R

Romsdal Sparebank
OSE:ROMSB

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Romsdal Sparebank
OSE:ROMSB
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Price: 123.96 NOK -0.02% Market Closed
Market Cap: 345.5m NOK
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Intrinsic Value

The intrinsic value of one ROMSB stock under the Base Case scenario is 158.12 NOK. Compared to the current market price of 123.96 NOK, Romsdal Sparebank is Undervalued by 22%.

The Intrinsic Value is calculated as the average of DCF and Relative values:

ROMSB Intrinsic Value
158.12 NOK
Undervaluation 22%
Intrinsic Value
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Romsdal Sparebank

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Backtest Conclusion
Very Attractive
Current Valuation
+45%
Avg Valuation
-12%
Worst Valuation
-49%
Best Valuation
+45%

Stock is trading at its lowest valuation over the past 5 years.

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Fundamental Analysis

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Financials
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Balance Sheet Decomposition
Romsdal Sparebank

Net Loans 5.7B
Investments 1B
PP&E 46.4m
Other Assets 162.4m
Total Deposits 5.9B
Long Term Debt 45.5m
Other Liabilities 49.4m

Wall St
Price Targets

ROMSB Price Targets Summary
Romsdal Sparebank

Wall Street analysts forecast ROMSB stock price to rise over the next 12 months.

According to Wall Street analysts, the average 1-year price target for ROMSB is 128.52 NOK with a low forecast of 127.26 NOK and a high forecast of 132.3 NOK.

Lowest
Price Target
127.26 NOK
3% Upside
Average
Price Target
128.52 NOK
4% Upside
Highest
Price Target
132.3 NOK
7% Upside
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Dividends

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Dividend Per Share
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0
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Shareholder Yield

Current shareholder yield for ROMSB is .

Shareholder yield represents the total return a company provides to its shareholders, calculated as the sum of dividend yield, buyback yield, and debt paydown yield. What is shareholder yield?

Shareholder Yield
Dividend Yield
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Buyback Yield
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Profile

Romsdal Sparebank

Country

Norway

Industry

Banking

Market Cap

345.5m NOK

Dividend Yield

6.16%

Description

Romsdal Sparebank engages in the provision of banking and financing services. The company is headquartered in Elnesvagen, More Og Romsdal and currently employs 48 full-time employees. The company went IPO on 2020-04-24. The company offers financial products and services in the areas of savings/investment, lending, payment processing, as well as life and non-life insurance. The Bank's objective is to be a full-service bank. Romsdal Sparebank's customers include individual clients, primary industries as well as small and medium-sized businesses. Sparebanken's offering includes credit cards, the Vipps app, international payments, home and health insurance, car and other vehicle insurance as well as car loans and home loans. The business customers can rely on e.g. financial advice, short-term or long-term financing, leasing, Eika Bedrift credit card as well as several different types of business insurance, such as personal insurance, agricultural insurance, and insurance for machines and vehicles.

Contact

MORE OG ROMSDAL
Elnesvagen
Torget 14
+4771268000
romsdalsbanken.no

IPO

2020-04-24

Employees

48

Officers

Chief Executive Officer
Mr. Odd Kjetil Sorgaard
CFO & Head of Staff
Gunhild Brubaek
Manager of Risk & Compliance
Ms. Kristin Henoen
Head of Sales & Marketing
Hilde Anita Furland Frostad
Assistant Bank Manager & Credit Manager
Mr. Jan-Borge Silseth
Accounting and Payroll Manager & Member of General Assembly
Ms. Monica Solum Gammelsæter
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Head of Insurance
Erik Rod Skjorsaether
Member of General Assembly & Head of Customer Service
Hilde Moen Gautvik
Sustainability Officer
Cecilia Lillthors
Show Less

See Also

Discover More
What is the Intrinsic Value of one ROMSB stock?

The intrinsic value of one ROMSB stock under the Base Case scenario is 158.12 NOK.

Is ROMSB stock undervalued or overvalued?

Compared to the current market price of 123.96 NOK, Romsdal Sparebank is Undervalued by 22%.

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