R

Romsdal Sparebank
OSE:ROMSB

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Romsdal Sparebank
OSE:ROMSB
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Price: 123.4 NOK Market Closed
Market Cap: 343.9m NOK
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Income Statement

Income Statement
Romsdal Sparebank

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Income Statement
Currency: NOK
Dec-2018 Mar-2019 Jun-2019 Sep-2019 Dec-2019 Mar-2020 Jun-2020 Sep-2020 Dec-2020 Mar-2021 Jun-2021 Sep-2021 Dec-2021 Mar-2022 Jun-2022 Sep-2022 Dec-2022 Mar-2023 Jun-2023 Sep-2023
Revenue
Net Interest Income
92
94
96
99
102
107
106
106
105
102
106
108
110
110
116
124
136
151
162
169
Interest Income
156
159
164
172
184
195
195
186
174
159
155
155
157
157
168
185
214
253
286
319
Interest Expense
63
65
68
73
81
88
89
80
69
56
49
47
47
47
52
61
78
102
124
150
Non Interest Income
49
46
48
49
48
48
51
53
53
59
57
58
59
60
66
65
57
55
52
53
Revenue
141
N/A
140
-1%
145
+3%
148
+2%
151
+2%
155
+3%
157
+1%
159
+1%
158
-1%
162
+3%
164
+1%
166
+1%
170
+2%
170
+0%
182
+7%
188
+4%
193
+2%
206
+7%
213
+3%
221
+4%
Pre-Tax Income
Loan Loss Provision
(5)
(4)
(5)
(8)
(5)
(9)
(10)
(12)
(14)
(10)
(7)
(5)
(4)
(4)
(11)
(9)
(13)
(12)
(10)
(16)
Non Interest Expense
(102)
(100)
(96)
(98)
(93)
(95)
(94)
(93)
(106)
(107)
(110)
(112)
(98)
(99)
(101)
(105)
(107)
(113)
(114)
(113)
Pre-Tax Income
34
N/A
36
+7%
43
+19%
42
-3%
52
+26%
51
-2%
53
+4%
53
-1%
37
-30%
45
+20%
47
+5%
49
+3%
68
+39%
67
0%
70
+4%
75
+6%
74
-1%
81
+10%
89
+10%
92
+3%
Net Income
Tax Provision
(7)
(8)
(7)
(7)
(12)
(12)
(12)
(12)
(7)
(9)
(9)
(9)
(15)
(15)
(14)
(14)
(14)
(16)
(20)
(20)
Income from Continuing Operations
27
28
36
35
41
40
42
41
30
36
38
39
53
53
57
60
60
65
70
72
Net Income (Common)
27
N/A
28
+7%
36
+26%
35
-3%
41
+16%
40
-2%
42
+4%
41
-1%
30
-27%
36
+20%
38
+4%
39
+4%
53
+36%
46
-14%
33
-27%
29
-14%
18
-37%
20
+8%
21
+5%
21
+2%
EPS (Diluted)
22.25
N/A
22.66
+2%
28.65
+26%
27.76
-3%
33.75
+22%
19.62
-42%
20.46
+4%
20.36
0%
15.05
-26%
17.76
+18%
18.56
+5%
19.26
+4%
26.5
+38%
22.58
-15%
16.5
-27%
14.24
-14%
9
-37%
9.69
+8%
10.08
+4%
10.39
+3%

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