Voss Veksel og Landmandsbank ASA
OSE:VVL
Income Statement
Income Statement
Voss Veksel og Landmandsbank ASA
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
75
|
72
|
69
|
69
|
70
|
71
|
73
|
74
|
75
|
77
|
78
|
81
|
83
|
86
|
86
|
87
|
88
|
88
|
89
|
92
|
96
|
101
|
97
|
96
|
92
|
88
|
91
|
91
|
92
|
95
|
99
|
104
|
109
|
115
|
121
|
128
|
133
|
136
|
138
|
137
|
139
|
|
Interest Income |
156
|
152
|
144
|
136
|
129
|
122
|
118
|
115
|
114
|
116
|
120
|
123
|
127
|
131
|
132
|
135
|
140
|
144
|
151
|
161
|
171
|
181
|
177
|
166
|
151
|
134
|
128
|
126
|
127
|
131
|
139
|
152
|
175
|
202
|
232
|
267
|
295
|
529
|
547
|
555
|
348
|
|
Interest Expense |
81
|
80
|
75
|
67
|
59
|
51
|
45
|
42
|
40
|
39
|
41
|
43
|
44
|
45
|
46
|
49
|
51
|
57
|
62
|
68
|
75
|
80
|
80
|
70
|
60
|
46
|
38
|
35
|
35
|
36
|
40
|
48
|
65
|
87
|
111
|
139
|
162
|
182
|
198
|
207
|
210
|
|
Non Interest Income |
21
|
19
|
8
|
4
|
4
|
5
|
12
|
15
|
17
|
14
|
14
|
3
|
4
|
3
|
3
|
17
|
18
|
21
|
19
|
18
|
18
|
17
|
17
|
17
|
17
|
20
|
22
|
21
|
20
|
15
|
17
|
16
|
25
|
31
|
34
|
43
|
46
|
50
|
54
|
58
|
56
|
|
Revenue |
97
N/A
|
90
-7%
|
77
-15%
|
73
-5%
|
74
+2%
|
77
+3%
|
85
+12%
|
88
+3%
|
92
+4%
|
91
-1%
|
92
+1%
|
84
-9%
|
87
+3%
|
89
+2%
|
90
+1%
|
103
+15%
|
106
+3%
|
108
+2%
|
109
+1%
|
110
+1%
|
114
+3%
|
118
+3%
|
115
-3%
|
113
-1%
|
109
-4%
|
108
-1%
|
113
+4%
|
112
0%
|
112
0%
|
110
-1%
|
115
+5%
|
120
+4%
|
134
+12%
|
146
+9%
|
155
+6%
|
171
+10%
|
179
+5%
|
186
+4%
|
192
+4%
|
195
+2%
|
195
0%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(5)
|
(4)
|
(1)
|
(1)
|
(0)
|
(0)
|
(1)
|
(2)
|
(3)
|
(3)
|
(3)
|
(1)
|
0
|
1
|
1
|
2
|
(1)
|
(1)
|
(2)
|
(2)
|
(3)
|
(9)
|
(7)
|
(9)
|
(8)
|
(2)
|
(3)
|
(2)
|
(0)
|
(1)
|
(0)
|
(1)
|
(2)
|
(2)
|
(2)
|
(4)
|
(4)
|
(3)
|
(3)
|
(0)
|
(2)
|
|
Non Interest Expense |
(48)
|
(48)
|
(49)
|
(51)
|
(51)
|
(51)
|
(50)
|
(50)
|
(53)
|
(51)
|
(55)
|
(56)
|
(58)
|
(56)
|
(56)
|
(54)
|
(53)
|
(53)
|
(50)
|
(50)
|
(51)
|
(52)
|
(53)
|
(53)
|
(58)
|
(58)
|
(58)
|
(60)
|
(54)
|
(55)
|
(56)
|
(56)
|
(62)
|
(65)
|
(71)
|
(77)
|
(73)
|
(73)
|
(71)
|
(70)
|
(75)
|
|
Pre-Tax Income |
44
N/A
|
39
-13%
|
27
-31%
|
21
-20%
|
23
+10%
|
25
+8%
|
35
+39%
|
37
+5%
|
36
-1%
|
37
+2%
|
35
-5%
|
27
-23%
|
29
+9%
|
33
+14%
|
35
+4%
|
50
+45%
|
52
+4%
|
55
+5%
|
57
+4%
|
58
+2%
|
61
+4%
|
57
-6%
|
54
-6%
|
52
-4%
|
43
-17%
|
48
+12%
|
51
+6%
|
50
-2%
|
58
+16%
|
55
-5%
|
59
+8%
|
63
+6%
|
71
+12%
|
78
+11%
|
82
+5%
|
90
+10%
|
101
+12%
|
110
+9%
|
118
+7%
|
125
+6%
|
118
-6%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(10)
|
(9)
|
(7)
|
(6)
|
(7)
|
(7)
|
(9)
|
(9)
|
(8)
|
(8)
|
(8)
|
(8)
|
(9)
|
(10)
|
(11)
|
(11)
|
(13)
|
(13)
|
(14)
|
(15)
|
(14)
|
(13)
|
(12)
|
(11)
|
(10)
|
(11)
|
(12)
|
(12)
|
(13)
|
(12)
|
(13)
|
(14)
|
(16)
|
(18)
|
(19)
|
(22)
|
(23)
|
(26)
|
(28)
|
(30)
|
(27)
|
|
Income from Continuing Operations |
34
|
30
|
19
|
15
|
17
|
18
|
26
|
28
|
29
|
29
|
27
|
19
|
20
|
23
|
24
|
39
|
40
|
42
|
43
|
43
|
47
|
44
|
41
|
41
|
33
|
37
|
40
|
38
|
45
|
42
|
46
|
49
|
54
|
60
|
63
|
68
|
78
|
84
|
89
|
95
|
91
|
|
Income to Minority Interest |
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
0
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
(0)
|
|
Net Income (Common) |
34
N/A
|
30
-13%
|
19
-35%
|
15
-20%
|
17
+8%
|
18
+8%
|
26
+44%
|
28
+8%
|
29
+2%
|
29
+3%
|
27
-7%
|
19
-32%
|
20
+10%
|
23
+13%
|
24
+5%
|
39
+61%
|
40
+2%
|
42
+5%
|
43
+4%
|
43
0%
|
47
+8%
|
44
-6%
|
41
-6%
|
41
-2%
|
33
-18%
|
37
+11%
|
40
+7%
|
38
-3%
|
43
+12%
|
41
-5%
|
45
+9%
|
47
+7%
|
52
+10%
|
56
+8%
|
58
+3%
|
63
+8%
|
73
+16%
|
80
+10%
|
85
+6%
|
90
+7%
|
86
-5%
|
|
EPS (Diluted) |
17.73
N/A
|
15.61
-12%
|
10.21
-35%
|
8.15
-20%
|
8.83
+8%
|
9.53
+8%
|
13.75
+44%
|
14.81
+8%
|
15.06
+2%
|
15.49
+3%
|
21.78
+41%
|
9.72
-55%
|
10.69
+10%
|
12.03
+13%
|
12.68
+5%
|
20.53
+62%
|
20.84
+2%
|
21.94
+5%
|
22.85
+4%
|
22.79
0%
|
23.4
+3%
|
19.85
-15%
|
18.66
-6%
|
18.29
-2%
|
15.13
-17%
|
16.67
+10%
|
17.83
+7%
|
17.21
-3%
|
19.53
+13%
|
18.42
-6%
|
20.05
+9%
|
21.83
+9%
|
23.6
+8%
|
25.59
+8%
|
26.36
+3%
|
28.38
+8%
|
33.04
+16%
|
36.23
+10%
|
38.43
+6%
|
40.99
+7%
|
38.91
-5%
|