Al Rajhi Banking & Investment Corporation SJSC
SAU:1120

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Al Rajhi Banking & Investment Corporation SJSC Logo
Al Rajhi Banking & Investment Corporation SJSC
SAU:1120
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Price: 84.7 SAR -0.35% Market Closed
Market Cap: 338.8B SAR
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Net Margin
Al Rajhi Banking & Investment Corporation SJSC

48.8%
Current
54%
Average
22.9%
Industry

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
48.8%
=
Net Income
17.5B
/
Revenue
35.9B

Net Margin Across Competitors

Country SA
Market Cap 338.8B SAR
Net Margin
49%
Country US
Market Cap 671.1B USD
Net Margin
30%
Country ZA
Market Cap 394.3B Zac
Net Margin
17%
Country ZA
Market Cap 371.3B Zac
Net Margin
19%
Country ZA
Market Cap 368.6B Zac
Net Margin
26%
Country US
Market Cap 337.5B USD
Net Margin
22%
Country CN
Market Cap 2.4T CNY
Net Margin
41%
Country CN
Market Cap 1.8T CNY
Net Margin
36%
Country US
Market Cap 236B USD
Net Margin
21%
Country CN
Market Cap 1.6T CNY
Net Margin
33%
Country CN
Market Cap 1.4T CNY
Net Margin
42%
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Al Rajhi Banking & Investment Corporation SJSC
Glance View

Market Cap
338.8B SAR
Industry
Banking

Al Rajhi Banking & Investment Corporation SJSC, often referred to as Al Rajhi Bank, is a remarkable story of growth and financial prowess rooted in Riyadh, Saudi Arabia's capital. Established in 1957 by the Al Rajhi family, a name synonymous with commerce and Islamic finance in the region, the bank has evolved into one of the largest Islamic banks globally. Al Rajhi specializes in Shariah-compliant banking services, providing a wide range of personal, business, investment, and treasury solutions that adhere to Islamic principles. By leveraging its vast network of branches and digital platforms, the bank serves millions of customers, seamlessly offering products like savings accounts, personal financing, and home loans without engaging in interest—a feature known as Riba in Islamic finance. Instead, they utilize profit-sharing and lease-based structures, ensuring compliance and appealing to both local and international clients who seek ethical banking alternatives. Al Rajhi Bank’s business model thrives on its ability to integrate traditional Islamic banking values with modern financial needs. The bank taps into the robust demand for Shariah-compliant products by focusing heavily on retail banking, which constitutes a significant portion of its revenue. Additionally, Al Rajhi’s investment and corporate banking sectors extend financial services to businesses ranging from SMEs to large corporations, thus diversifying income streams. This diversification is crucial, as it mitigates risks associated with fluctuations in any single segment. Moreover, by investing in expanding its technological infrastructure, Al Rajhi Bank capitalizes on the burgeoning digital trend, enhancing customer experience and operational efficiency. These strategic initiatives, alongside the bank’s strong capital position and expert risk management, underpin its profitability and resilience in an ever-evolving financial landscape.

Intrinsic Value
71.09 SAR
Overvaluation 16%
Intrinsic Value
Price

See Also

Discover More
What is Net Margin?

Net Margin measures how much net income is generated as a percentage of revenues received. It helps investors assess if a company's management is generating enough profit from its sales and whether operating costs and overhead costs are being contained.

Net Margin
48.8%
=
Net Income
17.5B
/
Revenue
35.9B
What is the Net Margin of Al Rajhi Banking & Investment Corporation SJSC?

Based on Al Rajhi Banking & Investment Corporation SJSC's most recent financial statements, the company has Net Margin of 48.8%.