(8 285)
|
(10 485)
|
(10 926)
|
(15 937)
|
(17 245)
|
(14 067)
|
(18 146)
|
(18 551)
|
(18 962)
|
(15 434)
|
|
Policy Acquisition Expense |
(382)
|
(386)
|
(403)
|
(407)
|
(437)
|
(461)
|
(479)
|
(501)
|
(517)
|
(497)
|
(484)
|
(489)
|
(493)
|
(488)
|
(480)
|
(437)
|
(391)
|
(377)
|
(361)
|
(359)
|
(360)
|
(377)
|
(383)
|
(382)
|
(399)
|
(270)
|
(257)
|
(250)
|
(350)
|
(359)
|
0
|
(318)
|
(496)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Other Operating Expenses |
(425)
|
(504)
|
(509)
|
(522)
|
(474)
|
(460)
|
(544)
|
(610)
|
(689)
|
(622)
|
(417)
|
(150)
|
33
|
32
|
32
|
26
|
28
|
29
|
29
|
24
|
24
|
24
|
22
|
19
|
16
|
(1 584)
|
(1 584)
|
(1 590)
|
(1)
|
2
|
(325)
|
(27)
|
373
|
(285)
|
(349)
|
(339)
|
(347)
|
(398)
|
(439)
|
(474)
|
(488)
|
|
Operating Income |
603
N/A
|
659
+9%
|
685
+4%
|
703
+3%
|
692
-2%
|
735
+6%
|
759
+3%
|
815
+7%
|
850
+4%
|
831
-2%
|
704
-15%
|
545
-23%
|
(508)
N/A
|
(685)
-35%
|
(869)
-27%
|
(1 048)
-21%
|
(392)
+63%
|
(426)
-9%
|
(349)
+18%
|
(242)
+31%
|
430
N/A
|
217
-50%
|
382
+76%
|
405
+6%
|
457
+13%
|
285
-38%
|
196
-31%
|
146
-25%
|
208
+43%
|
43
-80%
|
46
+7%
|
89
+95%
|
392
+340%
|
279
-29%
|
568
+103%
|
729
+28%
|
718
-2%
|
947
+32%
|
1 290
+36%
|
1 285
0%
|
1 140
-11%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Interest Income Expense |
0
|
0
|
0
|
0
|
5
|
0
|
0
|
0
|
23
|
69
|
201
|
236
|
361
|
420
|
393
|
390
|
179
|
216
|
172
|
197
|
(28)
|
229
|
204
|
185
|
63
|
226
|
270
|
296
|
142
|
268
|
0
|
192
|
46
|
0
|
0
|
0
|
0
|
1
|
3
|
3
|
2
|
|
Non-Reccuring Items |
0
|
0
|
0
|
0
|
(54)
|
(126)
|
(126)
|
(126)
|
(72)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(5)
|
(5)
|
(5)
|
(5)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
|
Total Other Income |
(0)
|
(0)
|
0
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
(1)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
188
|
0
|
(46)
|
139
|
139
|
70
|
0
|
0
|
0
|
0
|
3
|
|
Pre-Tax Income |
602
N/A
|
659
+9%
|
685
+4%
|
702
+2%
|
642
-9%
|
608
-5%
|
632
+4%
|
688
+9%
|
801
+16%
|
900
+12%
|
905
+1%
|
781
-14%
|
(147)
N/A
|
(265)
-81%
|
(475)
-79%
|
(658)
-38%
|
(213)
+68%
|
(209)
+2%
|
(177)
+15%
|
(45)
+75%
|
402
N/A
|
441
+10%
|
581
+32%
|
586
+1%
|
514
-12%
|
510
-1%
|
466
-9%
|
442
-5%
|
350
-21%
|
311
-11%
|
233
-25%
|
281
+21%
|
392
+39%
|
418
+7%
|
707
+69%
|
799
+13%
|
718
-10%
|
948
+32%
|
1 292
+36%
|
1 288
0%
|
1 145
-11%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(42)
|
(44)
|
(48)
|
(44)
|
(44)
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(15)
|
(30)
|
(30)
|
(66)
|
(54)
|
(59)
|
(75)
|
(75)
|
(76)
|
(79)
|
(82)
|
(121)
|
(125)
|
(125)
|
(131)
|
(84)
|
(83)
|
(85)
|
(82)
|
(89)
|
(95)
|
(128)
|
(129)
|
(101)
|
(135)
|
(143)
|
(147)
|
(123)
|
|
Income from Continuing Operations |
560
|
615
|
637
|
658
|
598
|
572
|
611
|
678
|
801
|
900
|
905
|
781
|
(147)
|
(280)
|
(505)
|
(701)
|
(279)
|
(277)
|
(249)
|
(120)
|
328
|
365
|
502
|
504
|
393
|
386
|
341
|
311
|
267
|
227
|
148
|
199
|
302
|
323
|
579
|
670
|
616
|
813
|
1 149
|
1 141
|
1 022
|
|
Net Income (Common) |
560
N/A
|
615
+10%
|
637
+4%
|
658
+3%
|
598
-9%
|
572
-4%
|
611
+7%
|
678
+11%
|
801
+18%
|
900
+12%
|
905
+1%
|
781
-14%
|
(147)
N/A
|
(280)
-91%
|
(505)
-81%
|
(701)
-39%
|
(279)
+60%
|
(277)
+1%
|
(249)
+10%
|
(120)
+52%
|
328
N/A
|
365
+12%
|
502
+37%
|
504
+0%
|
393
-22%
|
386
-2%
|
341
-12%
|
311
-9%
|
267
-14%
|
227
-15%
|
148
-35%
|
199
+35%
|
302
+52%
|
323
+7%
|
579
+79%
|
670
+16%
|
616
-8%
|
813
+32%
|
1 149
+41%
|
1 141
-1%
|
1 022
-10%
|
|
EPS (Diluted) |
4.47
N/A
|
4.91
+10%
|
5.04
+3%
|
5.26
+4%
|
4.79
-9%
|
4.58
-4%
|
4.89
+7%
|
5.43
+11%
|
6.41
+18%
|
7.2
+12%
|
7.24
+1%
|
6.25
-14%
|
-1.17
N/A
|
-2.23
-91%
|
-4.03
-81%
|
-5.6
-39%
|
-2.23
+60%
|
-2.22
+0%
|
-1.99
+10%
|
-0.96
+52%
|
2.62
N/A
|
2.92
+11%
|
4.02
+38%
|
4.03
+0%
|
2.62
-35%
|
3.09
+18%
|
2.73
-12%
|
2.49
-9%
|
1.78
-29%
|
1.82
+2%
|
0.98
-46%
|
1.59
+62%
|
2.01
+26%
|
2.15
+7%
|
3.86
+80%
|
4.47
+16%
|
4.11
-8%
|
5.42
+32%
|
7.66
+41%
|
7.61
-1%
|
6.82
-10%
|