Nayifat Finance Co
SAU:4081

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Nayifat Finance Co
SAU:4081
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Price: 12.96 SAR 5.37% Market Closed
Market Cap: 1.6B SAR
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Intrinsic Value

The intrinsic value of one Nayifat Finance Co stock under the Base Case scenario is 14.46 SAR. Compared to the current market price of 12.96 SAR, Nayifat Finance Co is Undervalued by 10%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

Intrinsic Value
14.46 SAR
Undervaluation 10%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

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Nayifat Finance Co

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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TTM
Annual
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Balance Sheet Decomposition
Nayifat Finance Co

Current Assets 122.4m
Cash & Short-Term Investments 62.7m
Other Current Assets 59.7m
Non-Current Assets 1.9B
Long-Term Investments 3m
PP&E 30.9m
Intangibles 10.1m
Other Non-Current Assets 1.9B
Current Liabilities 57.4m
Accrued Liabilities 46.5m
Other Current Liabilities 11m
Non-Current Liabilities 568.5m
Long-Term Debt 554m
Other Non-Current Liabilities 14.5m
Efficiency

Earnings Waterfall
Nayifat Finance Co

Revenue
373.7m SAR
Operating Expenses
-216.2m SAR
Operating Income
157.5m SAR
Other Expenses
-67m SAR
Net Income
90.5m SAR

Free Cash Flow Analysis
Nayifat Finance Co

Last Value
3-Years Average
FCF Margin
Conversion Rate
Fundamental Scores

Profitability Score
Profitability Due Diligence

Nayifat Finance Co's profitability score is 57/100. The higher the profitability score, the more profitable the company is.

Positive Free Cash Flow
Positive Operating Income
Positive Net Income
Positive 3-Year Average ROE
57/100
Profitability
Score

Nayifat Finance Co's profitability score is 57/100. The higher the profitability score, the more profitable the company is.

Solvency Score
Solvency Due Diligence

Nayifat Finance Co's solvency score is 45/100. The higher the solvency score, the more solvent the company is.

Long-Term Solvency
Low D/E
Short-Term Solvency
Average Altman Z-Score
45/100
Solvency
Score

Nayifat Finance Co's solvency score is 45/100. The higher the solvency score, the more solvent the company is.

Wall St
Price Targets

Price Targets Summary
Nayifat Finance Co

Wall Street analysts forecast Nayifat Finance Co stock price to drop over the next 12 months.

According to Wall Street analysts, the average 1-year price target for Nayifat Finance Co is 10.2 SAR with a low forecast of 10.1 SAR and a high forecast of 10.5 SAR.

Lowest
Price Target
10.1 SAR
22% Downside
Average
Price Target
10.2 SAR
21% Downside
Highest
Price Target
10.5 SAR
19% Downside
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Dividends

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Dividend Per Share
N/A
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0
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100
Shareholder Yield

Current shareholder yield for Nayifat Finance Co is .

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Profile

Nayifat Finance Co Logo
Nayifat Finance Co

Country

Saudi Arabia

Industry

Financial Services

Market Cap

1.6B SAR

Dividend Yield

0%

Description

Nayifat Finance Co. engages in the provision of financial services. The company is headquartered in Riyadh, Riyadh. The company went IPO on 2021-11-22. Financial services includes lease finance, consumer finance, small and medium enterprise finance, peer to peer lending and credit cards finance. The firm also provides finance services for cars and building materials, lands and real estates, electronic goods, furniture, and financing solution to fit business needs.

Contact

RIYADH
Riyadh
FALCOM Financial Services Building, Al Olaya Main Street, Al Worood Area, PO Box 27389
+966920035666
www.nayifat.com

IPO

2021-11-22

Employees

-

Officers

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What is the Intrinsic Value of one Nayifat Finance Co stock?

The intrinsic value of one Nayifat Finance Co stock under the Base Case scenario is 14.46 SAR.

Is Nayifat Finance Co stock undervalued or overvalued?

Compared to the current market price of 12.96 SAR, Nayifat Finance Co is Undervalued by 10%.

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