Sparebank 1 Ostlandet
OSE:SPOL
Income Statement
Income Statement
Sparebank 1 Ostlandet
Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||
Net Interest Income |
1 104
|
1 137
|
1 166
|
1 328
|
1 490
|
1 658
|
1 849
|
1 904
|
1 956
|
1 986
|
2 006
|
2 033
|
2 074
|
2 087
|
2 097
|
2 201
|
2 166
|
2 328
|
2 306
|
2 213
|
2 179
|
2 119
|
2 164
|
2 179
|
2 201
|
2 219
|
2 318
|
2 460
|
2 693
|
2 956
|
3 166
|
3 415
|
3 655
|
3 803
|
3 959
|
4 041
|
4 214
|
|
Interest Income |
1 971
|
1 944
|
1 924
|
2 191
|
2 494
|
2 808
|
3 158
|
3 200
|
3 238
|
3 261
|
3 283
|
3 340
|
3 414
|
3 478
|
3 545
|
3 736
|
3 788
|
4 037
|
3 967
|
3 692
|
3 437
|
3 135
|
3 047
|
3 029
|
3 080
|
3 190
|
3 448
|
3 873
|
4 581
|
5 567
|
6 543
|
7 669
|
8 700
|
9 405
|
10 088
|
10 554
|
11 038
|
|
Interest Expense |
867
|
807
|
758
|
863
|
1 004
|
1 150
|
1 309
|
1 296
|
1 282
|
1 275
|
1 277
|
1 307
|
1 340
|
1 391
|
1 448
|
1 535
|
1 622
|
1 709
|
1 661
|
1 479
|
1 258
|
1 016
|
883
|
850
|
879
|
971
|
1 130
|
1 413
|
1 888
|
2 611
|
3 377
|
4 254
|
5 045
|
5 602
|
6 129
|
6 513
|
6 824
|
|
Non Interest Income |
1 222
|
1 157
|
1 179
|
1 187
|
1 370
|
1 421
|
1 515
|
1 584
|
1 642
|
1 725
|
1 859
|
1 839
|
1 681
|
2 154
|
2 244
|
2 304
|
2 266
|
2 029
|
2 097
|
2 165
|
2 264
|
2 416
|
2 380
|
2 467
|
2 415
|
2 565
|
2 513
|
2 381
|
2 199
|
2 260
|
2 288
|
2 171
|
1 812
|
2 221
|
2 257
|
3 556
|
3 592
|
|
Revenue |
2 326
N/A
|
2 294
-1%
|
2 345
+2%
|
2 515
+7%
|
2 860
+14%
|
3 079
+8%
|
3 364
+9%
|
3 488
+4%
|
3 598
+3%
|
3 711
+3%
|
3 865
+4%
|
3 872
+0%
|
3 755
-3%
|
4 241
+13%
|
4 341
+2%
|
4 505
+4%
|
4 432
-2%
|
4 357
-2%
|
4 403
+1%
|
4 378
-1%
|
4 443
+1%
|
4 535
+2%
|
4 544
+0%
|
4 646
+2%
|
4 616
-1%
|
4 784
+4%
|
4 831
+1%
|
4 841
+0%
|
4 892
+1%
|
5 216
+7%
|
5 454
+5%
|
5 586
+2%
|
5 467
-2%
|
6 024
+10%
|
6 216
+3%
|
7 597
+22%
|
7 806
+3%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(56)
|
(60)
|
(45)
|
(50)
|
(75)
|
(39)
|
(24)
|
(35)
|
20
|
(11)
|
(13)
|
(11)
|
(35)
|
3
|
2
|
(11)
|
(32)
|
(216)
|
(339)
|
(360)
|
(330)
|
(161)
|
(41)
|
21
|
(5)
|
(27)
|
43
|
8
|
(27)
|
(72)
|
(217)
|
(332)
|
(307)
|
(292)
|
(245)
|
(217)
|
(299)
|
|
Non Interest Expense |
(1 108)
|
(1 161)
|
(1 170)
|
(1 144)
|
(1 414)
|
(1 506)
|
(1 738)
|
(1 963)
|
(2 000)
|
(2 035)
|
(2 027)
|
(2 051)
|
(1 985)
|
(2 109)
|
(2 141)
|
(2 227)
|
(2 074)
|
(2 374)
|
(2 347)
|
(2 277)
|
(2 179)
|
(2 139)
|
(2 167)
|
(2 174)
|
(2 173)
|
(2 300)
|
(2 573)
|
(2 679)
|
(2 486)
|
(2 591)
|
(2 404)
|
(2 426)
|
(2 315)
|
(2 662)
|
(2 740)
|
(3 436)
|
(3 455)
|
|
Pre-Tax Income |
1 162
N/A
|
1 073
-8%
|
1 130
+5%
|
1 321
+17%
|
1 371
+4%
|
1 534
+12%
|
1 602
+4%
|
1 490
-7%
|
1 618
+9%
|
1 665
+3%
|
1 825
+10%
|
1 810
-1%
|
1 735
-4%
|
2 135
+23%
|
2 202
+3%
|
2 267
+3%
|
2 326
+3%
|
1 767
-24%
|
1 717
-3%
|
1 741
+1%
|
1 934
+11%
|
2 235
+16%
|
2 336
+5%
|
2 493
+7%
|
2 438
-2%
|
2 457
+1%
|
2 301
-6%
|
2 170
-6%
|
2 379
+10%
|
2 553
+7%
|
2 833
+11%
|
2 828
0%
|
2 845
+1%
|
3 070
+8%
|
3 231
+5%
|
3 944
+22%
|
4 052
+3%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||
Tax Provision |
(233)
|
(212)
|
(231)
|
(305)
|
(271)
|
(326)
|
(348)
|
(284)
|
(356)
|
(365)
|
(383)
|
(383)
|
(321)
|
(279)
|
(290)
|
(308)
|
(398)
|
(328)
|
(312)
|
(307)
|
(323)
|
(453)
|
(477)
|
(509)
|
(416)
|
(339)
|
(348)
|
(338)
|
(431)
|
(488)
|
(539)
|
(557)
|
(623)
|
(639)
|
(663)
|
(714)
|
(696)
|
|
Income from Continuing Operations |
929
|
861
|
899
|
1 016
|
1 100
|
1 208
|
1 254
|
1 206
|
1 262
|
1 300
|
1 442
|
1 427
|
1 414
|
1 856
|
1 912
|
1 959
|
1 928
|
1 439
|
1 405
|
1 434
|
1 611
|
1 782
|
1 859
|
1 984
|
2 022
|
2 118
|
1 953
|
1 832
|
1 948
|
2 065
|
2 294
|
2 271
|
2 222
|
2 431
|
2 568
|
3 230
|
3 356
|
|
Income to Minority Interest |
0
|
(1)
|
(2)
|
(3)
|
(4)
|
(4)
|
(5)
|
(7)
|
(6)
|
(7)
|
(7)
|
(5)
|
(5)
|
(4)
|
(4)
|
(5)
|
(4)
|
(6)
|
(6)
|
(6)
|
(6)
|
(7)
|
(8)
|
(7)
|
(9)
|
(9)
|
(11)
|
(13)
|
(21)
|
(26)
|
(27)
|
(9)
|
(4)
|
(4)
|
(6)
|
(29)
|
(30)
|
|
Net Income (Common) |
929
N/A
|
485
-48%
|
521
+7%
|
636
+22%
|
1 095
+72%
|
1 108
+1%
|
1 154
+4%
|
1 105
-4%
|
849
-23%
|
1 080
+27%
|
1 088
+1%
|
959
-12%
|
965
+1%
|
1 279
+33%
|
1 325
+4%
|
1 362
+3%
|
1 338
-2%
|
987
-26%
|
965
-2%
|
985
+2%
|
1 109
+13%
|
1 224
+10%
|
1 275
+4%
|
1 361
+7%
|
1 390
+2%
|
1 459
+5%
|
1 338
-8%
|
1 250
-7%
|
1 316
+5%
|
1 391
+6%
|
1 545
+11%
|
1 536
-1%
|
1 501
-2%
|
1 642
+9%
|
1 728
+5%
|
2 162
+25%
|
2 347
+9%
|
|
EPS (Diluted) |
8.66
N/A
|
4.52
-48%
|
4.9
+8%
|
5.99
+22%
|
10.21
+70%
|
10.43
+2%
|
10.78
+3%
|
10.29
-5%
|
7.92
-23%
|
10.08
+27%
|
10.15
+1%
|
8.95
-12%
|
8.42
-6%
|
11.04
+31%
|
11.43
+4%
|
21.62
+89%
|
11.56
-47%
|
8.52
-26%
|
8.34
-2%
|
8.51
+2%
|
9.58
+13%
|
10.56
+10%
|
10.99
+4%
|
11.79
+7%
|
12
+2%
|
12.59
+5%
|
11.56
-8%
|
10.78
-7%
|
11.36
+5%
|
12
+6%
|
13.33
+11%
|
13.25
-1%
|
12.96
-2%
|
14.17
+9%
|
14.92
+5%
|
18.67
+25%
|
18.94
+1%
|