Banque Saudi Fransi SJSC
SAU:1050

Watchlist Manager
Banque Saudi Fransi SJSC Logo
Banque Saudi Fransi SJSC
SAU:1050
Watchlist
Price: 34.6 SAR -0.29% Market Closed
Market Cap: 41.4B SAR
Have any thoughts about
Banque Saudi Fransi SJSC?
Write Note

Intrinsic Value

The intrinsic value of one Banque Saudi Fransi SJSC stock under the Base Case scenario is 39.89 SAR. Compared to the current market price of 34.6 SAR, Banque Saudi Fransi SJSC is Undervalued by 13%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

Intrinsic Value
39.89 SAR
Undervaluation 13%
Intrinsic Value
Price
Worst Case
Base Case
Best Case

Valuation Backtest
Banque Saudi Fransi SJSC

Backtest Intrinsic Value
Dive into the past to invest in the future

Uncover deeper insights with the Valuation Backtest. Learn how current stock valuations stack up against historical averages to gauge true investment potential.

Start backtest now and learn if your stock is truly undervalued or overvalued!

Run Backtest
Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

Backtest Example
Register to View Results
Register to View Results

To access the results of this valuation backtest, please register an account with us. Registration is quick and gives you instant access to insights on 3 stocks per week for free.

Backtest Unavailable

The backtest for Banque Saudi Fransi SJSC cannot be conducted due to limitations such as insufficient data or other constraints. Please select a different stock or adjust your settings.

Backtest In Progress...
Backtest In Progress...
How do you feel about Banque Saudi Fransi SJSC?
Bearish
Neutral
Bullish
Discover Undervalued Stocks
Banking Industry

Fundamental Analysis

Risks & Rewards

 

 

 

 

View All Risks & Rewards
Company Quality
No Indicators Selected
Select Indicators

Select up to 3 indicators:

Insider Trading
0-3
Months
0-6
Months
0-12
Months
0-36
Months
No Periods Selected
Select Periods

Select up to 2 periods:

Notes
AI Assistant
AI Assistant
Ask me anything about Banque Saudi Fransi SJSC

Provide an overview of the primary business activities
of Banque Saudi Fransi SJSC.

What unique competitive advantages
does Banque Saudi Fransi SJSC hold over its rivals?

What risks and challenges
does Banque Saudi Fransi SJSC face in the near future?

Is it considered overvalued or undervalued
based on the latest financial data?

Show all valuation multiples
for Banque Saudi Fransi SJSC.

Provide P/S
for Banque Saudi Fransi SJSC.

Provide P/E
for Banque Saudi Fransi SJSC.

Provide P/B
for Banque Saudi Fransi SJSC.

Show me price targets
for Banque Saudi Fransi SJSC made by professional analysts.

What are the Revenue projections
for Banque Saudi Fransi SJSC?

How accurate were the past Revenue estimates
for Banque Saudi Fransi SJSC?

What are the Net Income projections
for Banque Saudi Fransi SJSC?

How accurate were the past Net Income estimates
for Banque Saudi Fransi SJSC?

What are the EPS projections
for Banque Saudi Fransi SJSC?

How accurate were the past EPS estimates
for Banque Saudi Fransi SJSC?

What are the EBIT projections
for Banque Saudi Fransi SJSC?

How accurate were the past EBIT estimates
for Banque Saudi Fransi SJSC?

Compare the revenue forecasts
for Banque Saudi Fransi SJSC with those of its competitors based on recent analyst estimates.

Compare the intrinsic valuations
of Banque Saudi Fransi SJSC and its key competitors using the latest financial data.

Compare historical revenue growth rates
of Banque Saudi Fransi SJSC against its competitors.

Analyze the profit margins
(gross, operating, and net) of Banque Saudi Fransi SJSC compared to its peers.

Compare the P/E ratios
of Banque Saudi Fransi SJSC against its peers.

Discuss the investment returns and shareholder value creation
comparing Banque Saudi Fransi SJSC with its peers.

Analyze the financial leverage
of Banque Saudi Fransi SJSC compared to its main competitors.

Show all profitability ratios
for Banque Saudi Fransi SJSC.

Provide ROE
for Banque Saudi Fransi SJSC.

Provide ROA
for Banque Saudi Fransi SJSC.

Provide Net Interest Margin
for Banque Saudi Fransi SJSC.

Provide Net Margin
for Banque Saudi Fransi SJSC.

Show all solvency ratios
for Banque Saudi Fransi SJSC.

Loans/Deposits Ratio
for Banque Saudi Fransi SJSC.

What is the historical Revenue growth
over the last 5 years for Banque Saudi Fransi SJSC?

What is the historical Net Income growth
over the last 5 years for Banque Saudi Fransi SJSC?

What is the current Free Cash Flow
of Banque Saudi Fransi SJSC?

Discuss the annual earnings per share (EPS)
trend over the past five years for Banque Saudi Fransi SJSC.

Business Breakdown

Banque Saudi Fransi SJSC (BSF), established in 1977, stands as a prominent player in the Saudi Arabian banking sector, expertly navigating the complexities of a rapidly evolving financial landscape. With its headquarters in Riyadh, the bank has built a robust reputation for delivering a diverse range of banking and financial services tailored to individual clients and corporate entities alike. As a significant affiliate of the renowned Crédit Agricole Group, BSF benefits from valuable international expertise while maintaining a strong focus on local market dynamics. By prioritizing innovation and customer experience, the bank has successfully crafted a competitive edge, establishing itself a...

Read More
Financials
Annual
Quarterly
TTM
Annual
Quarterly
TTM

Balance Sheet Decomposition
Banque Saudi Fransi SJSC

Net Loans 197.2B
Investments 77.3B
PP&E 2.1B
Other Assets 12.3B
Total Deposits 151.7B
Short Term Debt 69.4B
Long Term Debt 12.5B
Other Liabilities 13.4B

Wall St
Price Targets

Price Targets Summary
Banque Saudi Fransi SJSC

Wall Street analysts forecast Banque Saudi Fransi SJSC stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for Banque Saudi Fransi SJSC is 42.46 SAR with a low forecast of 34.74 SAR and a high forecast of 57.75 SAR.

Lowest
Price Target
34.74 SAR
0% Upside
Average
Price Target
42.46 SAR
23% Upside
Highest
Price Target
57.75 SAR
67% Upside
View Analyst Estimates
View Analyst Estimates
Want to learn more about Wall St estimates for Banque Saudi Fransi SJSC?

Click here to dive deeper.

Dividends

Dividend Yield
Lowest
Average
Highest
Dividend Per Share
N/A
Growth 3Y
Growth 5Y
Growth 10Y
Dividend Safety Score
Very
Unsafe
Unsafe
Safe
Very
Safe
0
25
50
75
100
Shareholder Yield

Current shareholder yield for Banque Saudi Fransi SJSC is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
Lowest
Average
Highest
Buyback Yield
Lowest
Average
Highest

Profile

Banque Saudi Fransi SJSC Logo
Banque Saudi Fransi SJSC

Country

Saudi Arabia

Industry

Banking

Market Cap

41.4B SAR

Dividend Yield

2.89%

Description

Banque Saudi Fransi engages in the provision of commercial banking services and financial solutions.It operates through the following segments: Retail Banking, Corporate Banking, Treasury, and Investment Banking & Brokerage. The company is headquartered in Riyadh, Riyadh and currently employs 3,105 full-time employees. The company operates through the following business segments: Retail banking, which incorporates private and small establishment customers’ demand accounts, overdrafts, loans, saving accounts, deposits, credit and debit cards, consumer loans, a number of forex products and auto leasing; Corporate banking, which incorporates corporate and medium establishment customers’ demand accounts, deposits, overdrafts, loans and other credit facilities and derivative products; Treasury, which incorporates treasury services, trading activities, investment securities, money market, Bank’s funding operations and derivative products, as well as Investment banking and brokerage, which offers investment management services and asset management activities related to dealing, managing, arranging, advising and custody of securities, retail investments products, corporate finance and international and local shares brokerage services and insurance.

Contact

RIYADH
Riyadh
King Saud Road, P.O.Box 56006
+966112891136
www.alfransi.com.sa

IPO

1999-01-10

Employees

3 105

Officers

See Also

Discover More
What is the Intrinsic Value of one Banque Saudi Fransi SJSC stock?

The intrinsic value of one Banque Saudi Fransi SJSC stock under the Base Case scenario is 39.89 SAR.

Is Banque Saudi Fransi SJSC stock undervalued or overvalued?

Compared to the current market price of 34.6 SAR, Banque Saudi Fransi SJSC is Undervalued by 13%.

Back to Top