Sparebank 1 Ostfold Akershus
OSE:SOAG
Income Statement
Income Statement
Sparebank 1 Ostfold Akershus
Dec-2014 | Mar-2015 | Jun-2015 | Sep-2015 | Dec-2015 | Mar-2016 | Jun-2016 | Sep-2016 | Dec-2016 | Mar-2017 | Jun-2017 | Sep-2017 | Dec-2017 | Mar-2018 | Jun-2018 | Sep-2018 | Dec-2018 | Mar-2019 | Jun-2019 | Sep-2019 | Dec-2019 | Mar-2020 | Jun-2020 | Sep-2020 | Dec-2020 | Mar-2021 | Jun-2021 | Sep-2021 | Dec-2021 | Mar-2022 | Jun-2022 | Sep-2022 | Dec-2022 | Mar-2023 | Jun-2023 | Sep-2023 | Dec-2023 | Mar-2024 | Jun-2024 | Sep-2024 | Dec-2024 | ||
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue | ||||||||||||||||||||||||||||||||||||||||||
Net Interest Income |
291
|
297
|
312
|
327
|
338
|
353
|
359
|
361
|
364
|
359
|
361
|
361
|
364
|
366
|
369
|
374
|
381
|
386
|
392
|
405
|
427
|
449
|
453
|
445
|
429
|
412
|
413
|
416
|
428
|
445
|
472
|
514
|
570
|
620
|
663
|
702
|
720
|
738
|
748
|
754
|
755
|
|
Interest Income |
717
|
699
|
678
|
657
|
626
|
609
|
592
|
572
|
565
|
559
|
560
|
561
|
564
|
566
|
572
|
584
|
604
|
628
|
652
|
684
|
722
|
754
|
746
|
701
|
642
|
583
|
557
|
553
|
563
|
585
|
621
|
689
|
805
|
933
|
1 071
|
1 218
|
1 335
|
1 443
|
1 535
|
1 597
|
1 634
|
|
Interest Expense |
426
|
402
|
366
|
330
|
288
|
255
|
233
|
211
|
202
|
200
|
199
|
200
|
200
|
199
|
203
|
211
|
223
|
242
|
261
|
279
|
295
|
305
|
293
|
256
|
213
|
171
|
144
|
137
|
135
|
140
|
149
|
175
|
235
|
313
|
408
|
516
|
615
|
705
|
787
|
843
|
879
|
|
Non Interest Income |
381
|
401
|
386
|
340
|
309
|
305
|
330
|
358
|
371
|
377
|
348
|
340
|
368
|
398
|
430
|
434
|
411
|
452
|
456
|
443
|
428
|
405
|
389
|
418
|
449
|
447
|
502
|
511
|
509
|
520
|
478
|
457
|
436
|
478
|
495
|
491
|
432
|
466
|
459
|
601
|
621
|
|
Revenue |
673
N/A
|
698
+4%
|
698
+0%
|
667
-5%
|
646
-3%
|
658
+2%
|
689
+5%
|
719
+4%
|
734
+2%
|
736
+0%
|
709
-4%
|
701
-1%
|
732
+4%
|
765
+5%
|
798
+4%
|
808
+1%
|
792
-2%
|
838
+6%
|
848
+1%
|
848
0%
|
855
+1%
|
854
0%
|
842
-1%
|
863
+2%
|
878
+2%
|
859
-2%
|
915
+7%
|
927
+1%
|
937
+1%
|
965
+3%
|
950
-2%
|
971
+2%
|
1 006
+4%
|
1 098
+9%
|
1 158
+5%
|
1 193
+3%
|
1 152
-3%
|
1 204
+5%
|
1 207
+0%
|
1 355
+12%
|
1 376
+2%
|
|
Pre-Tax Income | ||||||||||||||||||||||||||||||||||||||||||
Loan Loss Provision |
(40)
|
(26)
|
(25)
|
(17)
|
(14)
|
(11)
|
(3)
|
(1)
|
(1)
|
3
|
(4)
|
(7)
|
(0)
|
(5)
|
(7)
|
(11)
|
(6)
|
(1)
|
4
|
9
|
3
|
(24)
|
(30)
|
(33)
|
(20)
|
(0)
|
4
|
12
|
7
|
13
|
5
|
(2)
|
(9)
|
(6)
|
3
|
(6)
|
(16)
|
(23)
|
(23)
|
(32)
|
(42)
|
|
Non Interest Expense |
(369)
|
(364)
|
(352)
|
(368)
|
(355)
|
(379)
|
(377)
|
(336)
|
(329)
|
(331)
|
(335)
|
(329)
|
(330)
|
(319)
|
(328)
|
(343)
|
(349)
|
(370)
|
(374)
|
(382)
|
(369)
|
(420)
|
(397)
|
(396)
|
(403)
|
(359)
|
(387)
|
(388)
|
(395)
|
(417)
|
(440)
|
(474)
|
(430)
|
(502)
|
(504)
|
(500)
|
(501)
|
(522)
|
(537)
|
(540)
|
(539)
|
|
Pre-Tax Income |
263
N/A
|
308
+17%
|
321
+4%
|
281
-12%
|
278
-1%
|
268
-4%
|
309
+15%
|
383
+24%
|
404
+5%
|
407
+1%
|
370
-9%
|
365
-1%
|
401
+10%
|
441
+10%
|
463
+5%
|
454
-2%
|
437
-4%
|
467
+7%
|
478
+2%
|
475
-1%
|
489
+3%
|
410
-16%
|
415
+1%
|
434
+5%
|
455
+5%
|
500
+10%
|
532
+7%
|
551
+4%
|
549
0%
|
561
+2%
|
515
-8%
|
495
-4%
|
567
+15%
|
590
+4%
|
657
+11%
|
687
+5%
|
635
-8%
|
659
+4%
|
647
-2%
|
783
+21%
|
795
+2%
|
|
Net Income | ||||||||||||||||||||||||||||||||||||||||||
Tax Provision |
(45)
|
(53)
|
(59)
|
(59)
|
(61)
|
(57)
|
(58)
|
(74)
|
(76)
|
(78)
|
(79)
|
(74)
|
(80)
|
(83)
|
(79)
|
(81)
|
(79)
|
(76)
|
(78)
|
(80)
|
(86)
|
(78)
|
(80)
|
(80)
|
(86)
|
(97)
|
(101)
|
(109)
|
(106)
|
(116)
|
(110)
|
(107)
|
(115)
|
(117)
|
(139)
|
(148)
|
(142)
|
(144)
|
(141)
|
(142)
|
(143)
|
|
Income from Continuing Operations |
218
|
255
|
262
|
222
|
218
|
211
|
250
|
310
|
328
|
330
|
291
|
291
|
321
|
358
|
384
|
373
|
358
|
391
|
400
|
395
|
404
|
332
|
335
|
354
|
369
|
402
|
431
|
442
|
443
|
445
|
405
|
388
|
452
|
473
|
518
|
539
|
493
|
515
|
506
|
641
|
652
|
|
Net Income (Common) |
202
N/A
|
239
+18%
|
245
+2%
|
208
-15%
|
206
-1%
|
193
-6%
|
226
+17%
|
279
+23%
|
309
+11%
|
315
+2%
|
281
-11%
|
283
+0%
|
300
+6%
|
335
+12%
|
361
+8%
|
350
-3%
|
335
-4%
|
366
+9%
|
374
+2%
|
369
-1%
|
378
+2%
|
311
-18%
|
315
+1%
|
333
+6%
|
345
+4%
|
376
+9%
|
403
+7%
|
415
+3%
|
415
0%
|
419
+1%
|
381
-9%
|
364
-4%
|
423
+16%
|
443
+5%
|
485
+10%
|
505
+4%
|
461
-9%
|
483
+5%
|
475
-2%
|
601
+27%
|
607
+1%
|
|
EPS (Diluted) |
20.57
N/A
|
24.53
+19%
|
22.38
-9%
|
18.52
-17%
|
18.18
-2%
|
17.15
-6%
|
20.1
+17%
|
24.79
+23%
|
27.57
+11%
|
27.97
+1%
|
24.99
-11%
|
25.11
+0%
|
24.21
-4%
|
27.07
+12%
|
29.1
+7%
|
28.28
-3%
|
27.04
-4%
|
29.54
+9%
|
30.22
+2%
|
29.81
-1%
|
30.45
+2%
|
25.07
-18%
|
24.98
0%
|
26.75
+7%
|
27.85
+4%
|
30.31
+9%
|
32.45
+7%
|
33.48
+3%
|
33.43
0%
|
33.77
+1%
|
30.8
-9%
|
29.25
-5%
|
34.17
+17%
|
35.74
+5%
|
39.25
+10%
|
40.72
+4%
|
37.27
-8%
|
38.91
+4%
|
38.19
-2%
|
48.47
+27%
|
49.01
+1%
|