Nayifat Finance Co
SAU:4081
Income Statement
Earnings Waterfall
Nayifat Finance Co
Income Statement
Nayifat Finance Co
| Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | Mar-2025 | Jun-2025 | Sep-2025 | ||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | |||||||||||||||||||
| Interest Expense |
0
|
0
|
15
|
0
|
0
|
0
|
24
|
0
|
0
|
0
|
46
|
0
|
0
|
0
|
41
|
0
|
0
|
0
|
|
| Revenue |
404
N/A
|
396
-2%
|
391
-1%
|
387
-1%
|
389
+0%
|
391
+1%
|
392
+0%
|
398
+2%
|
401
+1%
|
401
0%
|
397
-1%
|
382
-4%
|
374
-2%
|
367
-2%
|
365
0%
|
367
+0%
|
356
-3%
|
351
-1%
|
|
| Operating Income | |||||||||||||||||||
| Operating Expenses |
(127)
|
(119)
|
(122)
|
(128)
|
(143)
|
(158)
|
(166)
|
(189)
|
(207)
|
(226)
|
(239)
|
(242)
|
(216)
|
(188)
|
(170)
|
(168)
|
(182)
|
(198)
|
|
| Selling, General & Administrative |
(115)
|
(107)
|
(113)
|
(117)
|
(132)
|
(146)
|
(138)
|
(175)
|
(193)
|
(213)
|
(142)
|
(233)
|
(209)
|
(185)
|
(144)
|
(143)
|
(147)
|
(148)
|
|
| Depreciation & Amortization |
(12)
|
(12)
|
(10)
|
(11)
|
(11)
|
(12)
|
(14)
|
(13)
|
(14)
|
(13)
|
(11)
|
(9)
|
(8)
|
(8)
|
(10)
|
(10)
|
(8)
|
(7)
|
|
| Other Operating Expenses |
0
|
0
|
1
|
0
|
0
|
0
|
(15)
|
0
|
0
|
0
|
(87)
|
0
|
0
|
5
|
(16)
|
(15)
|
(27)
|
(43)
|
|
| Operating Income |
277
N/A
|
277
+0%
|
269
-3%
|
259
-4%
|
246
-5%
|
233
-5%
|
226
-3%
|
210
-7%
|
194
-8%
|
174
-10%
|
157
-10%
|
141
-11%
|
157
+12%
|
178
+13%
|
196
+10%
|
199
+2%
|
174
-13%
|
153
-12%
|
|
| Pre-Tax Income | |||||||||||||||||||
| Interest Income Expense |
(26)
|
(19)
|
(15)
|
(18)
|
(20)
|
(24)
|
(24)
|
(35)
|
(42)
|
(47)
|
(46)
|
(51)
|
(50)
|
(49)
|
(41)
|
(43)
|
(42)
|
(41)
|
|
| Non-Reccuring Items |
0
|
0
|
0
|
0
|
0
|
0
|
(7)
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
(0)
|
0
|
0
|
0
|
|
| Total Other Income |
0
|
0
|
(4)
|
0
|
0
|
0
|
(4)
|
0
|
0
|
0
|
(5)
|
0
|
0
|
0
|
(5)
|
0
|
0
|
0
|
|
| Pre-Tax Income |
250
N/A
|
258
+3%
|
251
-3%
|
241
-4%
|
226
-6%
|
209
-7%
|
191
-9%
|
175
-8%
|
152
-13%
|
127
-16%
|
107
-16%
|
89
-16%
|
107
+20%
|
129
+20%
|
149
+16%
|
156
+5%
|
132
-15%
|
112
-15%
|
|
| Net Income | |||||||||||||||||||
| Tax Provision |
(24)
|
(23)
|
(26)
|
(24)
|
(23)
|
(22)
|
(20)
|
(21)
|
(20)
|
(18)
|
(18)
|
(16)
|
(17)
|
(19)
|
(18)
|
(18)
|
(17)
|
(16)
|
|
| Income from Continuing Operations |
226
|
235
|
225
|
217
|
202
|
187
|
171
|
154
|
132
|
109
|
89
|
73
|
91
|
110
|
131
|
138
|
115
|
96
|
|
| Net Income (Common) |
165
N/A
|
174
+5%
|
225
+30%
|
217
-4%
|
202
-7%
|
187
-8%
|
171
-8%
|
154
-10%
|
132
-15%
|
109
-17%
|
89
-19%
|
73
-17%
|
91
+23%
|
110
+22%
|
131
+19%
|
138
+5%
|
115
-17%
|
96
-16%
|
|
| EPS (Diluted) |
1.65
N/A
|
1.73
+5%
|
1.88
+9%
|
2.17
+15%
|
2.02
-7%
|
1.55
-23%
|
1.43
-8%
|
1.28
-10%
|
1.1
-14%
|
0.91
-17%
|
0.74
-19%
|
0.61
-18%
|
0.75
+23%
|
0.92
+23%
|
1.09
+18%
|
1.15
+6%
|
0.96
-17%
|
0.8
-17%
|
|